Best Cheap Auto Insurance in Heath, TX (2021)

The average Heath, TX auto insurance rates are $337 per month. The minimum auto insurance in Heath is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Heath, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Heath for teen drivers is Progressive
  • Average auto insurance rates in Heath, TX for senior drivers are $2,452 per year
  • The cheapest auto insurance company in Heath is USAA

Heath, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Heath can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Heath, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Heath to other Texas cities, including Corpus Christi auto insurance rates, Houston auto insurance rates, and Dallas auto insurance rates to see how Heath, Texas auto insurance rates stack up.

Before you buy Heath, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Heath, Texas auto insurance quotes.

Minimum Auto Insurance in Heath, Texas

Heath, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Heath, Texas.

Minimum Required Auto Insurance Coverage in Heath, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Heath, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Heath, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Heath, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,761 $3,789 $3,713 $3,713 $9,858 $11,880 $4,633 $4,817
American Family $2,568 $2,850 $2,389 $2,727 $6,707 $8,826 $3,665 $4,186
GEICO $2,764 $2,991 $2,664 $3,038 $6,187 $6,402 $3,001 $2,991
Nationwide $2,478 $2,515 $2,188 $2,314 $7,164 $9,184 $2,925 $3,163
Progressive $2,451 $2,330 $2,196 $2,229 $10,675 $11,940 $2,922 $2,975
State Farm $2,174 $2,174 $1,941 $1,941 $5,331 $6,815 $2,372 $2,441
USAA $1,720 $1,723 $1,647 $1,626 $4,896 $5,310 $2,287 $2,436

Cheap Heath, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Heath, Texas is a challenge. Take a look at the annual teen auto insurance rates in Heath, Texas.

Annual Auto Insurance Rates for Teen Drivers in Heath, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,858 $11,880
American Family $6,707 $8,826
GEICO $6,187 $6,402
Nationwide $7,164 $9,184
Progressive $10,675 $11,940
State Farm $5,331 $6,815
USAA $4,896 $5,310

Cheap Heath, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Heath, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Heath, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,713 $3,713
American Family $2,389 $2,727
GEICO $2,664 $3,038
Nationwide $2,188 $2,314
Progressive $2,196 $2,229
State Farm $1,941 $1,941
USAA $1,647 $1,626

Cheap Heath, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Heath, Texas compared to the annual auto insurance rates with a clean record in Heath, Texas.

Annual Heath, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,478 $6,924 $7,202 $4,478
American Family $3,867 $4,916 $4,310 $3,867
GEICO $3,181 $4,230 $3,508 $4,101
Nationwide $3,461 $3,461 $5,133 $3,910
Progressive $4,107 $5,342 $4,791 $4,620
State Farm $2,784 $3,211 $3,814 $2,784
USAA $2,011 $2,982 $3,522 $2,309

Cheap Heath, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Heath, Texas is not easy. Compare the annual rates for DUI auto insurance in Heath, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Heath, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,202
American Family $4,310
GEICO $3,508
Nationwide $5,133
Progressive $4,791
State Farm $3,814
USAA $3,522

Cheap Heath, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Heath, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Heath, Texas

Insurance Company Poor Fair Good
Allstate $7,344 $5,370 $4,597
American Family $5,857 $3,659 $3,204
GEICO $5,813 $3,277 $2,175
Nationwide $4,784 $3,849 $3,341
Progressive $5,281 $4,595 $4,269
State Farm $4,459 $2,775 $2,211
USAA $3,970 $2,298 $1,849

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Cheap Heath, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Heath, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Heath, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Heath, Texas

ZIP Code Average Annual Rates
75032 $5,953

Cheap Heath, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Heath, Texas auto insurance. Find the cheapest annual Heath, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Heath, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,628 $5,913
American Family $4,240 $4,240
GEICO $3,686 $3,823
Nationwide $3,991 $3,991
Progressive $4,715 $4,715
State Farm $3,149 $3,149
USAA $2,672 $2,740

Cheap Heath, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Heath, Texas? Check out the comparison of annual Heath, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Heath, Texas

Insurance Company Low Medium High
Allstate $5,617 $5,713 $5,981
American Family $3,976 $4,103 $4,640
GEICO $3,557 $3,713 $3,994
Nationwide $4,301 $3,823 $3,850
Progressive $4,507 $4,698 $4,940
State Farm $2,977 $3,139 $3,330
USAA $2,610 $2,695 $2,813

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Best By Category: Cheapest Auto Insurance in Heath, Texas

Compare the cheapest auto insurance companies in Heath, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Heath, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Heath, Texas Auto Insurance Companies

What auto insurance companies in Heath, Texas are the cheapest? Compare the top Heath, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Heath, Texas

Insurance Company Average Annual Rates
Allstate $5,771
American Family $4,240
GEICO $3,755
Nationwide $3,991
Progressive $4,715
State Farm $3,149
USAA $2,706

What affects auto insurance rates in Heath, Texas?

There are a lot of reasons why auto insurance rates in Heath, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Heath, Texas. Many local factors may affect your Heath auto insurance rates.

Heath Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Heath, Texas auto theft statistics, there have been 3 auto thefts in the city.

Heath Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Heath, Texas commute length is 34.0 minutes according to City-Data.

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Compare Heath, Texas Auto Insurance Quotes

Before you buy Heath, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Heath, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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