Best Cheap Auto Insurance in Hedley, TX (2021)

The average Hedley, TX auto insurance rates are $333 per month. The minimum auto insurance in Hedley is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Hedley, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • Average auto insurance rates in Hedley, TX for senior drivers are $2,436 per year
  • The average commute length in Hedley is 20.9 minutes
  • The cheapest auto insurance company in Hedley is USAA

Hedley, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Hedley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hedley, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Hedley to other Texas cities, including Fort Worth auto insurance rates, Arlington auto insurance rates, and Plano auto insurance rates to see how Hedley, Texas auto insurance rates stack up.

Before you buy Hedley, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hedley, Texas auto insurance quotes.

Minimum Auto Insurance in Hedley, Texas

Hedley, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hedley, Texas.

Minimum Required Auto Insurance Coverage in Hedley, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hedley, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hedley, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hedley, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,514 $3,571 $3,472 $3,472 $8,992 $10,944 $4,375 $4,605
American Family $3,782 $4,130 $3,201 $3,607 $7,991 $10,642 $5,067 $5,758
GEICO $2,406 $2,529 $2,193 $2,379 $4,937 $5,209 $2,605 $2,669
Nationwide $2,471 $2,522 $2,179 $2,317 $6,871 $8,867 $2,888 $3,134
Progressive $2,768 $2,617 $2,435 $2,502 $11,034 $12,217 $3,245 $3,256
State Farm $1,879 $1,879 $1,656 $1,656 $4,238 $5,355 $2,025 $2,094
USAA $1,594 $1,639 $1,497 $1,531 $4,047 $4,518 $2,138 $2,373

Cheap Hedley, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hedley, Texas is a challenge. Take a look at the annual teen auto insurance rates in Hedley, Texas.

Annual Auto Insurance Rates for Teen Drivers in Hedley, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,992 $10,944
American Family $7,991 $10,642
GEICO $4,937 $5,209
Nationwide $6,871 $8,867
Progressive $11,034 $12,217
State Farm $4,238 $5,355
USAA $4,047 $4,518

Cheap Hedley, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Hedley, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hedley, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,472 $3,472
American Family $3,201 $3,607
GEICO $2,193 $2,379
Nationwide $2,179 $2,317
Progressive $2,435 $2,502
State Farm $1,656 $1,656
USAA $1,497 $1,531

Cheap Hedley, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hedley, Texas compared to the annual auto insurance rates with a clean record in Hedley, Texas.

Annual Hedley, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,253 $6,352 $6,615 $4,253
American Family $5,082 $6,345 $5,581 $5,082
GEICO $2,646 $3,395 $2,988 $3,435
Nationwide $3,381 $3,381 $5,037 $3,826
Progressive $4,369 $5,618 $5,116 $4,934
State Farm $2,336 $2,643 $3,076 $2,336
USAA $1,833 $2,638 $3,094 $2,103

Cheap Hedley, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hedley, Texas is not easy. Compare the annual rates for DUI auto insurance in Hedley, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hedley, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,615
American Family $5,581
GEICO $2,988
Nationwide $5,037
Progressive $5,116
State Farm $3,076
USAA $3,094

Cheap Hedley, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hedley, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hedley, Texas

Insurance Company Poor Fair Good
Allstate $6,832 $5,001 $4,272
American Family $7,884 $4,654 $4,030
GEICO $4,803 $2,724 $1,820
Nationwide $4,700 $3,754 $3,264
Progressive $5,681 $4,861 $4,486
State Farm $3,685 $2,288 $1,820
USAA $3,624 $2,022 $1,606

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Cheap Hedley, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hedley, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Hedley, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hedley, Texas

ZIP Code Average Annual Rates
79237 $5,755

Cheap Hedley, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hedley, Texas auto insurance. Find the cheapest annual Hedley, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hedley, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,248 $5,488
American Family $5,523 $5,523
GEICO $3,047 $3,185
Nationwide $3,906 $3,906
Progressive $5,009 $5,009
State Farm $2,598 $2,598
USAA $2,385 $2,449

Cheap Hedley, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hedley, Texas? Check out the comparison of annual Hedley, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hedley, Texas

Insurance Company Low Medium High
Allstate $5,284 $5,337 $5,484
American Family $5,284 $5,401 $5,882
GEICO $3,022 $3,096 $3,230
Nationwide $4,229 $3,737 $3,753
Progressive $4,721 $4,974 $5,333
State Farm $2,482 $2,590 $2,721
USAA $2,364 $2,412 $2,475

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Best By Category: Cheapest Auto Insurance in Hedley, Texas

Compare the cheapest auto insurance companies in Hedley, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hedley, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Hedley, Texas Auto Insurance Companies

What auto insurance companies in Hedley, Texas are the cheapest? Compare the top Hedley, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hedley, Texas

Insurance Company Average Annual Rates
Allstate $5,368
American Family $5,523
GEICO $3,116
Nationwide $3,906
Progressive $5,009
State Farm $2,598
USAA $2,417

What affects auto insurance rates in Hedley, Texas?

There are a lot of reasons why auto insurance rates in Hedley, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hedley, Texas. Many local factors may affect your Hedley auto insurance rates.

Hedley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hedley, Texas commute length is 20.9 minutes according to City-Data.

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Compare Hedley, Texas Auto Insurance Quotes

Before you buy Hedley, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hedley, Texas auto insurance quotes.

Free Auto Insurance Comparison

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