Best Cheap Auto Insurance in Harrold, SD (2021)

The average Harrold, SD auto insurance rates are $343 per month. The minimum auto insurance in Harrold is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Harrold, South Dakota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Harrold is 17.5 minutes
  • Average auto insurance rates in Harrold, SD for senior drivers are $2,292 per year
  • The minimum auto insurance required in Harrold, South Dakota is 25/50/25

Harrold, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Harrold can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Harrold, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Harrold to other South Dakota cities, including Rapid City auto insurance rates, Huron auto insurance rates, and Mitchell auto insurance rates to see how Harrold, South Dakota auto insurance rates stack up.

Before you buy Harrold, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Harrold, South Dakota auto insurance quotes.

Minimum Auto Insurance in Harrold, South Dakota

Harrold, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Harrold, South Dakota.

Minimum Required Auto Insurance Coverage in Harrold, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Harrold, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Harrold, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harrold, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,242 $2,256 $1,978 $2,049 $9,492 $9,883 $2,487 $2,661
GEICO $2,551 $2,406 $2,446 $2,254 $5,030 $5,958 $2,239 $2,163
Liberty Mutual $4,662 $5,082 $3,678 $4,471 $17,102 $19,205 $4,927 $5,496
Nationwide $2,001 $2,068 $1,781 $1,918 $4,202 $5,494 $2,225 $2,436
Progressive $2,097 $2,076 $1,727 $1,775 $7,338 $8,361 $2,624 $2,730
State Farm $1,650 $1,650 $1,411 $1,411 $3,870 $5,001 $1,842 $2,051

Cheap Harrold, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Harrold, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Harrold, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Harrold, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $9,492 $9,883
GEICO $5,030 $5,958
Liberty Mutual $17,102 $19,205
Nationwide $4,202 $5,494
Progressive $7,338 $8,361
State Farm $3,870 $5,001

Cheap Harrold, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Harrold, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Harrold, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $1,978 $2,049
GEICO $2,446 $2,254
Liberty Mutual $3,678 $4,471
Nationwide $1,781 $1,918
Progressive $1,727 $1,775
State Farm $1,411 $1,411

Cheap Harrold, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Harrold, South Dakota compared to the annual auto insurance rates with a clean record in Harrold, South Dakota.

Annual Harrold, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,535 $4,439 $4,331 $4,219
GEICO $1,966 $3,339 $5,254 $1,966
Liberty Mutual $6,826 $8,421 $8,802 $8,262
Nationwide $1,980 $2,773 $4,000 $2,309
Progressive $3,102 $4,176 $3,348 $3,738
State Farm $2,225 $2,496 $2,361 $2,361

Cheap Harrold, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Harrold, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Harrold, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Harrold, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $4,331
GEICO $5,254
Liberty Mutual $8,802
Nationwide $4,000
Progressive $3,348
State Farm $2,361

Cheap Harrold, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Harrold, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Harrold, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $4,684 $3,934 $3,776
GEICO $5,073 $2,574 $1,745
Liberty Mutual $11,735 $6,997 $5,501
Nationwide $3,363 $2,623 $2,311
Progressive $4,160 $3,442 $3,171
State Farm $3,436 $2,054 $1,592

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Cheap Harrold, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Harrold, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Harrold, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Harrold, South Dakota

ZIP Code Average Annual Rates
57536 $4,280

Cheap Harrold, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Harrold, South Dakota auto insurance. Find the cheapest annual Harrold, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Harrold, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $4,131 $4,131
GEICO $3,094 $3,168
Liberty Mutual $8,078 $8,078
Nationwide $2,766 $2,766
Progressive $3,591 $3,591
State Farm $2,303 $2,419

Cheap Harrold, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Harrold, South Dakota? Check out the comparison of annual Harrold, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harrold, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $3,982 $4,094 $4,316
GEICO $3,047 $3,128 $3,219
Liberty Mutual $7,947 $8,066 $8,221
Nationwide $2,628 $2,755 $2,914
Progressive $3,500 $3,560 $3,713
State Farm $2,288 $2,362 $2,432

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Best By Category: Cheapest Auto Insurance in Harrold, South Dakota

Compare the cheapest auto insurance companies in Harrold, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Harrold, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Harrold, South Dakota Auto Insurance Companies

What auto insurance companies in Harrold, South Dakota are the cheapest? Compare the top Harrold, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Harrold, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $4,131
GEICO $3,131
Liberty Mutual $8,078
Nationwide $2,766
Progressive $3,591
State Farm $2,361

What affects auto insurance rates in Harrold, South Dakota?

There are a lot of reasons why auto insurance rates in Harrold, South Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Harrold, South Dakota. Many local factors may affect your Harrold auto insurance rates.

Harrold Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Harrold, South Dakota commute length is 17.5 minutes according to City-Data.

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Compare Harrold, South Dakota Auto Insurance Quotes

Before you buy Harrold, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Harrold, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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