Best Cheap Auto Insurance in Hartford, AL (2021)

The average Hartford, AL auto insurance rates are $282 per month. The minimum auto insurance in Hartford is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Hartford, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Hartford is 27.5 minutes
  • The cheapest auto insurance company in Hartford is USAA
  • Average auto insurance rates in Hartford, AL for senior drivers are $1,803 per year

Hartford, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Hartford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hartford, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Hartford to other Alabama cities, including Hoover auto insurance rates, Dothan auto insurance rates, and Huntsville auto insurance rates to see how Hartford, Alabama auto insurance rates stack up.

Before you buy Hartford, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hartford, Alabama auto insurance quotes.

Minimum Auto Insurance in Hartford, Alabama

Hartford, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hartford, Alabama.

Minimum Required Auto Insurance Coverage in Hartford, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hartford, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hartford, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hartford, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,854 $1,772 $1,675 $1,708 $6,351 $6,825 $2,083 $2,131
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,857 $1,841 $1,782 $1,847 $4,861 $4,727 $1,961 $1,801
Liberty Mutual $2,881 $3,114 $2,373 $2,654 $10,274 $11,421 $3,065 $3,261
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,228 $2,085 $1,826 $1,961 $9,016 $10,039 $2,590 $2,720
State Farm $2,526 $2,526 $2,281 $2,281 $7,533 $9,448 $2,851 $3,276
Travelers $1,466 $1,490 $1,367 $1,366 $7,744 $12,202 $1,391 $1,605
USAA $1,240 $1,260 $1,159 $1,139 $3,648 $4,046 $1,611 $1,741

Cheap Hartford, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hartford, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Hartford, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Hartford, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,351 $6,825
Farmers $8,097 $8,336
GEICO $4,861 $4,727
Liberty Mutual $10,274 $11,421
Nationwide $4,358 $5,617
Progressive $9,016 $10,039
State Farm $7,533 $9,448
Travelers $7,744 $12,202
USAA $3,648 $4,046

Cheap Hartford, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Hartford, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hartford, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,675 $1,708
Farmers $1,904 $2,018
GEICO $1,782 $1,847
Liberty Mutual $2,373 $2,654
Nationwide $1,527 $1,581
Progressive $1,826 $1,961
State Farm $2,281 $2,281
Travelers $1,367 $1,366
USAA $1,159 $1,139

Cheap Hartford, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hartford, Alabama compared to the annual auto insurance rates with a clean record in Hartford, Alabama.

Annual Hartford, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,602 $3,060 $3,607 $2,931
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,744 $2,808 $3,466 $2,321
Liberty Mutual $3,831 $5,323 $5,214 $5,154
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,661 $4,598 $3,953 $4,021
State Farm $3,699 $4,568 $4,047 $4,047
Travelers $2,986 $3,133 $4,566 $3,631
USAA $1,526 $1,911 $2,835 $1,650

Cheap Hartford, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hartford, Alabama is not easy. Compare the annual rates for DUI auto insurance in Hartford, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Hartford, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,607
Farmers $3,916
GEICO $3,466
Liberty Mutual $5,214
Nationwide $3,241
Progressive $3,953
State Farm $4,047
Travelers $4,566
USAA $2,835

Cheap Hartford, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hartford, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hartford, Alabama

Insurance Company Poor Fair Good
Allstate $3,772 $2,958 $2,419
Farmers $4,140 $3,559 $3,374
GEICO $3,286 $2,346 $2,123
Liberty Mutual $6,988 $4,285 $3,368
Nationwide $3,073 $2,400 $2,171
Progressive $4,585 $3,927 $3,663
State Farm $6,627 $3,359 $2,285
Travelers $3,904 $3,385 $3,448
USAA $2,659 $1,734 $1,549

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Cheap Hartford, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hartford, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Hartford, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hartford, Alabama

ZIP Code Average Annual Rates
36344 $3,478

Cheap Hartford, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Hartford, Alabama auto insurance. Find the cheapest annual Hartford, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hartford, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,050 $3,050
Farmers $3,691 $3,691
GEICO $2,538 $2,632
Liberty Mutual $4,880 $4,880
Nationwide $2,548 $2,548
Progressive $4,058 $4,058
State Farm $3,991 $4,189
Travelers $3,579 $3,579
USAA $1,890 $2,071

Cheap Hartford, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hartford, Alabama? Check out the comparison of annual Hartford, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hartford, Alabama

Insurance Company Low Medium High
Allstate $2,946 $3,046 $3,158
Farmers $3,491 $3,644 $3,938
GEICO $2,357 $2,572 $2,826
Liberty Mutual $4,653 $4,857 $5,131
Nationwide $2,529 $2,526 $2,589
Progressive $3,589 $4,031 $4,555
State Farm $3,864 $4,084 $4,322
Travelers $3,404 $3,650 $3,683
USAA $1,907 $1,969 $2,066

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Best By Category: Cheapest Auto Insurance in Hartford, Alabama

Compare the cheapest auto insurance companies in Hartford, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hartford, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Hartford, Alabama Auto Insurance Companies

What auto insurance companies in Hartford, Alabama are the cheapest? Compare the top Hartford, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hartford, Alabama

Insurance Company Average Annual Rates
Allstate $3,050
Farmers $3,691
GEICO $2,585
Liberty Mutual $4,880
Nationwide $2,548
Progressive $4,058
State Farm $4,090
Travelers $3,579
USAA $1,981

What affects auto insurance rates in Hartford, Alabama?

There are a lot of reasons why auto insurance rates in Hartford, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hartford, Alabama. Many local factors may affect your Hartford auto insurance rates.

Hartford Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hartford, Alabama auto theft statistics, there have been 8 auto thefts in the city.

Hartford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hartford, Alabama commute length is 27.5 minutes according to City-Data.

Hartford Traffic

How does Hartford, Alabama rank for traffic? According to Inrix Hartford, Alabama is the 292nd most congested worldwide.

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Compare Hartford, Alabama Auto Insurance Quotes

Before you buy Hartford, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hartford, Alabama auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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