Best Cheap Auto Insurance in Harrods Creek, KY (2021)

The average Harrods Creek, KY auto insurance rates are $440 per month. The minimum auto insurance in Harrods Creek is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Harrods Creek, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Harrods Creek, Kentucky is 25/50/25
  • Average auto insurance rates in Harrods Creek, KY for senior drivers are $2,791 per year
  • The most expensive auto insurance company in Harrods Creek for teen drivers is Progressive

Harrods Creek, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Harrods Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Harrods Creek, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Harrods Creek to other Kentucky cities, including Hopkinsville auto insurance rates, George auto insurance rates, and Richmond auto insurance rates to see how Harrods Creek, Kentucky auto insurance rates stack up.

Before you buy Harrods Creek, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Harrods Creek, Kentucky auto insurance quotes.

Minimum Auto Insurance in Harrods Creek, Kentucky

Harrods Creek, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Harrods Creek, Kentucky.

Minimum Required Auto Insurance Coverage in Harrods Creek, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Harrods Creek, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Harrods Creek, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harrods Creek, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,319 $3,272 $3,014 $3,214 $12,663 $14,252 $3,643 $3,833
GEICO $3,468 $3,207 $3,654 $3,310 $7,561 $8,883 $2,823 $2,416
Liberty Mutual $2,773 $3,001 $2,329 $2,609 $12,308 $13,659 $2,905 $3,033
Nationwide $3,596 $3,570 $3,248 $3,376 $8,253 $10,220 $4,104 $4,280
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $2,045 $2,045 $1,840 $1,840 $6,066 $7,590 $2,291 $2,526
Travelers $2,219 $2,257 $2,185 $2,189 $10,801 $17,351 $2,323 $2,668
USAA $1,736 $1,727 $1,579 $1,590 $4,806 $5,040 $2,185 $2,378

Cheap Harrods Creek, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Harrods Creek, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Harrods Creek, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Harrods Creek, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,663 $14,252
GEICO $7,561 $8,883
Liberty Mutual $12,308 $13,659
Nationwide $8,253 $10,220
Progressive $24,595 $27,972
State Farm $6,066 $7,590
Travelers $10,801 $17,351
USAA $4,806 $5,040

Cheap Harrods Creek, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Harrods Creek, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Harrods Creek, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,014 $3,214
GEICO $3,654 $3,310
Liberty Mutual $2,329 $2,609
Nationwide $3,248 $3,376
Progressive $4,345 $4,341
State Farm $1,840 $1,840
Travelers $2,185 $2,189
USAA $1,579 $1,590

Cheap Harrods Creek, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Harrods Creek, Kentucky compared to the annual auto insurance rates with a clean record in Harrods Creek, Kentucky.

Annual Harrods Creek, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,869 $6,386 $6,839 $5,513
GEICO $2,629 $4,681 $7,131 $3,221
Liberty Mutual $4,436 $6,845 $5,313 $4,713
Nationwide $4,026 $5,228 $6,628 $4,440
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $2,987 $3,574 $3,280 $3,280
Travelers $4,576 $4,706 $6,812 $4,904
USAA $1,976 $2,795 $3,363 $2,387

Cheap Harrods Creek, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Harrods Creek, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Harrods Creek, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Harrods Creek, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,839
GEICO $7,131
Liberty Mutual $5,313
Nationwide $6,628
Progressive $9,734
State Farm $3,280
Travelers $6,812
USAA $3,363

Cheap Harrods Creek, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Harrods Creek, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Harrods Creek, Kentucky

Insurance Company Poor Fair Good
Allstate $7,810 $5,402 $4,492
GEICO $7,262 $3,625 $2,360
Liberty Mutual $7,598 $4,689 $3,694
Nationwide $6,170 $4,859 $4,213
Progressive $11,547 $10,089 $9,405
State Farm $4,754 $2,861 $2,227
Travelers $5,848 $4,959 $4,941
USAA $3,879 $2,206 $1,806

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Cheap Harrods Creek, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Harrods Creek, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Harrods Creek, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Harrods Creek, Kentucky

ZIP Code Average Annual Rates
40027 $4,881

Cheap Harrods Creek, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Harrods Creek, Kentucky auto insurance. Find the cheapest annual Harrods Creek, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Harrods Creek, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,901 $5,901
GEICO $4,374 $4,457
Liberty Mutual $5,327 $5,327
Nationwide $5,081 $5,081
Progressive $10,347 $10,347
State Farm $3,193 $3,368
Travelers $5,249 $5,249
USAA $2,534 $2,726

Cheap Harrods Creek, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Harrods Creek, Kentucky? Check out the comparison of annual Harrods Creek, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harrods Creek, Kentucky

Insurance Company Low Medium High
Allstate $5,467 $5,877 $6,360
GEICO $4,107 $4,419 $4,721
Liberty Mutual $5,067 $5,295 $5,619
Nationwide $5,096 $5,025 $5,121
Progressive $9,463 $10,162 $11,416
State Farm $3,076 $3,282 $3,484
Travelers $4,976 $5,275 $5,497
USAA $2,496 $2,624 $2,770

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Best By Category: Cheapest Auto Insurance in Harrods Creek, Kentucky

Compare the cheapest auto insurance companies in Harrods Creek, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Harrods Creek, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Harrods Creek, Kentucky Auto Insurance Companies

What auto insurance companies in Harrods Creek, Kentucky are the cheapest? Compare the top Harrods Creek, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Harrods Creek, Kentucky

Insurance Company Average Annual Rates
Allstate $5,901
GEICO $4,415
Liberty Mutual $5,327
Nationwide $5,081
Progressive $10,347
State Farm $3,280
Travelers $5,249
USAA $2,630

Compare Harrods Creek, Kentucky Auto Insurance Quotes

Before you buy Harrods Creek, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Harrods Creek, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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