Best Cheap Auto Insurance in Havana, KS (2021)

The average Havana, KS auto insurance rates are $280 per month. The minimum auto insurance in Havana is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Havana, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Havana is 30.3 minutes
  • The minimum auto insurance required in Havana, Kansas is 25/50/25
  • The most expensive auto insurance company in Havana for teen drivers is Liberty Mutual

Havana, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Havana can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Havana, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Havana to other Kansas cities, including Lawrence auto insurance rates, Olathe auto insurance rates, and Topeka auto insurance rates to see how Havana, Kansas auto insurance rates stack up.

Before you buy Havana, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Havana, Kansas auto insurance quotes.

Minimum Auto Insurance in Havana, Kansas

Havana, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Havana, Kansas.

Minimum Required Auto Insurance Coverage in Havana, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Havana, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Havana, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Havana, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,751 $2,688 $2,443 $2,516 $7,339 $8,181 $2,850 $2,966
American Family $1,675 $1,675 $1,513 $1,513 $3,256 $3,908 $1,675 $1,885
Farmers $2,588 $2,570 $2,314 $2,415 $6,894 $7,133 $2,911 $3,064
GEICO $2,712 $2,652 $2,735 $2,545 $4,904 $6,580 $3,111 $2,287
Liberty Mutual $2,256 $2,436 $2,161 $2,409 $10,590 $11,823 $2,458 $2,658
Nationwide $1,875 $1,940 $1,664 $1,800 $3,776 $4,650 $2,170 $2,317
Progressive $2,396 $2,287 $1,932 $2,014 $8,732 $9,859 $2,830 $3,031
State Farm $1,754 $1,754 $1,528 $1,528 $4,542 $5,807 $1,968 $2,217
Travelers $1,965 $2,001 $1,901 $1,930 $7,768 $12,093 $2,007 $2,383
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Havana, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Havana, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Havana, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Havana, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $8,181
American Family $3,256 $3,908
Farmers $6,894 $7,133
GEICO $4,904 $6,580
Liberty Mutual $10,590 $11,823
Nationwide $3,776 $4,650
Progressive $8,732 $9,859
State Farm $4,542 $5,807
Travelers $7,768 $12,093
USAA $4,807 $5,062

Cheap Havana, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Havana, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Havana, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,443 $2,516
American Family $1,513 $1,513
Farmers $2,314 $2,415
GEICO $2,735 $2,545
Liberty Mutual $2,161 $2,409
Nationwide $1,664 $1,800
Progressive $1,932 $2,014
State Farm $1,528 $1,528
Travelers $1,901 $1,930
USAA $1,313 $1,333

Cheap Havana, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Havana, Kansas compared to the annual auto insurance rates with a clean record in Havana, Kansas.

Annual Havana, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,437 $3,999 $4,588 $3,843
American Family $2,100 $2,250 $2,100 $2,100
Farmers $3,152 $4,048 $3,946 $3,799
GEICO $2,158 $3,545 $5,492 $2,568
Liberty Mutual $3,458 $5,223 $5,128 $4,587
Nationwide $1,887 $2,174 $3,870 $2,165
Progressive $3,820 $4,467 $3,989 $4,264
State Farm $2,456 $2,819 $2,637 $2,637
Travelers $2,937 $3,810 $5,235 $4,042
USAA $1,765 $2,373 $3,494 $2,020

Cheap Havana, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Havana, Kansas is not easy. Compare the annual rates for DUI auto insurance in Havana, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Havana, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,588
American Family $2,100
Farmers $3,946
GEICO $5,492
Liberty Mutual $5,128
Nationwide $3,870
Progressive $3,989
State Farm $2,637
Travelers $5,235
USAA $3,494

Cheap Havana, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Havana, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Havana, Kansas

Insurance Company Poor Fair Good
Allstate $4,921 $3,728 $3,252
American Family $2,791 $1,974 $1,647
Farmers $4,411 $3,498 $3,299
GEICO $5,347 $2,829 $2,147
Liberty Mutual $4,599 $4,599 $4,599
Nationwide $2,808 $2,466 $2,299
Progressive $4,749 $3,982 $3,675
State Farm $3,840 $2,295 $1,777
Travelers $4,639 $3,765 $3,614
USAA $3,299 $2,163 $1,778

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Cheap Havana, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Havana, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Havana, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Havana, Kansas

ZIP Code Average Annual Rates
67347 $3,523

Cheap Havana, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Havana, Kansas auto insurance. Find the cheapest annual Havana, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Havana, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,967 $3,967
American Family $2,110 $2,165
Farmers $3,736 $3,736
GEICO $3,367 $3,515
Liberty Mutual $4,599 $4,599
Nationwide $2,524 $2,524
Progressive $4,135 $4,135
State Farm $2,572 $2,703
Travelers $4,006 $4,006
USAA $2,341 $2,485

Cheap Havana, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Havana, Kansas? Check out the comparison of annual Havana, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Havana, Kansas

Insurance Company Low Medium High
Allstate $3,851 $3,958 $4,091
American Family $2,158 $2,245 $2,008
Farmers $3,585 $3,715 $3,908
GEICO $3,345 $3,437 $3,541
Liberty Mutual $4,489 $4,588 $4,719
Nationwide $2,660 $2,495 $2,418
Progressive $3,910 $4,103 $4,392
State Farm $2,547 $2,644 $2,720
Travelers $3,813 $4,011 $4,194
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Havana, Kansas

Compare the cheapest auto insurance companies in Havana, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Havana, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Havana, Kansas Auto Insurance Companies

What auto insurance companies in Havana, Kansas are the cheapest? Compare the top Havana, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Havana, Kansas

Insurance Company Average Annual Rates
Allstate $3,967
American Family $2,137
Farmers $3,736
GEICO $3,441
Liberty Mutual $4,599
Nationwide $2,524
Progressive $4,135
State Farm $2,637
Travelers $4,006
USAA $2,413

What affects auto insurance rates in Havana, Kansas?

There are a lot of reasons why auto insurance rates in Havana, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Havana, Kansas. Many local factors may affect your Havana auto insurance rates.

Havana Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Havana, Kansas commute length is 30.3 minutes according to City-Data.

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Compare Havana, Kansas Auto Insurance Quotes

Before you buy Havana, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Havana, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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