Best Cheap Auto Insurance in Hawthorne, NY (2021)

The average Hawthorne, NY auto insurance rates are $392 per month. The minimum auto insurance in Hawthorne is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Hawthorne, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hawthorne is GEICO
  • The most expensive auto insurance company in Hawthorne for teen drivers is Liberty Mutual
  • The average commute length in Hawthorne is 37.6 minutes

Hawthorne, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Hawthorne can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hawthorne, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Hawthorne to other New York cities, including Rochester auto insurance rates, Utica auto insurance rates, and Yonkers auto insurance rates to see how Hawthorne, New York auto insurance rates stack up.

Before you buy Hawthorne, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hawthorne, New York auto insurance quotes.

Minimum Auto Insurance in Hawthorne, New York

Hawthorne, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hawthorne, New York.

Minimum Required Auto Insurance Coverage in Hawthorne, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hawthorne, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hawthorne, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hawthorne, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,226 $3,024 $3,033 $3,080 $9,641 $10,379 $3,164 $3,183
GEICO $1,841 $1,775 $1,796 $1,769 $4,003 $5,960 $1,654 $1,708
Liberty Mutual $5,114 $5,114 $4,761 $4,761 $9,982 $14,450 $5,114 $5,432
Nationwide $3,389 $3,389 $3,190 $3,190 $6,238 $9,362 $3,389 $4,371
Progressive $3,027 $2,763 $2,362 $2,419 $10,524 $11,586 $3,882 $3,712
State Farm $2,946 $2,946 $2,579 $2,579 $8,715 $10,765 $3,252 $3,464
Travelers $3,698 $3,700 $3,400 $3,623 $8,876 $10,604 $3,917 $4,058
USAA $2,038 $1,999 $1,846 $1,844 $8,363 $9,962 $2,612 $2,883

Cheap Hawthorne, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hawthorne, New York is a challenge. Take a look at the annual teen auto insurance rates in Hawthorne, New York.

Annual Auto Insurance Rates for Teen Drivers in Hawthorne, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,641 $10,379
GEICO $4,003 $5,960
Liberty Mutual $9,982 $14,450
Nationwide $6,238 $9,362
Progressive $10,524 $11,586
State Farm $8,715 $10,765
Travelers $8,876 $10,604
USAA $8,363 $9,962

Cheap Hawthorne, New York Auto Insurance for Seniors

What are senior auto insurance rates in Hawthorne, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hawthorne, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,033 $3,080
GEICO $1,796 $1,769
Liberty Mutual $4,761 $4,761
Nationwide $3,190 $3,190
Progressive $2,362 $2,419
State Farm $2,579 $2,579
Travelers $3,400 $3,623
USAA $1,846 $1,844

Cheap Hawthorne, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hawthorne, New York compared to the annual auto insurance rates with a clean record in Hawthorne, New York.

Annual Hawthorne, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,082 $4,082 $6,019 $5,181
GEICO $1,979 $2,159 $4,136 $1,979
Liberty Mutual $5,424 $5,424 $11,092 $5,424
Nationwide $3,456 $3,456 $7,808 $3,538
Progressive $4,887 $4,887 $5,443 $4,921
State Farm $4,427 $4,427 $4,885 $4,885
Travelers $4,438 $5,606 $5,689 $5,205
USAA $3,490 $3,548 $5,188 $3,548

Cheap Hawthorne, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hawthorne, New York is not easy. Compare the annual rates for DUI auto insurance in Hawthorne, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Hawthorne, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,019
GEICO $4,136
Liberty Mutual $11,092
Nationwide $7,808
Progressive $5,443
State Farm $4,885
Travelers $5,689
USAA $5,188

Cheap Hawthorne, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hawthorne, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hawthorne, New York

Insurance Company Poor Fair Good
Allstate $6,954 $4,065 $3,505
GEICO $3,213 $2,359 $2,118
Liberty Mutual $9,572 $6,261 $4,690
Nationwide $4,565 $4,565 $4,565
Progressive $8,088 $4,064 $2,951
State Farm $6,573 $4,122 $3,272
Travelers $7,277 $4,525 $3,902
USAA $6,077 $3,054 $2,698

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Cheap Hawthorne, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hawthorne, New York can vary. Compare the annual cost of auto insurance by ZIP code in Hawthorne, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hawthorne, New York

ZIP Code Average Annual Rates
10532 $4,767

Cheap Hawthorne, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Hawthorne, New York auto insurance. Find the cheapest annual Hawthorne, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hawthorne, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,774 $4,909
GEICO $2,486 $2,640
Liberty Mutual $6,643 $7,039
Nationwide $4,565 $4,565
Progressive $5,035 $5,035
State Farm $4,492 $4,820
Travelers $5,235 $5,235
USAA $3,904 $3,983

Cheap Hawthorne, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hawthorne, New York? Check out the comparison of annual Hawthorne, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hawthorne, New York

Insurance Company Low Medium High
Allstate $4,548 $4,821 $5,154
GEICO $2,420 $2,555 $2,714
Liberty Mutual $6,520 $6,823 $7,181
Nationwide $4,255 $4,521 $4,917
Progressive $4,743 $5,000 $5,360
State Farm $4,394 $4,685 $4,888
Travelers $4,931 $5,175 $5,598
USAA $3,832 $3,927 $4,071

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Best By Category: Cheapest Auto Insurance in Hawthorne, New York

Compare the cheapest auto insurance companies in Hawthorne, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hawthorne, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Hawthorne, New York Auto Insurance Companies

What auto insurance companies in Hawthorne, New York are the cheapest? Compare the top Hawthorne, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hawthorne, New York

Insurance Company Average Annual Rates
Allstate $4,841
GEICO $2,563
Liberty Mutual $6,841
Nationwide $4,565
Progressive $5,035
State Farm $4,656
Travelers $5,235
USAA $3,943

What affects auto insurance rates in Hawthorne, New York?

There are a lot of reasons why auto insurance rates in Hawthorne, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hawthorne, New York. Many local factors may affect your Hawthorne auto insurance rates.

Hawthorne Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hawthorne, New York commute length is 37.6 minutes according to City-Data.

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Compare Hawthorne, New York Auto Insurance Quotes

Before you buy Hawthorne, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hawthorne, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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