Best Cheap Auto Insurance in Hartsville, IN (2021)

The average Hartsville, IN auto insurance rates are $259 per month. The minimum auto insurance in Hartsville is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Hartsville, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hartsville is USAA
  • The minimum auto insurance required in Hartsville, Indiana is 25/50/25
  • The most expensive auto insurance company in Hartsville for teen drivers is Liberty Mutual

Hartsville, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Hartsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hartsville, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Hartsville to other Indiana cities, including Evansville auto insurance rates, Indianapolis auto insurance rates, and South Bend auto insurance rates to see how Hartsville, Indiana auto insurance rates stack up.

Before you buy Hartsville, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hartsville, Indiana auto insurance quotes.

Minimum Auto Insurance in Hartsville, Indiana

Hartsville, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hartsville, Indiana.

Minimum Required Auto Insurance Coverage in Hartsville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hartsville, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hartsville, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hartsville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,202 $2,258 $1,934 $2,113 $6,641 $8,352 $2,241 $2,436
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,534 $1,515 $1,312 $1,472 $8,222 $8,767 $2,022 $2,188
GEICO $1,353 $1,347 $1,278 $1,325 $3,982 $3,690 $1,547 $1,355
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,450 $1,481 $1,275 $1,359 $4,191 $5,428 $1,698 $1,853
Progressive $1,586 $1,498 $1,437 $1,446 $9,370 $10,538 $1,989 $2,032
State Farm $1,359 $1,359 $1,213 $1,213 $4,159 $5,322 $1,504 $1,677
Travelers $1,158 $1,179 $1,084 $1,085 $7,143 $11,324 $1,223 $1,417
USAA $908 $895 $846 $852 $2,521 $2,818 $1,227 $1,313

Cheap Hartsville, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hartsville, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Hartsville, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Hartsville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,641 $8,352
American Family $6,259 $9,073
Farmers $8,222 $8,767
GEICO $3,982 $3,690
Liberty Mutual $8,383 $12,656
Nationwide $4,191 $5,428
Progressive $9,370 $10,538
State Farm $4,159 $5,322
Travelers $7,143 $11,324
USAA $2,521 $2,818

Cheap Hartsville, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Hartsville, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hartsville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,934 $2,113
American Family $2,048 $2,048
Farmers $1,312 $1,472
GEICO $1,278 $1,325
Liberty Mutual $3,522 $3,522
Nationwide $1,275 $1,359
Progressive $1,437 $1,446
State Farm $1,213 $1,213
Travelers $1,084 $1,085
USAA $846 $852

Cheap Hartsville, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hartsville, Indiana compared to the annual auto insurance rates with a clean record in Hartsville, Indiana.

Annual Hartsville, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,821 $4,121 $3,801 $3,346
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,022 $3,528 $3,630 $3,336
GEICO $1,299 $2,055 $2,790 $1,796
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,020 $2,592 $2,487 $2,269
Progressive $2,806 $4,900 $3,347 $3,895
State Farm $2,173 $2,385 $2,173 $2,173
Travelers $2,720 $3,360 $3,807 $2,919
USAA $1,075 $1,528 $1,753 $1,334

Cheap Hartsville, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hartsville, Indiana is not easy. Compare the annual rates for DUI auto insurance in Hartsville, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Hartsville, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,801
American Family $5,054
Farmers $3,630
GEICO $2,790
Liberty Mutual $8,085
Nationwide $2,487
Progressive $3,347
State Farm $2,173
Travelers $3,807
USAA $1,753

Cheap Hartsville, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hartsville, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hartsville, Indiana

Insurance Company Poor Fair Good
Allstate $4,363 $3,250 $2,954
American Family $4,970 $3,229 $2,702
Farmers $3,942 $3,216 $2,979
GEICO $2,385 $1,985 $1,584
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,664 $2,254 $2,108
Progressive $4,119 $3,650 $3,442
State Farm $3,243 $1,935 $1,500
Travelers $3,565 $3,021 $3,019
USAA $1,918 $1,266 $1,084

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Cheap Hartsville, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hartsville, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Hartsville, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hartsville, Indiana

ZIP Code Average Annual Rates
47244 $3,024

Cheap Hartsville, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Hartsville, Indiana auto insurance. Find the cheapest annual Hartsville, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hartsville, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,522 $3,522
American Family $3,590 $3,677
Farmers $3,379 $3,379
GEICO $1,952 $2,017
Liberty Mutual $5,455 $5,752
Nationwide $2,342 $2,342
Progressive $3,737 $3,737
State Farm $2,163 $2,289
Travelers $3,202 $3,202
USAA $1,404 $1,442

Cheap Hartsville, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hartsville, Indiana? Check out the comparison of annual Hartsville, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hartsville, Indiana

Insurance Company Low Medium High
Allstate $3,366 $3,509 $3,692
American Family $3,603 $3,754 $3,544
Farmers $3,265 $3,373 $3,499
GEICO $1,860 $1,978 $2,115
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,375 $2,323 $2,327
Progressive $3,551 $3,685 $3,975
State Farm $2,121 $2,225 $2,332
Travelers $3,131 $3,232 $3,242
USAA $1,373 $1,419 $1,476

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Best By Category: Cheapest Auto Insurance in Hartsville, Indiana

Compare the cheapest auto insurance companies in Hartsville, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hartsville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Hartsville, Indiana Auto Insurance Companies

What auto insurance companies in Hartsville, Indiana are the cheapest? Compare the top Hartsville, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hartsville, Indiana

Insurance Company Average Annual Rates
Allstate $3,522
American Family $3,634
Farmers $3,379
GEICO $1,985
Liberty Mutual $5,604
Nationwide $2,342
Progressive $3,737
State Farm $2,226
Travelers $3,202
USAA $1,423

What affects auto insurance rates in Hartsville, Indiana?

There are a lot of reasons why auto insurance rates in Hartsville, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hartsville, Indiana. Many local factors may affect your Hartsville auto insurance rates.

Hartsville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hartsville, Indiana commute length is 29.6 minutes according to City-Data.

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Compare Hartsville, Indiana Auto Insurance Quotes

Before you buy Hartsville, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hartsville, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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