Best Cheap Auto Insurance in Harrisonburg, LA (2021)

The average Harrisonburg, LA auto insurance rates are $418 per month. The minimum auto insurance in Harrisonburg is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Harrisonburg, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Harrisonburg, Louisiana is 15/30/25
  • The cheapest auto insurance company in Harrisonburg is USAA
  • The average commute length in Harrisonburg is 23.3 minutes

Harrisonburg, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Harrisonburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Harrisonburg, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Harrisonburg to other Louisiana cities, including Monroe auto insurance rates, Houma auto insurance rates, and Lake Charles auto insurance rates to see how Harrisonburg, Louisiana auto insurance rates stack up.

Before you buy Harrisonburg, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Harrisonburg, Louisiana auto insurance quotes.

Minimum Auto Insurance in Harrisonburg, Louisiana

Harrisonburg, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Harrisonburg, Louisiana.

Minimum Required Auto Insurance Coverage in Harrisonburg, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Harrisonburg, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Harrisonburg, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harrisonburg, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $4,011 $4,136 $4,136 $8,830 $11,169 $4,439 $4,817
GEICO $3,099 $3,571 $3,642 $4,398 $11,708 $12,467 $3,012 $2,967
Progressive $3,168 $2,965 $2,652 $2,845 $12,991 $14,468 $3,660 $3,812
State Farm $2,559 $2,559 $2,324 $2,324 $7,406 $9,310 $2,851 $3,207
USAA $2,385 $2,351 $2,301 $2,295 $7,080 $8,348 $2,945 $3,237

Cheap Harrisonburg, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Harrisonburg, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Harrisonburg, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Harrisonburg, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,169
GEICO $11,708 $12,467
Progressive $12,991 $14,468
State Farm $7,406 $9,310
USAA $7,080 $8,348

Cheap Harrisonburg, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Harrisonburg, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Harrisonburg, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,136 $4,136
GEICO $3,642 $4,398
Progressive $2,652 $2,845
State Farm $2,324 $2,324
USAA $2,301 $2,295

Cheap Harrisonburg, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Harrisonburg, Louisiana compared to the annual auto insurance rates with a clean record in Harrisonburg, Louisiana.

Annual Harrisonburg, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,514 $6,860 $6,109 $5,291
GEICO $3,820 $6,166 $7,539 $4,907
Progressive $4,844 $6,528 $6,241 $5,669
State Farm $3,744 $4,392 $4,067 $4,067
USAA $2,950 $4,080 $4,924 $3,516

Cheap Harrisonburg, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Harrisonburg, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Harrisonburg, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Harrisonburg, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,109
GEICO $7,539
Progressive $6,241
State Farm $4,067
USAA $4,924

Cheap Harrisonburg, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Harrisonburg, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Harrisonburg, Louisiana

Insurance Company Poor Fair Good
Allstate $7,497 $5,125 $4,458
GEICO $6,670 $5,789 $4,365
Progressive $6,570 $5,639 $5,253
State Farm $5,656 $3,626 $2,920
USAA $5,357 $3,406 $2,840

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Cheap Harrisonburg, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Harrisonburg, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Harrisonburg, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Harrisonburg, Louisiana

ZIP Code Average Annual Rates
71340 $4,677

Cheap Harrisonburg, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Harrisonburg, Louisiana auto insurance. Find the cheapest annual Harrisonburg, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Harrisonburg, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,694 $5,694
GEICO $5,502 $5,715
Progressive $5,820 $5,820
State Farm $3,964 $4,171
USAA $3,749 $3,986

Cheap Harrisonburg, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Harrisonburg, Louisiana? Check out the comparison of annual Harrisonburg, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harrisonburg, Louisiana

Insurance Company Low Medium High
Allstate $4,968 $5,795 $6,318
GEICO $4,793 $5,627 $6,405
Progressive $5,047 $5,781 $6,633
State Farm $3,594 $4,059 $4,549
USAA $3,406 $3,921 $4,276

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Best By Category: Cheapest Auto Insurance in Harrisonburg, Louisiana

Compare the cheapest auto insurance companies in Harrisonburg, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Harrisonburg, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Harrisonburg, Louisiana Auto Insurance Companies

What auto insurance companies in Harrisonburg, Louisiana are the cheapest? Compare the top Harrisonburg, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Harrisonburg, Louisiana

Insurance Company Average Annual Rates
Allstate $5,694
GEICO $5,608
Progressive $5,820
State Farm $4,067
USAA $3,868

What affects auto insurance rates in Harrisonburg, Louisiana?

There are a lot of reasons why auto insurance rates in Harrisonburg, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Harrisonburg, Louisiana. Many local factors may affect your Harrisonburg auto insurance rates.

Harrisonburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Harrisonburg, Louisiana commute length is 23.3 minutes according to City-Data.

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Compare Harrisonburg, Louisiana Auto Insurance Quotes

Before you buy Harrisonburg, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Harrisonburg, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

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