Best Cheap Auto Insurance in Harvey, LA (2021)

The average Harvey, LA auto insurance rates are $660 per month. The minimum auto insurance in Harvey is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Harvey, Louisiana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Harvey is 28.0 minutes
  • The most expensive auto insurance company in Harvey for teen drivers is Progressive
  • The cheapest auto insurance company in Harvey is USAA

Harvey, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Harvey can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Harvey, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Harvey to other Louisiana cities, including Lafayette auto insurance rates, Monroe auto insurance rates, and Lake Charles auto insurance rates to see how Harvey, Louisiana auto insurance rates stack up.

Before you buy Harvey, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Harvey, Louisiana auto insurance quotes.

Minimum Auto Insurance in Harvey, Louisiana

Harvey, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Harvey, Louisiana.

Minimum Required Auto Insurance Coverage in Harvey, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Harvey, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Harvey, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harvey, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,629 $5,629 $5,828 $5,828 $11,911 $14,867 $6,179 $6,670
GEICO $5,101 $5,873 $6,124 $7,573 $18,747 $19,634 $4,889 $4,705
Progressive $6,400 $6,008 $5,348 $5,770 $24,051 $26,769 $7,273 $7,316
State Farm $3,967 $3,967 $3,648 $3,648 $11,004 $13,804 $4,415 $4,903
USAA $3,308 $3,248 $3,250 $3,210 $10,062 $11,750 $4,042 $4,413

Cheap Harvey, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Harvey, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Harvey, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Harvey, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,911 $14,867
GEICO $18,747 $19,634
Progressive $24,051 $26,769
State Farm $11,004 $13,804
USAA $10,062 $11,750

Cheap Harvey, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Harvey, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Harvey, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,828 $5,828
GEICO $6,124 $7,573
Progressive $5,348 $5,770
State Farm $3,648 $3,648
USAA $3,250 $3,210

Cheap Harvey, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Harvey, Louisiana compared to the annual auto insurance rates with a clean record in Harvey, Louisiana.

Annual Harvey, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,192 $9,393 $8,414 $7,272
GEICO $6,180 $9,928 $12,267 $7,948
Progressive $9,284 $12,339 $11,976 $10,869
State Farm $5,669 $6,670 $6,170 $6,170
USAA $4,123 $5,754 $6,837 $4,929

Cheap Harvey, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Harvey, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Harvey, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Harvey, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,414
GEICO $12,267
Progressive $11,976
State Farm $6,170
USAA $6,837

Cheap Harvey, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Harvey, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Harvey, Louisiana

Insurance Company Poor Fair Good
Allstate $10,192 $7,046 $6,215
GEICO $10,812 $9,375 $7,055
Progressive $12,637 $10,748 $9,965
State Farm $8,533 $5,512 $4,463
USAA $7,454 $4,781 $3,997

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Harvey, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Harvey, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Harvey, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Harvey, Louisiana

ZIP Code Average Annual Rates
70058 $7,427

Cheap Harvey, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Harvey, Louisiana auto insurance. Find the cheapest annual Harvey, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Harvey, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,818 $7,818
GEICO $8,885 $9,277
Progressive $11,117 $11,117
State Farm $6,003 $6,336
USAA $5,240 $5,581

Cheap Harvey, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Harvey, Louisiana? Check out the comparison of annual Harvey, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harvey, Louisiana

Insurance Company Low Medium High
Allstate $6,593 $7,981 $8,879
GEICO $7,269 $9,107 $10,866
Progressive $9,021 $11,010 $13,319
State Farm $5,266 $6,153 $7,090
USAA $4,610 $5,504 $6,118

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Harvey, Louisiana

Compare the cheapest auto insurance companies in Harvey, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Harvey, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Harvey, Louisiana Auto Insurance Companies

What auto insurance companies in Harvey, Louisiana are the cheapest? Compare the top Harvey, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Harvey, Louisiana

Insurance Company Average Annual Rates
Allstate $7,818
GEICO $9,081
Progressive $11,117
State Farm $6,169
USAA $5,410

What affects auto insurance rates in Harvey, Louisiana?

There are a lot of reasons why auto insurance rates in Harvey, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Harvey, Louisiana. Many local factors may affect your Harvey auto insurance rates.

Harvey Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Harvey, Louisiana commute length is 28.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Harvey, Louisiana Auto Insurance Quotes

Before you buy Harvey, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Harvey, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption