Best Cheap Auto Insurance in Hemlock, MI (2021)

The average Hemlock, MI auto insurance rates are $729 per month. The minimum auto insurance in Hemlock is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Hemlock, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Hemlock, Michigan is 20/40/10
  • The average commute length in Hemlock is 28.8 minutes
  • The most expensive auto insurance company in Hemlock for teen drivers is Allstate

Hemlock, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Hemlock can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hemlock, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Hemlock to other Michigan cities, including Livonia auto insurance rates, Grand Rapids auto insurance rates, and Detroit auto insurance rates to see how Hemlock, Michigan auto insurance rates stack up.

Before you buy Hemlock, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hemlock, Michigan auto insurance quotes.

Minimum Auto Insurance in Hemlock, Michigan

Hemlock, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hemlock, Michigan.

Minimum Required Auto Insurance Coverage in Hemlock, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hemlock, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hemlock, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hemlock, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $12,778 $12,778 $11,800 $11,800 $32,616 $32,616 $13,481 $13,481
Farmers $3,901 $3,901 $3,649 $3,649 $8,604 $8,604 $4,377 $4,377
GEICO $3,399 $3,399 $3,487 $3,487 $9,738 $9,738 $3,253 $3,253
Liberty Mutual $12,294 $12,294 $12,175 $12,175 $28,516 $28,516 $12,294 $12,294
Nationwide $4,395 $4,395 $3,913 $3,913 $11,679 $11,679 $4,824 $4,824
Progressive $2,680 $2,494 $2,378 $2,641 $9,804 $10,464 $3,109 $2,882
State Farm $7,200 $7,200 $6,696 $6,696 $25,497 $25,497 $8,462 $8,462
Travelers $5,615 $5,615 $4,820 $4,820 $16,936 $16,936 $6,099 $6,099
USAA $2,571 $2,450 $2,416 $2,289 $6,400 $6,131 $3,156 $3,049

Cheap Hemlock, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hemlock, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Hemlock, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Hemlock, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $32,616 $32,616
Farmers $8,604 $8,604
GEICO $9,738 $9,738
Liberty Mutual $28,516 $28,516
Nationwide $11,679 $11,679
Progressive $9,804 $10,464
State Farm $25,497 $25,497
Travelers $16,936 $16,936
USAA $6,400 $6,131

Cheap Hemlock, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Hemlock, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hemlock, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $11,800 $11,800
Farmers $3,649 $3,649
GEICO $3,487 $3,487
Liberty Mutual $12,175 $12,175
Nationwide $3,913 $3,913
Progressive $2,378 $2,641
State Farm $6,696 $6,696
Travelers $4,820 $4,820
USAA $2,416 $2,289

Cheap Hemlock, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hemlock, Michigan compared to the annual auto insurance rates with a clean record in Hemlock, Michigan.

Annual Hemlock, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,702 $11,553 $38,310 $12,110
Farmers $4,319 $5,493 $5,427 $5,292
GEICO $1,737 $3,706 $11,209 $3,225
Liberty Mutual $11,174 $13,680 $25,963 $14,461
Nationwide $5,302 $7,103 $6,434 $5,971
Progressive $3,876 $5,067 $4,560 $4,722
State Farm $7,551 $9,086 $19,829 $11,388
Travelers $5,663 $8,086 $13,026 $6,695
USAA $2,861 $3,568 $4,682 $3,120

Cheap Hemlock, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hemlock, Michigan is not easy. Compare the annual rates for DUI auto insurance in Hemlock, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Hemlock, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $38,310
Farmers $5,427
GEICO $11,209
Liberty Mutual $25,963
Nationwide $6,434
Progressive $4,560
State Farm $19,829
Travelers $13,026
USAA $4,682

Cheap Hemlock, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hemlock, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hemlock, Michigan

Insurance Company Poor Fair Good
Allstate $26,685 $14,823 $11,498
Farmers $6,793 $4,476 $4,129
GEICO $6,381 $4,698 $3,828
Liberty Mutual $25,786 $14,914 $8,258
Nationwide $7,774 $5,859 $4,975
Progressive $5,241 $4,427 $4,001
State Farm $19,410 $9,817 $6,664
Travelers $8,575 $8,316 $8,211
USAA $5,322 $3,032 $2,319

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Cheap Hemlock, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hemlock, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Hemlock, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hemlock, Michigan

ZIP Code Average Annual Rates
48626 $6,240

Cheap Hemlock, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Hemlock, Michigan auto insurance. Find the cheapest annual Hemlock, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hemlock, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $17,669 $17,669
Farmers $5,133 $5,133
GEICO $4,859 $5,080
Liberty Mutual $15,768 $16,871
Nationwide $6,203 $6,203
Progressive $4,556 $4,556
State Farm $11,640 $12,287
Travelers $8,320 $8,416
USAA $3,518 $3,598

Cheap Hemlock, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hemlock, Michigan? Check out the comparison of annual Hemlock, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hemlock, Michigan

Insurance Company Low Medium High
Allstate $17,239 $17,707 $18,060
Farmers $4,999 $5,122 $5,277
GEICO $4,647 $4,926 $5,335
Liberty Mutual $15,937 $16,282 $16,741
Nationwide $6,495 $6,097 $6,016
Progressive $4,403 $4,562 $4,703
State Farm $11,355 $12,039 $12,497
Travelers $8,281 $8,376 $8,446
USAA $3,448 $3,567 $3,658

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Best By Category: Cheapest Auto Insurance in Hemlock, Michigan

Compare the cheapest auto insurance companies in Hemlock, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hemlock, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Hemlock, Michigan Auto Insurance Companies

What auto insurance companies in Hemlock, Michigan are the cheapest? Compare the top Hemlock, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hemlock, Michigan

Insurance Company Average Annual Rates
Allstate $17,669
Farmers $5,133
GEICO $4,969
Liberty Mutual $16,320
Nationwide $6,203
Progressive $4,556
State Farm $11,964
Travelers $8,368
USAA $3,558

What affects auto insurance rates in Hemlock, Michigan?

There are a lot of reasons why auto insurance rates in Hemlock, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hemlock, Michigan. Many local factors may affect your Hemlock auto insurance rates.

Hemlock Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hemlock, Michigan commute length is 28.8 minutes according to City-Data.

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Compare Hemlock, Michigan Auto Insurance Quotes

Before you buy Hemlock, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hemlock, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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