Best Cheap Auto Insurance in Hellertown, PA (2021)

The average Hellertown, PA auto insurance rates are $329 per month. The minimum auto insurance in Hellertown is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Hellertown, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Hellertown for teen drivers is Travelers
  • Average auto insurance rates in Hellertown, PA for senior drivers are $2,009 per year
  • The average commute length in Hellertown is 26.6 minutes

Hellertown, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Hellertown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hellertown, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Hellertown to other Pennsylvania cities, including York auto insurance rates, Philadelphia auto insurance rates, and Reading auto insurance rates to see how Hellertown, Pennsylvania auto insurance rates stack up.

Before you buy Hellertown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hellertown, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Hellertown, Pennsylvania

Hellertown, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hellertown, Pennsylvania.

Minimum Required Auto Insurance Coverage in Hellertown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Hellertown, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hellertown, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hellertown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,276 $2,276 $2,116 $2,116 $7,790 $7,790 $2,485 $2,485
GEICO $1,999 $1,730 $1,904 $1,649 $5,010 $4,346 $2,001 $1,732
Liberty Mutual $3,818 $3,818 $3,500 $3,500 $11,091 $11,091 $4,838 $4,838
Nationwide $1,904 $1,904 $1,806 $1,806 $5,425 $5,425 $2,140 $2,140
Progressive $2,700 $2,700 $2,413 $2,413 $8,814 $8,814 $3,452 $3,452
State Farm $1,762 $1,762 $1,562 $1,562 $6,436 $6,436 $1,951 $1,951
Travelers $1,669 $1,669 $1,808 $1,808 $24,778 $24,778 $2,001 $2,001
USAA $1,209 $1,209 $1,093 $1,093 $3,748 $3,748 $1,607 $1,607

Cheap Hellertown, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hellertown, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Hellertown, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Hellertown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,790 $7,790
GEICO $5,010 $4,346
Liberty Mutual $11,091 $11,091
Nationwide $5,425 $5,425
Progressive $8,814 $8,814
State Farm $6,436 $6,436
Travelers $24,778 $24,778
USAA $3,748 $3,748

Cheap Hellertown, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Hellertown, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hellertown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,116 $2,116
GEICO $1,904 $1,649
Liberty Mutual $3,500 $3,500
Nationwide $1,806 $1,806
Progressive $2,413 $2,413
State Farm $1,562 $1,562
Travelers $1,808 $1,808
USAA $1,093 $1,093

Cheap Hellertown, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hellertown, Pennsylvania compared to the annual auto insurance rates with a clean record in Hellertown, Pennsylvania.

Annual Hellertown, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,508 $4,143 $3,508 $3,508
GEICO $1,872 $3,226 $2,504 $2,584
Liberty Mutual $5,285 $6,092 $5,935 $5,935
Nationwide $2,037 $2,730 $3,793 $2,716
Progressive $3,934 $5,455 $4,047 $3,942
State Farm $2,667 $3,189 $2,928 $2,928
Travelers $5,349 $7,635 $9,635 $7,635
USAA $1,534 $2,131 $2,276 $1,715

Cheap Hellertown, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hellertown, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Hellertown, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Hellertown, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,508
GEICO $2,504
Liberty Mutual $5,935
Nationwide $3,793
Progressive $4,047
State Farm $2,928
Travelers $9,635
USAA $2,276

Cheap Hellertown, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hellertown, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hellertown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,686 $3,496 $2,817
GEICO $3,822 $2,153 $1,664
Liberty Mutual $7,417 $5,320 $4,699
Nationwide $3,302 $2,723 $2,431
Progressive $5,746 $4,040 $3,247
State Farm $4,170 $2,579 $2,034
Travelers $8,215 $7,440 $7,037
USAA $2,385 $1,779 $1,578

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Cheap Hellertown, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hellertown, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Hellertown, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hellertown, Pennsylvania

ZIP Code Average Annual Rates
18055 $4,910

Cheap Hellertown, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Hellertown, Pennsylvania auto insurance. Find the cheapest annual Hellertown, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hellertown, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,591 $3,742
GEICO $2,507 $2,586
Liberty Mutual $5,664 $5,960
Nationwide $2,819 $2,819
Progressive $4,345 $4,345
State Farm $2,841 $3,015
Travelers $7,564 $7,564
USAA $1,859 $1,969

Cheap Hellertown, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hellertown, Pennsylvania? Check out the comparison of annual Hellertown, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hellertown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,495 $3,691 $3,813
GEICO $2,300 $2,572 $2,768
Liberty Mutual $5,510 $5,858 $6,068
Nationwide $2,817 $2,861 $2,779
Progressive $3,960 $4,384 $4,690
State Farm $2,719 $2,974 $3,091
Travelers $7,621 $7,579 $7,491
USAA $1,764 $1,934 $2,044

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Best By Category: Cheapest Auto Insurance in Hellertown, Pennsylvania

Compare the cheapest auto insurance companies in Hellertown, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hellertown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Hellertown, Pennsylvania Auto Insurance Companies

What auto insurance companies in Hellertown, Pennsylvania are the cheapest? Compare the top Hellertown, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hellertown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,666
GEICO $2,546
Liberty Mutual $5,812
Nationwide $2,819
Progressive $4,345
State Farm $2,928
Travelers $7,564
USAA $1,914

What affects auto insurance rates in Hellertown, Pennsylvania?

There are a lot of reasons why auto insurance rates in Hellertown, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hellertown, Pennsylvania. Many local factors may affect your Hellertown auto insurance rates.

Hellertown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hellertown, Pennsylvania commute length is 26.6 minutes according to City-Data.

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Compare Hellertown, Pennsylvania Auto Insurance Quotes

Before you buy Hellertown, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hellertown, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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