Best Cheap Auto Insurance in Haxtun, CO (2021)

The average Haxtun, CO auto insurance rates are $319 per month. The minimum auto insurance in Haxtun is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Haxtun, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Haxtun, Colorado is 25/50/15
  • Average auto insurance rates in Haxtun, CO for senior drivers are $2,285 per year
  • The cheapest auto insurance company in Haxtun is Liberty Mutual

Haxtun, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Haxtun can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Haxtun, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Haxtun to other Colorado cities, including Denver auto insurance rates, Aurora auto insurance rates, and Westminster auto insurance rates to see how Haxtun, Colorado auto insurance rates stack up.

Before you buy Haxtun, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Haxtun, Colorado auto insurance quotes.

Minimum Auto Insurance in Haxtun, Colorado

Haxtun, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Haxtun, Colorado.

Minimum Required Auto Insurance Coverage in Haxtun, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Haxtun, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Haxtun, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Haxtun, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,475 $2,475 $2,230 $2,230 $5,988 $8,011 $2,475 $3,035
Farmers $3,074 $3,065 $2,789 $2,975 $10,875 $11,019 $3,379 $3,463
GEICO $2,260 $2,431 $2,315 $2,572 $6,794 $7,203 $2,081 $2,141
Liberty Mutual $1,814 $1,793 $1,539 $1,689 $5,342 $5,822 $1,835 $1,861
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $2,788 $2,623 $2,357 $2,370 $8,718 $9,769 $3,161 $3,091
State Farm $1,962 $1,962 $1,731 $1,731 $5,243 $6,697 $2,181 $2,570
USAA $2,057 $2,050 $1,967 $1,966 $5,179 $5,925 $2,639 $2,863

Cheap Haxtun, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Haxtun, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Haxtun, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Haxtun, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,988 $8,011
Farmers $10,875 $11,019
GEICO $6,794 $7,203
Liberty Mutual $5,342 $5,822
Nationwide $6,746 $8,703
Progressive $8,718 $9,769
State Farm $5,243 $6,697
USAA $5,179 $5,925

Cheap Haxtun, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Haxtun, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Haxtun, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,230 $2,230
Farmers $2,789 $2,975
GEICO $2,315 $2,572
Liberty Mutual $1,539 $1,689
Nationwide $2,404 $2,557
Progressive $2,357 $2,370
State Farm $1,731 $1,731
USAA $1,967 $1,966

Cheap Haxtun, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Haxtun, Colorado compared to the annual auto insurance rates with a clean record in Haxtun, Colorado.

Annual Haxtun, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,676 $3,796 $4,955 $3,033
Farmers $4,313 $5,494 $5,414 $5,099
GEICO $2,489 $3,823 $4,295 $3,292
Liberty Mutual $2,373 $2,780 $2,891 $2,804
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $3,798 $5,174 $4,012 $4,454
State Farm $2,799 $3,220 $3,010 $3,010
USAA $2,251 $2,747 $4,792 $2,534

Cheap Haxtun, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Haxtun, Colorado is not easy. Compare the annual rates for DUI auto insurance in Haxtun, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Haxtun, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,955
Farmers $5,414
GEICO $4,295
Liberty Mutual $2,891
Nationwide $5,431
Progressive $4,012
State Farm $3,010
USAA $4,792

Cheap Haxtun, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Haxtun, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Haxtun, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,704 $3,340 $2,802
Farmers $5,908 $4,781 $4,551
GEICO $4,182 $3,475 $2,767
Liberty Mutual $3,878 $2,369 $1,888
Nationwide $4,899 $3,858 $3,367
Progressive $4,999 $4,225 $3,855
State Farm $4,181 $2,685 $2,163
USAA $4,549 $2,604 $2,090

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Cheap Haxtun, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Haxtun, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Haxtun, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Haxtun, Colorado

ZIP Code Average Annual Rates
80731 $3,534

Cheap Haxtun, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Haxtun, Colorado auto insurance. Find the cheapest annual Haxtun, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Haxtun, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,538 $3,692
Farmers $5,080 $5,080
GEICO $3,392 $3,557
Liberty Mutual $2,712 $2,712
Nationwide $4,041 $4,041
Progressive $4,360 $4,360
State Farm $2,937 $3,082
USAA $2,994 $3,168

Cheap Haxtun, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Haxtun, Colorado? Check out the comparison of annual Haxtun, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Haxtun, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,434 $3,690 $3,722
Farmers $4,548 $5,018 $5,674
GEICO $3,185 $3,419 $3,820
Liberty Mutual $2,570 $2,703 $2,863
Nationwide $4,103 $4,041 $3,980
Progressive $4,119 $4,369 $4,592
State Farm $2,852 $3,009 $3,168
USAA $2,936 $3,081 $3,226

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Best By Category: Cheapest Auto Insurance in Haxtun, Colorado

Compare the cheapest auto insurance companies in Haxtun, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Haxtun, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Haxtun, Colorado Auto Insurance Companies

What auto insurance companies in Haxtun, Colorado are the cheapest? Compare the top Haxtun, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Haxtun, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,615
Farmers $5,080
GEICO $3,475
Liberty Mutual $2,712
Nationwide $4,041
Progressive $4,360
State Farm $3,010
USAA $3,081

What affects auto insurance rates in Haxtun, Colorado?

There are a lot of reasons why auto insurance rates in Haxtun, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Haxtun, Colorado. Many local factors may affect your Haxtun auto insurance rates.

Haxtun Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Haxtun, Colorado commute length is 19.7 minutes according to City-Data.

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Compare Haxtun, Colorado Auto Insurance Quotes

Before you buy Haxtun, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Haxtun, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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