Best Cheap Auto Insurance in Hartsel, CO (2021)

The average Hartsel, CO auto insurance rates are $327 per month. The minimum auto insurance in Hartsel is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Hartsel, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Hartsel for teen drivers is Allstate
  • The cheapest auto insurance company in Hartsel is Liberty Mutual
  • Average auto insurance rates in Hartsel, CO for senior drivers are $2,305 per year

Hartsel, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Hartsel can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hartsel, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Hartsel to other Colorado cities, including Colorado Springs auto insurance rates, Westminster auto insurance rates, and Lakewood auto insurance rates to see how Hartsel, Colorado auto insurance rates stack up.

Before you buy Hartsel, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hartsel, Colorado auto insurance quotes.

Minimum Auto Insurance in Hartsel, Colorado

Hartsel, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hartsel, Colorado.

Minimum Required Auto Insurance Coverage in Hartsel, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Hartsel, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hartsel, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hartsel, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,691 $3,451 $3,299 $3,337 $12,779 $13,402 $4,096 $4,137
American Family $2,698 $2,698 $2,430 $2,430 $6,552 $8,774 $2,698 $3,313
Farmers $3,314 $3,287 $2,998 $3,217 $12,478 $12,619 $3,662 $3,730
GEICO $1,980 $2,156 $2,059 $2,302 $6,095 $6,487 $1,817 $1,868
Liberty Mutual $1,923 $1,898 $1,616 $1,772 $5,348 $5,844 $1,947 $1,996
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,376 $2,220 $2,079 $2,067 $8,202 $9,190 $2,678 $2,608
State Farm $1,942 $1,942 $1,738 $1,738 $5,519 $6,997 $2,171 $2,575
USAA $2,166 $2,173 $2,054 $2,068 $5,365 $6,151 $2,787 $3,043

Cheap Hartsel, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hartsel, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Hartsel, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Hartsel, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,779 $13,402
American Family $6,552 $8,774
Farmers $12,478 $12,619
GEICO $6,095 $6,487
Liberty Mutual $5,348 $5,844
Nationwide $5,929 $7,587
Progressive $8,202 $9,190
State Farm $5,519 $6,997
USAA $5,365 $6,151

Cheap Hartsel, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Hartsel, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hartsel, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,299 $3,337
American Family $2,430 $2,430
Farmers $2,998 $3,217
GEICO $2,059 $2,302
Liberty Mutual $1,616 $1,772
Nationwide $2,085 $2,204
Progressive $2,079 $2,067
State Farm $1,738 $1,738
USAA $2,054 $2,068

Cheap Hartsel, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hartsel, Colorado compared to the annual auto insurance rates with a clean record in Hartsel, Colorado.

Annual Hartsel, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,130 $5,901 $7,244 $5,821
American Family $2,923 $4,133 $5,425 $3,315
Farmers $4,783 $6,142 $6,057 $5,670
GEICO $2,201 $3,387 $3,902 $2,891
Liberty Mutual $2,434 $2,858 $2,991 $2,889
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,400 $4,764 $3,588 $3,958
State Farm $2,837 $3,318 $3,078 $3,078
USAA $2,359 $2,868 $5,018 $2,659

Cheap Hartsel, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hartsel, Colorado is not easy. Compare the annual rates for DUI auto insurance in Hartsel, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Hartsel, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,244
American Family $5,425
Farmers $6,057
GEICO $3,902
Liberty Mutual $2,991
Nationwide $4,685
Progressive $3,588
State Farm $3,078
USAA $5,018

Cheap Hartsel, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hartsel, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hartsel, Colorado

Insurance Company Poor Fair Good
Allstate $7,688 $5,918 $4,467
American Family $5,143 $3,648 $3,057
Farmers $6,563 $5,345 $5,081
GEICO $3,722 $3,095 $2,469
Liberty Mutual $4,008 $2,430 $1,941
Nationwide $4,245 $3,363 $2,929
Progressive $4,463 $3,814 $3,505
State Farm $4,276 $2,745 $2,211
USAA $4,786 $2,717 $2,174

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Cheap Hartsel, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hartsel, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Hartsel, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hartsel, Colorado

ZIP Code Average Annual Rates
80449 $3,619

Cheap Hartsel, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Hartsel, Colorado auto insurance. Find the cheapest annual Hartsel, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hartsel, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,024 $6,024
American Family $3,865 $4,034
Farmers $5,663 $5,663
GEICO $3,029 $3,162
Liberty Mutual $2,793 $2,793
Nationwide $3,512 $3,512
Progressive $3,927 $3,927
State Farm $3,003 $3,153
USAA $3,134 $3,317

Cheap Hartsel, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hartsel, Colorado? Check out the comparison of annual Hartsel, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hartsel, Colorado

Insurance Company Low Medium High
Allstate $5,745 $6,007 $6,321
American Family $3,759 $4,030 $4,059
Farmers $5,032 $5,591 $6,366
GEICO $2,843 $3,048 $3,395
Liberty Mutual $2,658 $2,784 $2,938
Nationwide $3,535 $3,511 $3,491
Progressive $3,622 $3,938 $4,222
State Farm $2,890 $3,079 $3,264
USAA $3,096 $3,225 $3,356

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Best By Category: Cheapest Auto Insurance in Hartsel, Colorado

Compare the cheapest auto insurance companies in Hartsel, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hartsel, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Hartsel, Colorado Auto Insurance Companies

What auto insurance companies in Hartsel, Colorado are the cheapest? Compare the top Hartsel, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hartsel, Colorado

Insurance Company Average Annual Rates
Allstate $6,024
American Family $3,949
Farmers $5,663
GEICO $3,095
Liberty Mutual $2,793
Nationwide $3,512
Progressive $3,927
State Farm $3,078
USAA $3,226

Compare Hartsel, Colorado Auto Insurance Quotes

Before you buy Hartsel, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hartsel, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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