Best Cheap Auto Insurance in Hayward, WI (2021)

The average Hayward, WI auto insurance rates are $272 per month. The minimum auto insurance in Hayward is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Hayward, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The average commute length in Hayward is 13.1 minutes
  • Average auto insurance rates in Hayward, WI for senior drivers are $1,849 per year
  • The cheapest auto insurance company in Hayward is American Family

Hayward, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Hayward can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hayward, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Hayward to other Wisconsin cities, including Oshkosh auto insurance rates, Kenosha auto insurance rates, and Madison auto insurance rates to see how Hayward, Wisconsin auto insurance rates stack up.

Before you buy Hayward, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hayward, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Hayward, Wisconsin

Hayward, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hayward, Wisconsin.

Minimum Required Auto Insurance Coverage in Hayward, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hayward, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hayward, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hayward, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,433 $2,580 $2,228 $2,473 $7,460 $9,580 $2,493 $2,715
American Family $994 $1,042 $929 $940 $2,770 $3,065 $1,168 $1,246
Farmers $2,173 $2,181 $1,933 $2,033 $9,823 $10,204 $2,465 $2,601
GEICO $1,445 $1,583 $1,472 $1,670 $4,697 $5,064 $1,339 $1,389
Liberty Mutual $2,256 $2,483 $1,830 $2,094 $6,610 $7,444 $2,404 $2,628
Nationwide $4,077 $4,306 $3,349 $3,542 $8,021 $12,216 $4,936 $5,933
Progressive $2,139 $2,070 $1,748 $1,806 $7,564 $8,585 $2,581 $2,807
State Farm $1,494 $1,494 $1,306 $1,306 $3,967 $5,039 $1,678 $1,910
USAA $1,441 $1,445 $1,296 $1,329 $3,588 $4,188 $1,882 $2,078

Cheap Hayward, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hayward, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Hayward, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Hayward, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,460 $9,580
American Family $2,770 $3,065
Farmers $9,823 $10,204
GEICO $4,697 $5,064
Liberty Mutual $6,610 $7,444
Nationwide $8,021 $12,216
Progressive $7,564 $8,585
State Farm $3,967 $5,039
USAA $3,588 $4,188

Cheap Hayward, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Hayward, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hayward, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,228 $2,473
American Family $929 $940
Farmers $1,933 $2,033
GEICO $1,472 $1,670
Liberty Mutual $1,830 $2,094
Nationwide $3,349 $3,542
Progressive $1,748 $1,806
State Farm $1,306 $1,306
USAA $1,296 $1,329

Cheap Hayward, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hayward, Wisconsin compared to the annual auto insurance rates with a clean record in Hayward, Wisconsin.

Annual Hayward, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,294 $4,490 $4,166 $4,030
American Family $1,453 $1,541 $1,541 $1,541
Farmers $3,645 $4,580 $4,347 $4,134
GEICO $1,630 $2,616 $2,949 $2,136
Liberty Mutual $2,679 $3,726 $3,918 $3,552
Nationwide $4,901 $5,670 $6,950 $5,670
Progressive $3,365 $4,034 $3,479 $3,773
State Farm $2,111 $2,438 $2,274 $2,274
USAA $1,693 $2,124 $2,878 $1,928

Cheap Hayward, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hayward, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Hayward, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Hayward, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,166
American Family $1,541
Farmers $4,347
GEICO $2,949
Liberty Mutual $3,918
Nationwide $6,950
Progressive $3,479
State Farm $2,274
USAA $2,878

Cheap Hayward, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hayward, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hayward, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,255 $3,609 $3,122
American Family $2,034 $1,340 $1,184
Farmers $4,733 $3,984 $3,813
GEICO $3,065 $2,183 $1,750
Liberty Mutual $5,043 $2,993 $2,370
Nationwide $6,518 $5,437 $5,437
Progressive $4,211 $3,522 $3,255
State Farm $3,394 $1,947 $1,482
USAA $3,339 $1,743 $1,386

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Cheap Hayward, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hayward, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Hayward, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hayward, Wisconsin

ZIP Code Average Annual Rates
54843 $3,153

Cheap Hayward, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Hayward, Wisconsin auto insurance. Find the cheapest annual Hayward, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hayward, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,899 $4,092
American Family $1,494 $1,545
Farmers $4,177 $4,177
GEICO $2,281 $2,384
Liberty Mutual $3,469 $3,469
Nationwide $5,798 $5,798
Progressive $3,663 $3,663
State Farm $2,220 $2,329
USAA $2,128 $2,184

Cheap Hayward, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hayward, Wisconsin? Check out the comparison of annual Hayward, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hayward, Wisconsin

Insurance Company Low Medium High
Allstate $3,834 $3,986 $4,166
American Family $1,503 $1,532 $1,522
Farmers $3,891 $4,147 $4,492
GEICO $2,196 $2,331 $2,470
Liberty Mutual $3,234 $3,494 $3,678
Nationwide $5,657 $5,796 $5,940
Progressive $3,516 $3,682 $3,790
State Farm $2,179 $2,279 $2,365
USAA $2,086 $2,157 $2,225

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Best By Category: Cheapest Auto Insurance in Hayward, Wisconsin

Compare the cheapest auto insurance companies in Hayward, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hayward, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record American Family
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Hayward, Wisconsin Auto Insurance Companies

What auto insurance companies in Hayward, Wisconsin are the cheapest? Compare the top Hayward, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hayward, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,995
American Family $1,519
Farmers $4,177
GEICO $2,333
Liberty Mutual $3,469
Nationwide $5,798
Progressive $3,663
State Farm $2,274
USAA $2,156

What affects auto insurance rates in Hayward, Wisconsin?

There are a lot of reasons why auto insurance rates in Hayward, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hayward, Wisconsin. Many local factors may affect your Hayward auto insurance rates.

Hayward Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hayward, Wisconsin auto theft statistics, there have been 3 auto thefts in the city.

Hayward Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hayward, Wisconsin commute length is 13.1 minutes according to City-Data.

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Compare Hayward, Wisconsin Auto Insurance Quotes

Before you buy Hayward, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hayward, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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