Best Cheap Auto Insurance in Harned, KY (2021)

The average Harned, KY auto insurance rates are $361 per month. The minimum auto insurance in Harned is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Harned, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Harned is USAA
  • The minimum auto insurance required in Harned, Kentucky is 25/50/25
  • Average auto insurance rates in Harned, KY for senior drivers are $2,401 per year

Harned, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Harned can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Harned, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Harned to other Kentucky cities, including Florence auto insurance rates, Hopkinsville auto insurance rates, and Bowling Green auto insurance rates to see how Harned, Kentucky auto insurance rates stack up.

Before you buy Harned, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Harned, Kentucky auto insurance quotes.

Minimum Auto Insurance in Harned, Kentucky

Harned, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Harned, Kentucky.

Minimum Required Auto Insurance Coverage in Harned, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Harned, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Harned, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harned, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,013 $2,979 $2,720 $2,898 $11,101 $12,463 $3,339 $3,533
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,847 $3,088 $2,434 $2,721 $11,520 $12,733 $2,967 $3,071
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,249 $2,146 $2,010 $2,025 $10,771 $12,189 $2,791 $2,857
State Farm $2,167 $2,167 $1,938 $1,938 $6,524 $8,245 $2,418 $2,714
Travelers $2,214 $2,255 $2,169 $2,175 $10,535 $16,904 $2,311 $2,677
USAA $1,944 $1,953 $1,748 $1,785 $5,158 $5,444 $2,465 $2,707

Cheap Harned, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Harned, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Harned, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Harned, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,101 $12,463
GEICO $6,851 $8,131
Liberty Mutual $11,520 $12,733
Nationwide $6,037 $7,550
Progressive $10,771 $12,189
State Farm $6,524 $8,245
Travelers $10,535 $16,904
USAA $5,158 $5,444

Cheap Harned, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Harned, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Harned, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,720 $2,898
GEICO $3,510 $3,179
Liberty Mutual $2,434 $2,721
Nationwide $2,519 $2,640
Progressive $2,010 $2,025
State Farm $1,938 $1,938
Travelers $2,169 $2,175
USAA $1,748 $1,785

Cheap Harned, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Harned, Kentucky compared to the annual auto insurance rates with a clean record in Harned, Kentucky.

Annual Harned, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $5,685 $6,065 $4,916
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,316 $6,633 $5,156 $4,585
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,830 $5,660 $4,370 $4,658
State Farm $3,208 $3,820 $3,514 $3,514
Travelers $4,497 $4,627 $6,674 $4,821
USAA $2,183 $3,094 $3,697 $2,629

Cheap Harned, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Harned, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Harned, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Harned, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,065
GEICO $6,731
Liberty Mutual $5,156
Nationwide $4,997
Progressive $4,370
State Farm $3,514
Travelers $6,674
USAA $3,697

Cheap Harned, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Harned, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Harned, Kentucky

Insurance Company Poor Fair Good
Allstate $6,952 $4,808 $4,009
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,394 $4,540 $3,584
Nationwide $4,672 $3,666 $3,197
Progressive $5,185 $4,508 $4,196
State Farm $5,082 $3,068 $2,393
Travelers $5,751 $4,866 $4,847
USAA $4,321 $2,415 $1,966

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Cheap Harned, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Harned, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Harned, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Harned, Kentucky

ZIP Code Average Annual Rates
40144 $3,879

Cheap Harned, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Harned, Kentucky auto insurance. Find the cheapest annual Harned, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Harned, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,256 $5,256
GEICO $4,119 $4,197
Liberty Mutual $5,173 $5,173
Nationwide $3,845 $3,845
Progressive $4,630 $4,630
State Farm $3,429 $3,599
Travelers $5,155 $5,155
USAA $2,793 $3,009

Cheap Harned, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Harned, Kentucky? Check out the comparison of annual Harned, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harned, Kentucky

Insurance Company Low Medium High
Allstate $4,925 $5,237 $5,606
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,908 $5,137 $5,472
Nationwide $3,908 $3,801 $3,826
Progressive $4,288 $4,572 $5,029
State Farm $3,318 $3,510 $3,714
Travelers $4,897 $5,179 $5,389
USAA $2,776 $2,894 $3,031

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Best By Category: Cheapest Auto Insurance in Harned, Kentucky

Compare the cheapest auto insurance companies in Harned, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Harned, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Harned, Kentucky Auto Insurance Companies

What auto insurance companies in Harned, Kentucky are the cheapest? Compare the top Harned, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Harned, Kentucky

Insurance Company Average Annual Rates
Allstate $5,256
GEICO $4,158
Liberty Mutual $5,173
Nationwide $3,845
Progressive $4,630
State Farm $3,514
Travelers $5,155
USAA $2,901

Compare Harned, Kentucky Auto Insurance Quotes

Before you buy Harned, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Harned, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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