Best Cheap Auto Insurance in Harrisburg, NE (2021)

The average Harrisburg, NE auto insurance rates are $304 per month. The minimum auto insurance in Harrisburg is at least 25/50/25 in coverage to comply with Nebraska auto insurance laws. To find the best cheap auto insurance in Harrisburg, Nebraska, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Harrisburg, Nebraska is 25/50/25
  • The cheapest auto insurance company in Harrisburg is American Family
  • The most expensive auto insurance company in Harrisburg for teen drivers is Liberty Mutual

Harrisburg, Nebraska auto insurance requirements are 25/50/25 according to Nebraska auto insurance laws. Finding cheap auto insurance in Harrisburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Harrisburg, Nebraska, including driving record, credit, commute time, and more.

Compare auto insurance in Harrisburg to other Nebraska cities, including Hastings auto insurance rates, Grand Island auto insurance rates, and North Platte auto insurance rates to see how Harrisburg, Nebraska auto insurance rates stack up.

Before you buy Harrisburg, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Harrisburg, Nebraska auto insurance quotes.

Minimum Auto Insurance in Harrisburg, Nebraska

Harrisburg, Nebraska auto insurance laws require that you have at least the Nebraska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Harrisburg, Nebraska.

Minimum Required Auto Insurance Coverage in Harrisburg, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Harrisburg, Nebraska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Harrisburg, Nebraska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harrisburg, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,357 $2,256 $2,076 $2,095 $6,281 $6,608 $2,690 $2,762
American Family $1,787 $1,787 $1,623 $1,623 $2,954 $4,311 $1,747 $1,886
Farmers $2,512 $2,499 $2,257 $2,368 $9,266 $9,541 $2,854 $3,009
GEICO $3,833 $3,768 $3,747 $3,606 $7,445 $9,812 $3,441 $3,354
Liberty Mutual $3,411 $3,709 $2,691 $3,275 $13,959 $15,691 $3,602 $4,001
Nationwide $1,782 $1,846 $1,592 $1,711 $3,970 $4,975 $2,035 $2,206
Progressive $2,489 $2,436 $2,038 $2,105 $8,879 $10,062 $2,994 $3,206
State Farm $1,611 $1,611 $1,410 $1,410 $4,336 $5,538 $1,778 $2,013
USAA $1,504 $1,508 $1,354 $1,410 $4,552 $5,488 $1,965 $2,209

Cheap Harrisburg, Nebraska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Harrisburg, Nebraska is a challenge. Take a look at the annual teen auto insurance rates in Harrisburg, Nebraska.

Annual Auto Insurance Rates for Teen Drivers in Harrisburg, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,281 $6,608
American Family $2,954 $4,311
Farmers $9,266 $9,541
GEICO $7,445 $9,812
Liberty Mutual $13,959 $15,691
Nationwide $3,970 $4,975
Progressive $8,879 $10,062
State Farm $4,336 $5,538
USAA $4,552 $5,488

Cheap Harrisburg, Nebraska Auto Insurance for Seniors

What are senior auto insurance rates in Harrisburg, Nebraska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Harrisburg, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,076 $2,095
American Family $1,623 $1,623
Farmers $2,257 $2,368
GEICO $3,747 $3,606
Liberty Mutual $2,691 $3,275
Nationwide $1,592 $1,711
Progressive $2,038 $2,105
State Farm $1,410 $1,410
USAA $1,354 $1,410

Cheap Harrisburg, Nebraska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Harrisburg, Nebraska compared to the annual auto insurance rates with a clean record in Harrisburg, Nebraska.

Annual Harrisburg, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,970 $3,327 $3,969 $3,297
American Family $2,169 $2,353 $2,169 $2,169
Farmers $3,628 $4,640 $4,525 $4,360
GEICO $3,081 $4,482 $6,834 $5,106
Liberty Mutual $5,412 $6,341 $6,901 $6,516
Nationwide $1,773 $2,575 $3,695 $2,016
Progressive $3,647 $5,292 $4,072 $4,094
State Farm $2,291 $2,636 $2,463 $2,463
USAA $1,900 $2,381 $3,562 $2,152

Cheap Harrisburg, Nebraska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Harrisburg, Nebraska is not easy. Compare the annual rates for DUI auto insurance in Harrisburg, Nebraska to find the best deal.

Annual Auto Insurance Rates After a DUI in Harrisburg, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,969
American Family $2,169
Farmers $4,525
GEICO $6,834
Liberty Mutual $6,901
Nationwide $3,695
Progressive $4,072
State Farm $2,463
USAA $3,562

Cheap Harrisburg, Nebraska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Harrisburg, Nebraska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Harrisburg, Nebraska

Insurance Company Poor Fair Good
Allstate $4,211 $3,196 $2,766
American Family $2,961 $2,031 $1,653
Farmers $4,928 $4,065 $3,870
GEICO $5,585 $4,834 $4,208
Liberty Mutual $9,109 $5,465 $4,303
Nationwide $3,030 $2,399 $2,114
Progressive $4,951 $4,106 $3,771
State Farm $3,579 $2,145 $1,665
USAA $3,345 $2,249 $1,902

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Cheap Harrisburg, Nebraska Auto Insurance Rates By Commute

Commute length and annual mileage affect Harrisburg, Nebraska auto insurance. Find the cheapest annual Harrisburg, Nebraska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Harrisburg, Nebraska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,391 $3,391
American Family $2,197 $2,233
Farmers $4,288 $4,288
GEICO $4,799 $4,953
Liberty Mutual $6,292 $6,292
Nationwide $2,515 $2,515
Progressive $4,276 $4,276
State Farm $2,400 $2,526
USAA $2,469 $2,528

Cheap Harrisburg, Nebraska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Harrisburg, Nebraska? Check out the comparison of annual Harrisburg, Nebraska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harrisburg, Nebraska

Insurance Company Low Medium High
Allstate $3,332 $3,386 $3,454
American Family $2,201 $2,281 $2,162
Farmers $4,142 $4,240 $4,482
GEICO $4,799 $4,872 $4,956
Liberty Mutual $6,138 $6,262 $6,477
Nationwide $2,570 $2,502 $2,471
Progressive $4,131 $4,267 $4,431
State Farm $2,367 $2,459 $2,563
USAA $2,428 $2,495 $2,573

Best By Category: Cheapest Auto Insurance in Harrisburg, Nebraska

Compare the cheapest auto insurance companies in Harrisburg, Nebraska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Harrisburg, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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The Cheapest Harrisburg, Nebraska Auto Insurance Companies

What auto insurance companies in Harrisburg, Nebraska are the cheapest? Compare the top Harrisburg, Nebraska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Harrisburg, Nebraska

Insurance Company Average Annual Rates
Allstate $3,391
American Family $2,215
Farmers $4,288
GEICO $4,876
Liberty Mutual $6,292
Nationwide $2,515
Progressive $4,276
State Farm $2,463
USAA $2,499

What affects auto insurance rates in Harrisburg, Nebraska?

There are a lot of reasons why auto insurance rates in Harrisburg, Nebraska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Harrisburg, Nebraska. Many local factors may affect your Harrisburg auto insurance rates.

Harrisburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Harrisburg, Nebraska commute length is 18.1 minutes according to City-Data.

Harrisburg Traffic

How does Harrisburg, Nebraska rank for traffic? According to Inrix Harrisburg, Nebraska is the 361st most congested worldwide.

Compare Harrisburg, Nebraska Auto Insurance Quotes

Before you buy Harrisburg, Nebraska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Harrisburg, Nebraska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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