Best Cheap Auto Insurance in Harrold, TX (2021)

The average Harrold, TX auto insurance rates are $303 per month. The minimum auto insurance in Harrold is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Harrold, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Harrold for teen drivers is Progressive
  • Average auto insurance rates in Harrold, TX for senior drivers are $2,206 per year
  • The minimum auto insurance required in Harrold, Texas is 30/60/25

Harrold, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Harrold can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Harrold, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Harrold to other Texas cities, including Arlington auto insurance rates, Plano auto insurance rates, and Fort Worth auto insurance rates to see how Harrold, Texas auto insurance rates stack up.

Before you buy Harrold, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Harrold, Texas auto insurance quotes.

Minimum Auto Insurance in Harrold, Texas

Harrold, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Harrold, Texas.

Minimum Required Auto Insurance Coverage in Harrold, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Harrold, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Harrold, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harrold, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,243 $3,281 $3,201 $3,201 $8,560 $10,371 $4,031 $4,222
American Family $2,922 $3,203 $2,548 $2,879 $6,514 $8,594 $3,969 $4,501
GEICO $2,260 $2,388 $2,080 $2,285 $4,700 $4,917 $2,448 $2,489
Nationwide $2,382 $2,428 $2,101 $2,230 $6,721 $8,657 $2,794 $3,029
Progressive $2,496 $2,355 $2,213 $2,267 $10,214 $11,304 $2,925 $2,929
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,454 $1,480 $1,376 $1,388 $3,876 $4,276 $1,946 $2,126

Cheap Harrold, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Harrold, Texas is a challenge. Take a look at the annual teen auto insurance rates in Harrold, Texas.

Annual Auto Insurance Rates for Teen Drivers in Harrold, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,560 $10,371
American Family $6,514 $8,594
GEICO $4,700 $4,917
Nationwide $6,721 $8,657
Progressive $10,214 $11,304
State Farm $4,064 $5,155
USAA $3,876 $4,276

Cheap Harrold, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Harrold, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Harrold, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,201 $3,201
American Family $2,548 $2,879
GEICO $2,080 $2,285
Nationwide $2,101 $2,230
Progressive $2,213 $2,267
State Farm $1,556 $1,556
USAA $1,376 $1,388

Cheap Harrold, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Harrold, Texas compared to the annual auto insurance rates with a clean record in Harrold, Texas.

Annual Harrold, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,916 $5,973 $6,251 $3,916
American Family $4,029 $5,061 $4,447 $4,029
GEICO $2,502 $3,224 $2,813 $3,243
Nationwide $3,284 $3,284 $4,888 $3,715
Progressive $4,003 $5,164 $4,674 $4,511
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,686 $2,452 $2,888 $1,934

Cheap Harrold, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Harrold, Texas is not easy. Compare the annual rates for DUI auto insurance in Harrold, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Harrold, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,251
American Family $4,447
GEICO $2,813
Nationwide $4,888
Progressive $4,674
State Farm $2,937
USAA $2,888

Cheap Harrold, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Harrold, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Harrold, Texas

Insurance Company Poor Fair Good
Allstate $6,362 $4,676 $4,003
American Family $6,199 $3,737 $3,238
GEICO $4,534 $2,577 $1,726
Nationwide $4,554 $3,650 $3,174
Progressive $5,176 $4,460 $4,128
State Farm $3,491 $2,172 $1,730
USAA $3,323 $1,888 $1,510

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Cheap Harrold, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Harrold, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Harrold, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Harrold, Texas

ZIP Code Average Annual Rates
76364 $5,336

Cheap Harrold, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Harrold, Texas auto insurance. Find the cheapest annual Harrold, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Harrold, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,898 $5,129
American Family $4,391 $4,391
GEICO $2,882 $3,010
Nationwide $3,793 $3,793
Progressive $4,588 $4,588
State Farm $2,464 $2,464
USAA $2,212 $2,269

Cheap Harrold, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Harrold, Texas? Check out the comparison of annual Harrold, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harrold, Texas

Insurance Company Low Medium High
Allstate $4,930 $4,983 $5,129
American Family $4,188 $4,288 $4,697
GEICO $2,836 $2,922 $3,080
Nationwide $4,105 $3,629 $3,645
Progressive $4,328 $4,558 $4,878
State Farm $2,350 $2,458 $2,585
USAA $2,181 $2,233 $2,307

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Best By Category: Cheapest Auto Insurance in Harrold, Texas

Compare the cheapest auto insurance companies in Harrold, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Harrold, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Harrold, Texas Auto Insurance Companies

What auto insurance companies in Harrold, Texas are the cheapest? Compare the top Harrold, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Harrold, Texas

Insurance Company Average Annual Rates
Allstate $5,014
American Family $4,391
GEICO $2,946
Nationwide $3,793
Progressive $4,588
State Farm $2,464
USAA $2,240

Compare Harrold, Texas Auto Insurance Quotes

Before you buy Harrold, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Harrold, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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