Best Cheap Auto Insurance in Helen, GA (2021)

The average Helen, GA auto insurance rates are $385 per month. The minimum auto insurance in Helen is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Helen, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The average commute length in Helen is 21.4 minutes
  • Average auto insurance rates in Helen, GA for senior drivers are $2,534 per year
  • The cheapest auto insurance company in Helen is GEICO

Helen, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Helen can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Helen, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Helen to other Georgia cities, including Roswell auto insurance rates, Alpharetta auto insurance rates, and Atlanta auto insurance rates to see how Helen, Georgia auto insurance rates stack up.

Before you buy Helen, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Helen, Georgia auto insurance quotes.

Minimum Auto Insurance in Helen, Georgia

Helen, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Helen, Georgia.

Minimum Required Auto Insurance Coverage in Helen, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Helen, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Helen, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Helen, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,650 $2,650 $2,538 $2,538 $6,329 $8,206 $2,979 $3,256
GEICO $1,670 $1,651 $1,620 $1,620 $5,019 $6,019 $2,166 $2,397
Liberty Mutual $5,151 $5,601 $4,210 $4,763 $21,834 $24,354 $5,479 $5,845
Nationwide $2,929 $3,027 $2,867 $3,149 $8,831 $11,386 $3,540 $3,843
Progressive $2,804 $2,593 $2,416 $2,540 $9,110 $10,095 $3,273 $3,459
State Farm $2,193 $2,193 $1,976 $1,976 $5,984 $7,834 $2,410 $2,616
USAA $1,768 $1,763 $1,631 $1,638 $6,361 $7,571 $2,197 $2,424

Cheap Helen, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Helen, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Helen, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Helen, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,329 $8,206
GEICO $5,019 $6,019
Liberty Mutual $21,834 $24,354
Nationwide $8,831 $11,386
Progressive $9,110 $10,095
State Farm $5,984 $7,834
USAA $6,361 $7,571

Cheap Helen, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Helen, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Helen, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,538 $2,538
GEICO $1,620 $1,620
Liberty Mutual $4,210 $4,763
Nationwide $2,867 $3,149
Progressive $2,416 $2,540
State Farm $1,976 $1,976
USAA $1,631 $1,638

Cheap Helen, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Helen, Georgia compared to the annual auto insurance rates with a clean record in Helen, Georgia.

Annual Helen, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $4,942 $4,052 $3,375
GEICO $1,867 $2,338 $4,782 $2,093
Liberty Mutual $7,313 $10,014 $11,524 $9,767
Nationwide $3,824 $4,470 $6,872 $4,620
Progressive $3,552 $6,294 $4,167 $4,132
State Farm $3,087 $3,708 $3,398 $3,398
USAA $2,419 $3,053 $4,511 $2,692

Cheap Helen, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Helen, Georgia is not easy. Compare the annual rates for DUI auto insurance in Helen, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Helen, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,052
GEICO $4,782
Liberty Mutual $11,524
Nationwide $6,872
Progressive $4,167
State Farm $3,398
USAA $4,511

Cheap Helen, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Helen, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Helen, Georgia

Insurance Company Poor Fair Good
Allstate $5,043 $3,508 $3,129
GEICO $3,484 $2,449 $2,377
Liberty Mutual $13,840 $8,481 $6,642
Nationwide $5,888 $4,770 $4,182
Progressive $5,081 $4,417 $4,111
State Farm $4,816 $3,000 $2,377
USAA $4,135 $2,900 $2,472

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Cheap Helen, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Helen, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Helen, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Helen, Georgia

ZIP Code Average Annual Rates
30545 $4,475

Cheap Helen, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Helen, Georgia auto insurance. Find the cheapest annual Helen, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Helen, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,809 $3,978
GEICO $2,723 $2,818
Liberty Mutual $9,654 $9,654
Nationwide $4,947 $4,947
Progressive $4,536 $4,536
State Farm $3,398 $3,398
USAA $3,025 $3,313

Cheap Helen, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Helen, Georgia? Check out the comparison of annual Helen, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Helen, Georgia

Insurance Company Low Medium High
Allstate $3,641 $3,925 $4,114
GEICO $2,579 $2,783 $2,948
Liberty Mutual $9,298 $9,608 $10,058
Nationwide $4,947 $5,022 $4,871
Progressive $4,233 $4,478 $4,898
State Farm $3,181 $3,400 $3,612
USAA $3,045 $3,154 $3,307

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Best By Category: Cheapest Auto Insurance in Helen, Georgia

Compare the cheapest auto insurance companies in Helen, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Helen, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Helen, Georgia Auto Insurance Companies

What auto insurance companies in Helen, Georgia are the cheapest? Compare the top Helen, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Helen, Georgia

Insurance Company Average Annual Rates
Allstate $3,893
GEICO $2,770
Liberty Mutual $9,654
Nationwide $4,947
Progressive $4,536
State Farm $3,398
USAA $3,169

What affects auto insurance rates in Helen, Georgia?

There are a lot of reasons why auto insurance rates in Helen, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Helen, Georgia. Many local factors may affect your Helen auto insurance rates.

Helen Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Helen, Georgia commute length is 21.4 minutes according to City-Data.

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Compare Helen, Georgia Auto Insurance Quotes

Before you buy Helen, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Helen, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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