Best Cheap Auto Insurance in Harmans, MD (2021)

The average Harmans, MD auto insurance rates are $419 per month. The minimum auto insurance in Harmans is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Harmans, Maryland, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Harmans, MD for senior drivers are $3,286 per year
  • The most expensive auto insurance company in Harmans for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Harmans, Maryland is 30/60/15

Harmans, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Harmans can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Harmans, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Harmans to other Maryland cities, including Rockville auto insurance rates, Frederick auto insurance rates, and Baltimore auto insurance rates to see how Harmans, Maryland auto insurance rates stack up.

Before you buy Harmans, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Harmans, Maryland auto insurance quotes.

Minimum Auto Insurance in Harmans, Maryland

Harmans, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Harmans, Maryland.

Minimum Required Auto Insurance Coverage in Harmans, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Harmans, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Harmans, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harmans, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,890 $3,717 $3,734 $3,832 $11,771 $13,864 $3,482 $3,514
GEICO $2,660 $2,915 $3,041 $3,523 $8,062 $9,149 $2,278 $2,384
Liberty Mutual $7,861 $7,861 $7,771 $7,771 $15,242 $22,580 $7,861 $10,581
Nationwide $2,131 $2,135 $1,929 $1,982 $5,012 $6,573 $2,468 $2,653
Progressive $2,476 $2,220 $2,155 $2,207 $8,927 $9,735 $2,871 $2,783
State Farm $2,462 $2,462 $2,271 $2,271 $7,826 $10,020 $2,753 $3,100
USAA $1,880 $1,844 $1,759 $1,751 $4,184 $4,933 $2,158 $2,404

Cheap Harmans, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Harmans, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Harmans, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Harmans, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,771 $13,864
GEICO $8,062 $9,149
Liberty Mutual $15,242 $22,580
Nationwide $5,012 $6,573
Progressive $8,927 $9,735
State Farm $7,826 $10,020
USAA $4,184 $4,933

Cheap Harmans, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Harmans, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Harmans, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,734 $3,832
GEICO $3,041 $3,523
Liberty Mutual $7,771 $7,771
Nationwide $1,929 $1,982
Progressive $2,155 $2,207
State Farm $2,271 $2,271
USAA $1,759 $1,751

Cheap Harmans, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Harmans, Maryland compared to the annual auto insurance rates with a clean record in Harmans, Maryland.

Annual Harmans, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,271 $7,061 $5,271 $6,298
GEICO $3,007 $4,699 $5,734 $3,566
Liberty Mutual $7,897 $10,376 $15,533 $9,957
Nationwide $2,738 $3,673 $2,929 $3,103
Progressive $3,559 $4,738 $4,295 $4,095
State Farm $3,713 $4,675 $4,098 $4,098
USAA $2,056 $2,524 $3,664 $2,213

Cheap Harmans, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Harmans, Maryland is not easy. Compare the annual rates for DUI auto insurance in Harmans, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Harmans, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,271
GEICO $5,734
Liberty Mutual $15,533
Nationwide $2,929
Progressive $4,295
State Farm $4,098
USAA $3,664

Cheap Harmans, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Harmans, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Harmans, Maryland

Insurance Company Poor Fair Good
Allstate $7,752 $5,402 $4,773
GEICO $4,820 $3,991 $3,943
Liberty Mutual $15,631 $10,078 $7,113
Nationwide $3,978 $2,812 $2,542
Progressive $5,254 $3,953 $3,308
State Farm $6,061 $3,599 $2,777
USAA $3,480 $2,393 $1,969

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Cheap Harmans, Maryland Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Harmans, Maryland can vary. Compare the annual cost of auto insurance by ZIP code in Harmans, Maryland to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Harmans, Maryland

ZIP Code Average Annual Rates
21077 $4,280

Cheap Harmans, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Harmans, Maryland auto insurance. Find the cheapest annual Harmans, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Harmans, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,890 $6,061
GEICO $4,181 $4,322
Liberty Mutual $10,649 $11,233
Nationwide $3,110 $3,110
Progressive $4,172 $4,172
State Farm $4,040 $4,252
USAA $2,533 $2,695

Cheap Harmans, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Harmans, Maryland? Check out the comparison of annual Harmans, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harmans, Maryland

Insurance Company Low Medium High
Allstate $5,806 $5,932 $6,188
GEICO $4,088 $4,223 $4,443
Liberty Mutual $10,618 $10,914 $11,291
Nationwide $2,978 $3,121 $3,233
Progressive $3,963 $4,172 $4,381
State Farm $3,916 $4,157 $4,364
USAA $2,477 $2,623 $2,743

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Best By Category: Cheapest Auto Insurance in Harmans, Maryland

Compare the cheapest auto insurance companies in Harmans, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Harmans, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Harmans, Maryland Auto Insurance Companies

What auto insurance companies in Harmans, Maryland are the cheapest? Compare the top Harmans, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Harmans, Maryland

Insurance Company Average Annual Rates
Allstate $5,975
GEICO $4,251
Liberty Mutual $10,941
Nationwide $3,110
Progressive $4,172
State Farm $4,146
USAA $2,614

Compare Harmans, Maryland Auto Insurance Quotes

Before you buy Harmans, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Harmans, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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