Best Cheap Auto Insurance in Hartford, WI (2021)

The average Hartford, WI auto insurance rates are $236 per month. The minimum auto insurance in Hartford is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Hartford, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The minimum auto insurance required in Hartford, Wisconsin is 25/50/10
  • The most expensive auto insurance company in Hartford for teen drivers is Farmers
  • Average auto insurance rates in Hartford, WI for senior drivers are $1,526 per year

Hartford, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Hartford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hartford, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Hartford to other Wisconsin cities, including Racine auto insurance rates, Madison auto insurance rates, and Janesville auto insurance rates to see how Hartford, Wisconsin auto insurance rates stack up.

Before you buy Hartford, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hartford, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Hartford, Wisconsin

Hartford, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hartford, Wisconsin.

Minimum Required Auto Insurance Coverage in Hartford, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hartford, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hartford, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hartford, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,099 $2,200 $1,954 $2,150 $7,185 $9,177 $2,113 $2,291
American Family $914 $953 $876 $880 $2,879 $3,161 $1,087 $1,156
Farmers $1,951 $1,952 $1,721 $1,834 $9,782 $10,154 $2,216 $2,304
GEICO $1,086 $1,212 $1,156 $1,353 $3,720 $4,000 $1,002 $1,019
Liberty Mutual $1,894 $2,062 $1,521 $1,730 $7,065 $7,929 $2,009 $2,167
Nationwide $2,964 $3,110 $2,476 $2,601 $6,285 $9,688 $3,623 $4,248
Progressive $1,529 $1,439 $1,257 $1,316 $6,113 $6,870 $1,832 $1,985
State Farm $1,374 $1,374 $1,237 $1,237 $4,133 $5,204 $1,554 $1,782
USAA $1,181 $1,171 $1,081 $1,088 $3,087 $3,553 $1,520 $1,656

Cheap Hartford, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hartford, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Hartford, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Hartford, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,185 $9,177
American Family $2,879 $3,161
Farmers $9,782 $10,154
GEICO $3,720 $4,000
Liberty Mutual $7,065 $7,929
Nationwide $6,285 $9,688
Progressive $6,113 $6,870
State Farm $4,133 $5,204
USAA $3,087 $3,553

Cheap Hartford, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Hartford, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hartford, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,954 $2,150
American Family $876 $880
Farmers $1,721 $1,834
GEICO $1,156 $1,353
Liberty Mutual $1,521 $1,730
Nationwide $2,476 $2,601
Progressive $1,257 $1,316
State Farm $1,237 $1,237
USAA $1,081 $1,088

Cheap Hartford, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hartford, Wisconsin compared to the annual auto insurance rates with a clean record in Hartford, Wisconsin.

Annual Hartford, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,950 $4,085 $3,843 $3,707
American Family $1,424 $1,510 $1,510 $1,510
Farmers $3,468 $4,400 $4,168 $3,920
GEICO $1,245 $2,039 $2,389 $1,601
Liberty Mutual $2,504 $3,611 $3,715 $3,359
Nationwide $3,700 $4,278 $5,241 $4,278
Progressive $2,552 $3,112 $2,654 $2,852
State Farm $2,044 $2,430 $2,237 $2,237
USAA $1,401 $1,773 $2,394 $1,600

Cheap Hartford, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hartford, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Hartford, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Hartford, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,843
American Family $1,510
Farmers $4,168
GEICO $2,389
Liberty Mutual $3,715
Nationwide $5,241
Progressive $2,654
State Farm $2,237
USAA $2,394

Cheap Hartford, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hartford, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hartford, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,776 $3,296 $2,866
American Family $1,995 $1,312 $1,158
Farmers $4,494 $3,822 $3,652
GEICO $2,382 $1,703 $1,370
Liberty Mutual $4,744 $2,885 $2,263
Nationwide $4,916 $4,103 $4,103
Progressive $3,154 $2,702 $2,521
State Farm $3,337 $1,915 $1,458
USAA $2,736 $1,465 $1,175

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Cheap Hartford, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hartford, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Hartford, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hartford, Wisconsin

ZIP Code Average Annual Rates
53027 $2,771

Cheap Hartford, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Hartford, Wisconsin auto insurance. Find the cheapest annual Hartford, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hartford, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,559 $3,734
American Family $1,463 $1,514
Farmers $3,989 $3,989
GEICO $1,785 $1,852
Liberty Mutual $3,297 $3,297
Nationwide $4,374 $4,374
Progressive $2,792 $2,792
State Farm $2,181 $2,293
USAA $1,769 $1,815

Cheap Hartford, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hartford, Wisconsin? Check out the comparison of annual Hartford, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hartford, Wisconsin

Insurance Company Low Medium High
Allstate $3,498 $3,638 $3,803
American Family $1,464 $1,502 $1,498
Farmers $3,620 $3,951 $4,396
GEICO $1,670 $1,819 $1,967
Liberty Mutual $3,003 $3,319 $3,570
Nationwide $4,218 $4,371 $4,534
Progressive $2,595 $2,821 $2,961
State Farm $2,095 $2,246 $2,370
USAA $1,716 $1,794 $1,866

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Best By Category: Cheapest Auto Insurance in Hartford, Wisconsin

Compare the cheapest auto insurance companies in Hartford, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hartford, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Hartford, Wisconsin Auto Insurance Companies

What auto insurance companies in Hartford, Wisconsin are the cheapest? Compare the top Hartford, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hartford, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,646
American Family $1,488
Farmers $3,989
GEICO $1,819
Liberty Mutual $3,297
Nationwide $4,374
Progressive $2,793
State Farm $2,237
USAA $1,792

What affects auto insurance rates in Hartford, Wisconsin?

There are a lot of reasons why auto insurance rates in Hartford, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hartford, Wisconsin. Many local factors may affect your Hartford auto insurance rates.

Hartford Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hartford, Wisconsin auto theft statistics, there have been 3 auto thefts in the city.

Hartford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hartford, Wisconsin commute length is 26.1 minutes according to City-Data.

Hartford Traffic

How does Hartford, Wisconsin rank for traffic? According to Inrix Hartford, Wisconsin is the 292nd most congested worldwide.

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Compare Hartford, Wisconsin Auto Insurance Quotes

Before you buy Hartford, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hartford, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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