Best Cheap Auto Insurance in Harrison, OH (2021)

The average Harrison, OH auto insurance rates are $244 per month. The minimum auto insurance in Harrison is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Harrison, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Harrison, OH for senior drivers are $1,496 per year
  • The average commute length in Harrison is 27.3 minutes
  • The most expensive auto insurance company in Harrison for teen drivers is Liberty Mutual

Harrison, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Harrison can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Harrison, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Harrison to other Ohio cities, including Parma auto insurance rates, Canton auto insurance rates, and Dayton auto insurance rates to see how Harrison, Ohio auto insurance rates stack up.

Before you buy Harrison, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Harrison, Ohio auto insurance quotes.

Minimum Auto Insurance in Harrison, Ohio

Harrison, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Harrison, Ohio.

Minimum Required Auto Insurance Coverage in Harrison, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Harrison, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Harrison, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harrison, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,138 $2,122 $1,930 $2,061 $6,043 $6,938 $2,242 $2,391
American Family $1,030 $1,069 $954 $956 $3,428 $3,718 $1,284 $1,355
Farmers $1,808 $1,800 $1,592 $1,680 $8,029 $8,329 $2,031 $2,123
GEICO $1,310 $1,277 $1,239 $1,256 $3,562 $3,314 $1,453 $1,226
Liberty Mutual $2,133 $2,323 $1,639 $1,991 $11,535 $13,006 $2,259 $2,462
Nationwide $2,133 $2,144 $1,925 $1,939 $5,448 $7,025 $2,286 $2,660
Progressive $2,082 $1,950 $1,730 $1,789 $9,601 $10,808 $2,503 $2,593
State Farm $1,613 $1,613 $1,451 $1,451 $5,163 $6,476 $1,878 $2,159
Travelers $1,373 $1,393 $1,371 $1,363 $6,012 $9,506 $1,435 $1,625
USAA $842 $848 $800 $800 $2,580 $2,873 $1,123 $1,213

Cheap Harrison, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Harrison, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Harrison, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Harrison, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,043 $6,938
American Family $3,428 $3,718
Farmers $8,029 $8,329
GEICO $3,562 $3,314
Liberty Mutual $11,535 $13,006
Nationwide $5,448 $7,025
Progressive $9,601 $10,808
State Farm $5,163 $6,476
Travelers $6,012 $9,506
USAA $2,580 $2,873

Cheap Harrison, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Harrison, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Harrison, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,930 $2,061
American Family $954 $956
Farmers $1,592 $1,680
GEICO $1,239 $1,256
Liberty Mutual $1,639 $1,991
Nationwide $1,925 $1,939
Progressive $1,730 $1,789
State Farm $1,451 $1,451
Travelers $1,371 $1,363
USAA $800 $800

Cheap Harrison, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Harrison, Ohio compared to the annual auto insurance rates with a clean record in Harrison, Ohio.

Annual Harrison, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,710 $3,276 $3,872 $3,074
American Family $1,650 $1,749 $1,749 $1,749
Farmers $2,819 $3,635 $3,545 $3,696
GEICO $1,236 $1,793 $2,617 $1,673
Liberty Mutual $3,919 $5,040 $5,138 $4,578
Nationwide $2,561 $3,257 $4,131 $2,831
Progressive $3,555 $4,865 $3,785 $4,323
State Farm $2,476 $2,975 $2,726 $2,726
Travelers $2,212 $2,889 $4,362 $2,574
USAA $1,066 $1,427 $1,867 $1,180

Cheap Harrison, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Harrison, Ohio is not easy. Compare the annual rates for DUI auto insurance in Harrison, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Harrison, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,872
American Family $1,749
Farmers $3,545
GEICO $2,617
Liberty Mutual $5,138
Nationwide $4,131
Progressive $3,785
State Farm $2,726
Travelers $4,362
USAA $1,867

Cheap Harrison, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Harrison, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Harrison, Ohio

Insurance Company Poor Fair Good
Allstate $4,147 $3,027 $2,526
American Family $2,295 $1,559 $1,319
Farmers $3,876 $3,276 $3,119
GEICO $2,193 $1,830 $1,466
Liberty Mutual $6,674 $4,111 $3,220
Nationwide $3,855 $3,106 $2,623
Progressive $4,619 $4,014 $3,763
State Farm $3,885 $2,400 $1,891
Travelers $3,361 $2,929 $2,738
USAA $1,798 $1,273 $1,085

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Cheap Harrison, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Harrison, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Harrison, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Harrison, Ohio

ZIP Code Average Annual Rates
45030 $2,814

Cheap Harrison, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Harrison, Ohio auto insurance. Find the cheapest annual Harrison, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Harrison, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,233 $3,233
American Family $1,703 $1,746
Farmers $3,424 $3,424
GEICO $1,800 $1,860
Liberty Mutual $4,668 $4,668
Nationwide $3,195 $3,195
Progressive $4,132 $4,132
State Farm $2,658 $2,794
Travelers $3,009 $3,009
USAA $1,333 $1,437

Cheap Harrison, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Harrison, Ohio? Check out the comparison of annual Harrison, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harrison, Ohio

Insurance Company Low Medium High
Allstate $3,145 $3,227 $3,327
American Family $1,690 $1,738 $1,744
Farmers $3,249 $3,374 $3,649
GEICO $1,770 $1,822 $1,897
Liberty Mutual $4,497 $4,691 $4,818
Nationwide $3,541 $3,096 $2,948
Progressive $3,994 $4,103 $4,299
State Farm $2,587 $2,735 $2,855
Travelers $2,923 $3,050 $3,056
USAA $1,327 $1,384 $1,445

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Best By Category: Cheapest Auto Insurance in Harrison, Ohio

Compare the cheapest auto insurance companies in Harrison, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Harrison, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Harrison, Ohio Auto Insurance Companies

What auto insurance companies in Harrison, Ohio are the cheapest? Compare the top Harrison, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Harrison, Ohio

Insurance Company Average Annual Rates
Allstate $3,233
American Family $1,724
Farmers $3,424
GEICO $1,830
Liberty Mutual $4,668
Nationwide $3,195
Progressive $4,132
State Farm $2,726
Travelers $3,009
USAA $1,385

What affects auto insurance rates in Harrison, Ohio?

There are a lot of reasons why auto insurance rates in Harrison, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Harrison, Ohio. Many local factors may affect your Harrison auto insurance rates.

Harrison Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Harrison, Ohio auto theft statistics, there have been 7 auto thefts in the city.

Harrison Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Harrison, Ohio commute length is 27.3 minutes according to City-Data.

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Compare Harrison, Ohio Auto Insurance Quotes

Before you buy Harrison, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Harrison, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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