Best Cheap Auto Insurance in Hayden, CO (2021)

The average Hayden, CO auto insurance rates are $313 per month. The minimum auto insurance in Hayden is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Hayden, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Hayden for teen drivers is Allstate
  • The cheapest auto insurance company in Hayden is GEICO
  • The average commute length in Hayden is 24.2 minutes

Hayden, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Hayden can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hayden, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Hayden to other Colorado cities, including Lakewood auto insurance rates, Arvada auto insurance rates, and Denver auto insurance rates to see how Hayden, Colorado auto insurance rates stack up.

Before you buy Hayden, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hayden, Colorado auto insurance quotes.

Minimum Auto Insurance in Hayden, Colorado

Hayden, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hayden, Colorado.

Minimum Required Auto Insurance Coverage in Hayden, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Hayden, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hayden, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hayden, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,464 $3,322 $3,360 $13,006 $13,663 $4,103 $4,138
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,588 $2,568 $2,347 $2,521 $9,523 $9,598 $2,846 $2,891
GEICO $1,667 $1,820 $1,727 $1,930 $5,193 $5,544 $1,535 $1,584
Liberty Mutual $1,915 $1,902 $1,602 $1,757 $5,545 $6,070 $1,947 $2,005
Nationwide $2,289 $2,336 $2,045 $2,165 $5,796 $7,423 $2,632 $2,845
Progressive $2,651 $2,482 $2,266 $2,269 $8,794 $9,839 $3,005 $2,927
State Farm $2,032 $2,032 $1,812 $1,812 $5,752 $7,279 $2,271 $2,706
USAA $2,156 $2,164 $2,044 $2,059 $5,334 $6,117 $2,774 $3,030

Cheap Hayden, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hayden, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Hayden, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Hayden, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,006 $13,663
American Family $6,230 $8,345
Farmers $9,523 $9,598
GEICO $5,193 $5,544
Liberty Mutual $5,545 $6,070
Nationwide $5,796 $7,423
Progressive $8,794 $9,839
State Farm $5,752 $7,279
USAA $5,334 $6,117

Cheap Hayden, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Hayden, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hayden, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,360
American Family $2,316 $2,316
Farmers $2,347 $2,521
GEICO $1,727 $1,930
Liberty Mutual $1,602 $1,757
Nationwide $2,045 $2,165
Progressive $2,266 $2,269
State Farm $1,812 $1,812
USAA $2,044 $2,059

Cheap Hayden, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hayden, Colorado compared to the annual auto insurance rates with a clean record in Hayden, Colorado.

Annual Hayden, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $5,968 $7,345 $5,888
American Family $2,779 $3,940 $5,160 $3,151
Farmers $3,688 $4,726 $4,662 $4,366
GEICO $1,867 $2,870 $3,323 $2,441
Liberty Mutual $2,483 $2,908 $3,040 $2,940
Nationwide $2,645 $3,616 $4,592 $2,912
Progressive $3,717 $5,129 $3,925 $4,347
State Farm $2,963 $3,461 $3,212 $3,212
USAA $2,347 $2,853 $4,994 $2,646

Cheap Hayden, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hayden, Colorado is not easy. Compare the annual rates for DUI auto insurance in Hayden, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Hayden, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,345
American Family $5,160
Farmers $4,662
GEICO $3,323
Liberty Mutual $3,040
Nationwide $4,592
Progressive $3,925
State Farm $3,212
USAA $4,994

Cheap Hayden, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hayden, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hayden, Colorado

Insurance Company Poor Fair Good
Allstate $7,775 $5,991 $4,520
American Family $4,893 $3,473 $2,906
Farmers $5,068 $4,108 $3,905
GEICO $3,152 $2,625 $2,099
Liberty Mutual $4,077 $2,476 $1,976
Nationwide $4,162 $3,293 $2,869
Progressive $4,875 $4,152 $3,811
State Farm $4,465 $2,865 $2,307
USAA $4,763 $2,704 $2,163

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Cheap Hayden, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hayden, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Hayden, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hayden, Colorado

ZIP Code Average Annual Rates
81639 $3,462

Cheap Hayden, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Hayden, Colorado auto insurance. Find the cheapest annual Hayden, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hayden, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,096 $6,096
American Family $3,678 $3,837
Farmers $4,360 $4,360
GEICO $2,571 $2,680
Liberty Mutual $2,843 $2,843
Nationwide $3,441 $3,441
Progressive $4,279 $4,279
State Farm $3,136 $3,288
USAA $3,119 $3,301

Cheap Hayden, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hayden, Colorado? Check out the comparison of annual Hayden, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hayden, Colorado

Insurance Company Low Medium High
Allstate $5,816 $6,078 $6,392
American Family $3,605 $3,834 $3,832
Farmers $3,861 $4,303 $4,917
GEICO $2,439 $2,594 $2,843
Liberty Mutual $2,717 $2,835 $2,976
Nationwide $3,492 $3,440 $3,392
Progressive $4,032 $4,291 $4,514
State Farm $3,040 $3,212 $3,384
USAA $3,081 $3,209 $3,339

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Best By Category: Cheapest Auto Insurance in Hayden, Colorado

Compare the cheapest auto insurance companies in Hayden, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hayden, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Hayden, Colorado Auto Insurance Companies

What auto insurance companies in Hayden, Colorado are the cheapest? Compare the top Hayden, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hayden, Colorado

Insurance Company Average Annual Rates
Allstate $6,096
American Family $3,757
Farmers $4,360
GEICO $2,625
Liberty Mutual $2,843
Nationwide $3,441
Progressive $4,279
State Farm $3,212
USAA $3,210

What affects auto insurance rates in Hayden, Colorado?

There are a lot of reasons why auto insurance rates in Hayden, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hayden, Colorado. Many local factors may affect your Hayden auto insurance rates.

Hayden Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hayden, Colorado commute length is 24.2 minutes according to City-Data.

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Compare Hayden, Colorado Auto Insurance Quotes

Before you buy Hayden, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hayden, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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