Best Cheap Auto Insurance in Hawkins, TX (2021)

The average Hawkins, TX auto insurance rates are $302 per month. The minimum auto insurance in Hawkins is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Hawkins, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hawkins is USAA
  • The minimum auto insurance required in Hawkins, Texas is 30/60/25
  • The most expensive auto insurance company in Hawkins for teen drivers is Progressive

Hawkins, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Hawkins can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hawkins, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Hawkins to other Texas cities, including Laredo auto insurance rates, El Paso auto insurance rates, and Plano auto insurance rates to see how Hawkins, Texas auto insurance rates stack up.

Before you buy Hawkins, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hawkins, Texas auto insurance quotes.

Minimum Auto Insurance in Hawkins, Texas

Hawkins, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hawkins, Texas.

Minimum Required Auto Insurance Coverage in Hawkins, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hawkins, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hawkins, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hawkins, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,281 $3,316 $3,239 $3,239 $8,694 $10,521 $4,074 $4,258
American Family $2,351 $2,615 $2,212 $2,529 $6,242 $8,166 $3,372 $3,842
GEICO $2,152 $2,323 $2,094 $2,373 $4,630 $4,804 $2,317 $2,302
Nationwide $2,189 $2,228 $1,936 $2,050 $6,146 $7,892 $2,565 $2,775
Progressive $2,558 $2,440 $2,273 $2,317 $10,752 $12,018 $3,047 $3,109
State Farm $1,919 $1,919 $1,703 $1,703 $4,529 $5,762 $2,081 $2,149
USAA $1,584 $1,597 $1,510 $1,503 $4,417 $4,824 $2,114 $2,276

Cheap Hawkins, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hawkins, Texas is a challenge. Take a look at the annual teen auto insurance rates in Hawkins, Texas.

Annual Auto Insurance Rates for Teen Drivers in Hawkins, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,694 $10,521
American Family $6,242 $8,166
GEICO $4,630 $4,804
Nationwide $6,146 $7,892
Progressive $10,752 $12,018
State Farm $4,529 $5,762
USAA $4,417 $4,824

Cheap Hawkins, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Hawkins, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hawkins, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,239 $3,239
American Family $2,212 $2,529
GEICO $2,094 $2,373
Nationwide $1,936 $2,050
Progressive $2,273 $2,317
State Farm $1,703 $1,703
USAA $1,510 $1,503

Cheap Hawkins, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hawkins, Texas compared to the annual auto insurance rates with a clean record in Hawkins, Texas.

Annual Hawkins, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,951 $6,068 $6,342 $3,951
American Family $3,582 $4,520 $3,981 $3,582
GEICO $2,444 $3,218 $2,694 $3,142
Nationwide $3,014 $3,014 $4,459 $3,403
Progressive $4,196 $5,427 $4,905 $4,729
State Farm $2,425 $2,772 $3,261 $2,425
USAA $1,850 $2,725 $3,213 $2,124

Cheap Hawkins, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hawkins, Texas is not easy. Compare the annual rates for DUI auto insurance in Hawkins, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hawkins, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,342
American Family $3,981
GEICO $2,694
Nationwide $4,459
Progressive $4,905
State Farm $3,261
USAA $3,213

Cheap Hawkins, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hawkins, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hawkins, Texas

Insurance Company Poor Fair Good
Allstate $6,447 $4,734 $4,052
American Family $5,374 $3,393 $2,982
GEICO $4,422 $2,515 $1,687
Nationwide $4,165 $3,345 $2,908
Progressive $5,422 $4,683 $4,338
State Farm $3,854 $2,398 $1,910
USAA $3,649 $2,099 $1,686

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Cheap Hawkins, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hawkins, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Hawkins, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hawkins, Texas

ZIP Code Average Annual Rates
75765 $5,436

Cheap Hawkins, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hawkins, Texas auto insurance. Find the cheapest annual Hawkins, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hawkins, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,958 $5,198
American Family $3,916 $3,916
GEICO $2,821 $2,928
Nationwide $3,473 $3,473
Progressive $4,814 $4,814
State Farm $2,721 $2,721
USAA $2,447 $2,509

Cheap Hawkins, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hawkins, Texas? Check out the comparison of annual Hawkins, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hawkins, Texas

Insurance Company Low Medium High
Allstate $4,984 $5,043 $5,206
American Family $3,627 $3,767 $4,354
GEICO $2,711 $2,832 $3,080
Nationwide $3,748 $3,324 $3,347
Progressive $4,608 $4,795 $5,040
State Farm $2,590 $2,713 $2,859
USAA $2,399 $2,468 $2,567

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Best By Category: Cheapest Auto Insurance in Hawkins, Texas

Compare the cheapest auto insurance companies in Hawkins, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hawkins, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Hawkins, Texas Auto Insurance Companies

What auto insurance companies in Hawkins, Texas are the cheapest? Compare the top Hawkins, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hawkins, Texas

Insurance Company Average Annual Rates
Allstate $5,078
American Family $3,916
GEICO $2,875
Nationwide $3,473
Progressive $4,814
State Farm $2,721
USAA $2,478

What affects auto insurance rates in Hawkins, Texas?

There are a lot of reasons why auto insurance rates in Hawkins, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hawkins, Texas. Many local factors may affect your Hawkins auto insurance rates.

Hawkins Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hawkins, Texas auto theft statistics, there have been 3 auto thefts in the city.

Hawkins Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hawkins, Texas commute length is 25.5 minutes according to City-Data.

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Compare Hawkins, Texas Auto Insurance Quotes

Before you buy Hawkins, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hawkins, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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