Best Cheap Auto Insurance in Hayes, LA (2021)

The average Hayes, LA auto insurance rates are $459 per month. The minimum auto insurance in Hayes is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Hayes, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Hayes is 32.4 minutes
  • The minimum auto insurance required in Hayes, Louisiana is 15/30/25
  • The most expensive auto insurance company in Hayes for teen drivers is Progressive

Hayes, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Hayes can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hayes, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Hayes to other Louisiana cities, including Monroe auto insurance rates, Kenner auto insurance rates, and Shreveport auto insurance rates to see how Hayes, Louisiana auto insurance rates stack up.

Before you buy Hayes, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hayes, Louisiana auto insurance quotes.

Minimum Auto Insurance in Hayes, Louisiana

Hayes, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hayes, Louisiana.

Minimum Required Auto Insurance Coverage in Hayes, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hayes, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hayes, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hayes, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,821 $3,821 $3,945 $3,945 $8,459 $10,707 $4,230 $4,589
GEICO $3,390 $3,912 $4,041 $4,939 $12,810 $13,534 $3,289 $3,191
Progressive $3,694 $3,442 $3,099 $3,342 $15,067 $16,746 $4,234 $4,350
State Farm $2,772 $2,772 $2,553 $2,553 $8,519 $10,686 $3,106 $3,505
USAA $2,874 $2,824 $2,817 $2,786 $8,532 $9,977 $3,501 $3,817

Cheap Hayes, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hayes, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Hayes, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Hayes, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,459 $10,707
GEICO $12,810 $13,534
Progressive $15,067 $16,746
State Farm $8,519 $10,686
USAA $8,532 $9,977

Cheap Hayes, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Hayes, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hayes, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,945 $3,945
GEICO $4,041 $4,939
Progressive $3,099 $3,342
State Farm $2,553 $2,553
USAA $2,817 $2,786

Cheap Hayes, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hayes, Louisiana compared to the annual auto insurance rates with a clean record in Hayes, Louisiana.

Annual Hayes, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,311 $6,558 $5,838 $5,053
GEICO $4,154 $6,743 $8,329 $5,328
Progressive $5,614 $7,567 $7,240 $6,567
State Farm $4,160 $4,957 $4,558 $4,558
USAA $3,546 $4,918 $5,865 $4,235

Cheap Hayes, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hayes, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Hayes, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Hayes, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,838
GEICO $8,329
Progressive $7,240
State Farm $4,558
USAA $5,865

Cheap Hayes, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hayes, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hayes, Louisiana

Insurance Company Poor Fair Good
Allstate $7,144 $4,910 $4,265
GEICO $7,303 $6,337 $4,776
Progressive $7,608 $6,540 $6,093
State Farm $6,351 $4,060 $3,264
USAA $6,406 $4,096 $3,421

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Cheap Hayes, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hayes, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Hayes, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hayes, Louisiana

ZIP Code Average Annual Rates
70646 $5,146

Cheap Hayes, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Hayes, Louisiana auto insurance. Find the cheapest annual Hayes, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hayes, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,440 $5,440
GEICO $6,023 $6,254
Progressive $6,747 $6,747
State Farm $4,440 $4,677
USAA $4,497 $4,785

Cheap Hayes, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hayes, Louisiana? Check out the comparison of annual Hayes, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hayes, Louisiana

Insurance Company Low Medium High
Allstate $4,769 $5,532 $6,018
GEICO $5,135 $6,163 $7,117
Progressive $5,689 $6,693 $7,858
State Farm $3,954 $4,550 $5,171
USAA $4,017 $4,715 $5,191

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Best By Category: Cheapest Auto Insurance in Hayes, Louisiana

Compare the cheapest auto insurance companies in Hayes, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hayes, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hayes, Louisiana Auto Insurance Companies

What auto insurance companies in Hayes, Louisiana are the cheapest? Compare the top Hayes, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hayes, Louisiana

Insurance Company Average Annual Rates
Allstate $5,440
GEICO $6,138
Progressive $6,747
State Farm $4,558
USAA $4,641

What affects auto insurance rates in Hayes, Louisiana?

There are a lot of reasons why auto insurance rates in Hayes, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hayes, Louisiana. Many local factors may affect your Hayes auto insurance rates.

Hayes Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hayes, Louisiana commute length is 32.4 minutes according to City-Data.

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Compare Hayes, Louisiana Auto Insurance Quotes

Before you buy Hayes, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hayes, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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