Best Cheap Auto Insurance in Heber, AZ (2021)

The average Heber, AZ auto insurance rates are $280 per month. The minimum auto insurance in Heber is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Heber, Arizona, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Heber for teen drivers is Farmers
  • The average commute length in Heber is 14.0 minutes
  • The minimum auto insurance required in Heber, Arizona is 15/30/10

Heber, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Heber can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Heber, Arizona, including driving record, credit, commute time, and more.

Compare auto insurance in Heber to other Arizona cities, including Scottsdale auto insurance rates, Surprise auto insurance rates, and Gilbert auto insurance rates to see how Heber, Arizona auto insurance rates stack up.

Before you buy Heber, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Heber, Arizona auto insurance quotes.

Minimum Auto Insurance in Heber, Arizona

Heber, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Heber, Arizona.

Minimum Required Auto Insurance Coverage in Heber, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Heber, Arizona Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Heber, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Heber, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,706 $2,706 $2,628 $2,628 $5,932 $7,737 $3,041 $3,315
American Family $2,766 $2,766 $2,538 $2,538 $7,272 $9,457 $2,766 $3,260
Farmers $2,158 $2,143 $1,936 $2,068 $8,606 $8,806 $2,419 $2,489
GEICO $1,549 $1,734 $1,280 $1,612 $4,437 $4,730 $1,418 $1,426
Nationwide $2,190 $2,235 $1,958 $2,076 $5,350 $6,858 $2,522 $2,727
Progressive $1,925 $1,692 $1,724 $1,639 $7,769 $8,683 $2,075 $2,074
State Farm $2,354 $2,354 $2,074 $2,074 $7,220 $9,078 $2,534 $3,202
Travelers $1,616 $1,699 $1,473 $1,565 $4,406 $5,437 $1,714 $1,802
USAA $1,729 $1,735 $1,612 $1,634 $6,479 $7,439 $2,281 $2,450

Cheap Heber, Arizona Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Heber, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Heber, Arizona.

Annual Auto Insurance Rates for Teen Drivers in Heber, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,932 $7,737
American Family $7,272 $9,457
Farmers $8,606 $8,806
GEICO $4,437 $4,730
Nationwide $5,350 $6,858
Progressive $7,769 $8,683
State Farm $7,220 $9,078
Travelers $4,406 $5,437
USAA $6,479 $7,439

Cheap Heber, Arizona Auto Insurance for Seniors

What are senior auto insurance rates in Heber, Arizona? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Heber, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,628 $2,628
American Family $2,538 $2,538
Farmers $1,936 $2,068
GEICO $1,280 $1,612
Nationwide $1,958 $2,076
Progressive $1,724 $1,639
State Farm $2,074 $2,074
Travelers $1,473 $1,565
USAA $1,612 $1,634

Cheap Heber, Arizona Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Heber, Arizona compared to the annual auto insurance rates with a clean record in Heber, Arizona.

Annual Heber, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,088 $3,875 $4,400 $3,982
American Family $2,949 $4,595 $5,707 $3,430
Farmers $3,234 $4,165 $4,068 $3,846
GEICO $1,776 $2,372 $3,169 $1,776
Nationwide $2,742 $2,881 $4,268 $3,068
Progressive $3,043 $3,996 $3,214 $3,537
State Farm $3,518 $4,205 $3,861 $3,861
Travelers $1,980 $2,569 $2,838 $2,468
USAA $2,306 $3,302 $4,357 $2,715

Cheap Heber, Arizona Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Heber, Arizona is not easy. Compare the annual rates for DUI auto insurance in Heber, Arizona to find the best deal.

Annual Auto Insurance Rates After a DUI in Heber, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,400
American Family $5,707
Farmers $4,068
GEICO $3,169
Nationwide $4,268
Progressive $3,214
State Farm $3,861
Travelers $2,838
USAA $4,357

Cheap Heber, Arizona Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Heber, Arizona annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Heber, Arizona

Insurance Company Poor Fair Good
Allstate $4,930 $3,488 $3,092
American Family $5,252 $3,901 $3,358
Farmers $4,399 $3,632 $3,453
GEICO $3,123 $2,049 $1,647
Nationwide $3,896 $3,103 $2,719
Progressive $3,857 $3,356 $3,131
State Farm $7,111 $2,751 $1,722
Travelers $3,009 $2,451 $1,931
USAA $4,176 $2,912 $2,421

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Cheap Heber, Arizona Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Heber, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Heber, Arizona to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Heber, Arizona

ZIP Code Average Annual Rates
85928 $3,336

Cheap Heber, Arizona Auto Insurance Rates By Commute

Commute length and annual mileage affect Heber, Arizona auto insurance. Find the cheapest annual Heber, Arizona auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Heber, Arizona

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,836 $3,836
American Family $4,129 $4,211
Farmers $3,828 $3,828
GEICO $2,234 $2,312
Nationwide $3,240 $3,240
Progressive $3,448 $3,448
State Farm $3,765 $3,958
Travelers $2,464 $2,464
USAA $3,136 $3,204

Cheap Heber, Arizona Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Heber, Arizona? Check out the comparison of annual Heber, Arizona auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Heber, Arizona

Insurance Company Low Medium High
Allstate $3,618 $3,854 $4,037
American Family $4,026 $4,304 $4,181
Farmers $3,325 $3,863 $4,296
GEICO $1,982 $2,297 $2,540
Nationwide $3,145 $3,265 $3,309
Progressive $3,076 $3,504 $3,763
State Farm $3,490 $3,930 $4,164
Travelers $2,250 $2,495 $2,646
USAA $2,931 $3,212 $3,367

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Best By Category: Cheapest Auto Insurance in Heber, Arizona

Compare the cheapest auto insurance companies in Heber, Arizona in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Heber, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Travelers
With 1 Speeding Violation GEICO

The Cheapest Heber, Arizona Auto Insurance Companies

What auto insurance companies in Heber, Arizona are the cheapest? Compare the top Heber, Arizona auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Heber, Arizona

Insurance Company Average Annual Rates
Allstate $3,836
American Family $4,170
Farmers $3,828
GEICO $2,273
Nationwide $3,240
Progressive $3,448
State Farm $3,861
Travelers $2,464
USAA $3,170

What affects auto insurance rates in Heber, Arizona?

There are a lot of reasons why auto insurance rates in Heber, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Heber, Arizona. Many local factors may affect your Heber auto insurance rates.

Heber Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Heber, Arizona commute length is 14.0 minutes according to City-Data.

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Compare Heber, Arizona Auto Insurance Quotes

Before you buy Heber, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Heber, Arizona auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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