Best Cheap Auto Insurance in Hazel, KY (2021)

The average Hazel, KY auto insurance rates are $337 per month. The minimum auto insurance in Hazel is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Hazel, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Hazel is USAA
  • Average auto insurance rates in Hazel, KY for senior drivers are $2,254 per year
  • The minimum auto insurance required in Hazel, Kentucky is 25/50/25

Hazel, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Hazel can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hazel, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Hazel to other Kentucky cities, including Owensboro auto insurance rates, Nicholasville auto insurance rates, and Hopkinsville auto insurance rates to see how Hazel, Kentucky auto insurance rates stack up.

Before you buy Hazel, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hazel, Kentucky auto insurance quotes.

Minimum Auto Insurance in Hazel, Kentucky

Hazel, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hazel, Kentucky.

Minimum Required Auto Insurance Coverage in Hazel, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hazel, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hazel, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hazel, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,103 $2,798 $2,987 $11,177 $12,562 $3,500 $3,719
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,597 $2,819 $2,210 $2,473 $10,183 $11,276 $2,721 $2,844
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,030 $1,947 $1,803 $1,825 $9,375 $10,582 $2,516 $2,581
State Farm $1,888 $1,888 $1,686 $1,686 $5,734 $7,241 $2,108 $2,374
Travelers $2,210 $2,251 $2,161 $2,167 $10,394 $16,625 $2,306 $2,682
USAA $1,632 $1,637 $1,471 $1,499 $4,298 $4,532 $2,059 $2,256

Cheap Hazel, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hazel, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Hazel, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Hazel, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,177 $12,562
GEICO $6,168 $7,329
Liberty Mutual $10,183 $11,276
Nationwide $6,037 $7,550
Progressive $9,375 $10,582
State Farm $5,734 $7,241
Travelers $10,394 $16,625
USAA $4,298 $4,532

Cheap Hazel, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Hazel, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hazel, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,798 $2,987
GEICO $3,218 $2,914
Liberty Mutual $2,210 $2,473
Nationwide $2,519 $2,640
Progressive $1,803 $1,825
State Farm $1,686 $1,686
Travelers $2,161 $2,167
USAA $1,471 $1,499

Cheap Hazel, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hazel, Kentucky compared to the annual auto insurance rates with a clean record in Hazel, Kentucky.

Annual Hazel, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,488 $5,807 $6,154 $5,033
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,883 $5,936 $4,625 $4,117
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,383 $4,970 $3,861 $4,115
State Farm $2,805 $3,346 $3,076 $3,076
Travelers $4,449 $4,579 $6,599 $4,772
USAA $1,830 $2,583 $3,079 $2,200

Cheap Hazel, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hazel, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Hazel, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Hazel, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,154
GEICO $6,130
Liberty Mutual $4,625
Nationwide $4,997
Progressive $3,861
State Farm $3,076
Travelers $6,599
USAA $3,079

Cheap Hazel, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hazel, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hazel, Kentucky

Insurance Company Poor Fair Good
Allstate $7,101 $4,907 $4,104
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,635 $4,067 $3,220
Nationwide $4,672 $3,666 $3,197
Progressive $4,590 $3,970 $3,688
State Farm $4,455 $2,683 $2,089
Travelers $5,693 $4,813 $4,793
USAA $3,605 $2,019 $1,646

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hazel, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hazel, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Hazel, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hazel, Kentucky

ZIP Code Average Annual Rates
42049 $3,623

Cheap Hazel, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Hazel, Kentucky auto insurance. Find the cheapest annual Hazel, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hazel, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,371 $5,371
GEICO $3,750 $3,821
Liberty Mutual $4,640 $4,640
Nationwide $3,845 $3,845
Progressive $4,082 $4,082
State Farm $3,002 $3,150
Travelers $5,100 $5,100
USAA $2,334 $2,513

Cheap Hazel, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hazel, Kentucky? Check out the comparison of annual Hazel, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hazel, Kentucky

Insurance Company Low Medium High
Allstate $5,050 $5,352 $5,709
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,427 $4,612 $4,881
Nationwide $3,908 $3,801 $3,826
Progressive $3,816 $4,043 $4,388
State Farm $2,919 $3,075 $3,233
Travelers $4,861 $5,126 $5,312
USAA $2,318 $2,418 $2,534

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Hazel, Kentucky

Compare the cheapest auto insurance companies in Hazel, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hazel, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hazel, Kentucky Auto Insurance Companies

What auto insurance companies in Hazel, Kentucky are the cheapest? Compare the top Hazel, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hazel, Kentucky

Insurance Company Average Annual Rates
Allstate $5,371
GEICO $3,785
Liberty Mutual $4,640
Nationwide $3,845
Progressive $4,082
State Farm $3,076
Travelers $5,100
USAA $2,423

What affects auto insurance rates in Hazel, Kentucky?

There are a lot of reasons why auto insurance rates in Hazel, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hazel, Kentucky. Many local factors may affect your Hazel auto insurance rates.

Hazel Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hazel, Kentucky commute length is 19.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Hazel, Kentucky Auto Insurance Quotes

Before you buy Hazel, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hazel, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption