Best Cheap Auto Insurance in Harriman, NY (2021)

The average Harriman, NY auto insurance rates are $395 per month. The minimum auto insurance in Harriman is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Harriman, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Harriman, NY for senior drivers are $2,905 per year
  • The average commute length in Harriman is 44.0 minutes
  • The minimum auto insurance required in Harriman, New York is 25/50/10

Harriman, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Harriman can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Harriman, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Harriman to other New York cities, including Yonkers auto insurance rates, Syracuse auto insurance rates, and Utica auto insurance rates to see how Harriman, New York auto insurance rates stack up.

Before you buy Harriman, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Harriman, New York auto insurance quotes.

Minimum Auto Insurance in Harriman, New York

Harriman, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Harriman, New York.

Minimum Required Auto Insurance Coverage in Harriman, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Harriman, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Harriman, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harriman, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,849 $3,586 $3,640 $3,700 $11,926 $12,832 $3,726 $3,747
GEICO $1,973 $1,898 $1,917 $1,889 $4,235 $6,248 $1,775 $1,816
Liberty Mutual $4,925 $4,925 $4,584 $4,584 $9,622 $15,635 $4,925 $5,233
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,549 $2,346 $2,006 $2,050 $8,707 $9,605 $3,266 $3,134
State Farm $3,079 $3,079 $2,688 $2,688 $9,046 $11,603 $3,389 $3,557
Travelers $3,595 $3,549 $3,256 $3,444 $8,279 $9,748 $3,775 $3,868
USAA $2,108 $2,070 $1,914 $1,914 $8,632 $10,262 $2,704 $2,990

Cheap Harriman, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Harriman, New York is a challenge. Take a look at the annual teen auto insurance rates in Harriman, New York.

Annual Auto Insurance Rates for Teen Drivers in Harriman, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,926 $12,832
GEICO $4,235 $6,248
Liberty Mutual $9,622 $15,635
Nationwide $6,028 $9,066
Progressive $8,707 $9,605
State Farm $9,046 $11,603
Travelers $8,279 $9,748
USAA $8,632 $10,262

Cheap Harriman, New York Auto Insurance for Seniors

What are senior auto insurance rates in Harriman, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Harriman, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,640 $3,700
GEICO $1,917 $1,889
Liberty Mutual $4,584 $4,584
Nationwide $3,100 $3,100
Progressive $2,006 $2,050
State Farm $2,688 $2,688
Travelers $3,256 $3,444
USAA $1,914 $1,914

Cheap Harriman, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Harriman, New York compared to the annual auto insurance rates with a clean record in Harriman, New York.

Annual Harriman, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,907 $4,907 $7,380 $6,310
GEICO $2,106 $2,297 $4,367 $2,106
Liberty Mutual $5,426 $5,426 $10,939 $5,426
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $4,088 $4,088 $4,542 $4,114
State Farm $4,657 $4,657 $5,126 $5,126
Travelers $4,197 $5,289 $5,361 $4,911
USAA $3,623 $3,683 $5,308 $3,683

Cheap Harriman, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Harriman, New York is not easy. Compare the annual rates for DUI auto insurance in Harriman, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Harriman, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,380
GEICO $4,367
Liberty Mutual $10,939
Nationwide $7,603
Progressive $4,542
State Farm $5,126
Travelers $5,361
USAA $5,308

Cheap Harriman, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Harriman, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Harriman, New York

Insurance Company Poor Fair Good
Allstate $8,498 $4,916 $4,213
GEICO $3,407 $2,503 $2,246
Liberty Mutual $9,532 $6,225 $4,655
Nationwide $4,429 $4,429 $4,429
Progressive $6,763 $3,399 $2,462
State Farm $6,906 $4,330 $3,437
Travelers $6,900 $4,254 $3,664
USAA $6,270 $3,162 $2,791

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Cheap Harriman, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Harriman, New York can vary. Compare the annual cost of auto insurance by ZIP code in Harriman, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Harriman, New York

ZIP Code Average Annual Rates
10926 $4,813

Cheap Harriman, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Harriman, New York auto insurance. Find the cheapest annual Harriman, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Harriman, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,793 $5,959
GEICO $2,639 $2,799
Liberty Mutual $6,613 $6,996
Nationwide $4,429 $4,429
Progressive $4,208 $4,208
State Farm $4,715 $5,068
Travelers $4,939 $4,939
USAA $4,033 $4,115

Cheap Harriman, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Harriman, New York? Check out the comparison of annual Harriman, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harriman, New York

Insurance Company Low Medium High
Allstate $5,501 $5,852 $6,274
GEICO $2,564 $2,706 $2,885
Liberty Mutual $6,496 $6,783 $7,134
Nationwide $4,156 $4,391 $4,739
Progressive $3,962 $4,176 $4,485
State Farm $4,651 $4,917 $5,105
Travelers $4,673 $4,886 $5,258
USAA $3,942 $4,051 $4,230

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Best By Category: Cheapest Auto Insurance in Harriman, New York

Compare the cheapest auto insurance companies in Harriman, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Harriman, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Harriman, New York Auto Insurance Companies

What auto insurance companies in Harriman, New York are the cheapest? Compare the top Harriman, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Harriman, New York

Insurance Company Average Annual Rates
Allstate $5,876
GEICO $2,719
Liberty Mutual $6,804
Nationwide $4,429
Progressive $4,208
State Farm $4,891
Travelers $4,939
USAA $4,074

What affects auto insurance rates in Harriman, New York?

There are a lot of reasons why auto insurance rates in Harriman, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Harriman, New York. Many local factors may affect your Harriman auto insurance rates.

Harriman Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Harriman, New York commute length is 44.0 minutes according to City-Data.

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Compare Harriman, New York Auto Insurance Quotes

Before you buy Harriman, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Harriman, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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