Best Cheap Auto Insurance in Harford, PA (2021)

The average Harford, PA auto insurance rates are $341 per month. The minimum auto insurance in Harford is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Harford, Pennsylvania, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Harford, PA for senior drivers are $2,104 per year
  • The most expensive auto insurance company in Harford for teen drivers is Travelers
  • The cheapest auto insurance company in Harford is USAA

Harford, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Harford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Harford, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Harford to other Pennsylvania cities, including York auto insurance rates, Philadelphia auto insurance rates, and Pittsburgh auto insurance rates to see how Harford, Pennsylvania auto insurance rates stack up.

Before you buy Harford, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Harford, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Harford, Pennsylvania

Harford, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Harford, Pennsylvania.

Minimum Required Auto Insurance Coverage in Harford, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Harford, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Harford, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harford, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,420 $2,420 $2,213 $2,213 $7,694 $7,694 $2,679 $2,679
GEICO $2,348 $2,029 $2,181 $1,886 $5,861 $5,080 $2,386 $2,062
Liberty Mutual $4,040 $4,040 $3,696 $3,696 $11,916 $11,916 $5,145 $5,145
Nationwide $1,882 $1,882 $1,777 $1,777 $5,242 $5,242 $2,106 $2,106
Progressive $2,817 $2,817 $2,512 $2,512 $9,014 $9,014 $3,616 $3,616
State Farm $2,019 $2,019 $1,769 $1,769 $7,015 $7,015 $2,216 $2,216
Travelers $1,756 $1,756 $1,854 $1,854 $24,644 $24,644 $2,153 $2,153
USAA $1,086 $1,086 $978 $978 $3,151 $3,151 $1,446 $1,446

Cheap Harford, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Harford, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Harford, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Harford, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,694 $7,694
GEICO $5,861 $5,080
Liberty Mutual $11,916 $11,916
Nationwide $5,242 $5,242
Progressive $9,014 $9,014
State Farm $7,015 $7,015
Travelers $24,644 $24,644
USAA $3,151 $3,151

Cheap Harford, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Harford, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Harford, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,213 $2,213
GEICO $2,181 $1,886
Liberty Mutual $3,696 $3,696
Nationwide $1,777 $1,777
Progressive $2,512 $2,512
State Farm $1,769 $1,769
Travelers $1,854 $1,854
USAA $978 $978

Cheap Harford, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Harford, Pennsylvania compared to the annual auto insurance rates with a clean record in Harford, Pennsylvania.

Annual Harford, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,595 $4,220 $3,595 $3,595
GEICO $2,186 $3,744 $2,945 $3,041
Liberty Mutual $5,702 $6,434 $6,330 $6,330
Nationwide $1,981 $2,649 $3,711 $2,666
Progressive $4,072 $5,610 $4,192 $4,085
State Farm $3,001 $3,509 $3,255 $3,255
Travelers $5,472 $7,676 $9,584 $7,676
USAA $1,346 $1,842 $1,970 $1,503

Cheap Harford, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Harford, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Harford, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Harford, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,595
GEICO $2,945
Liberty Mutual $6,330
Nationwide $3,711
Progressive $4,192
State Farm $3,255
Travelers $9,584
USAA $1,970

Cheap Harford, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Harford, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Harford, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,809 $3,567 $2,877
GEICO $4,481 $2,516 $1,940
Liberty Mutual $7,916 $5,673 $5,008
Nationwide $3,233 $2,652 $2,371
Progressive $5,950 $4,170 $3,349
State Farm $4,631 $2,869 $2,265
Travelers $8,299 $7,468 $7,039
USAA $2,086 $1,544 $1,366

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Harford, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Harford, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Harford, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Harford, Pennsylvania

ZIP Code Average Annual Rates
18823 $5,016

Cheap Harford, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Harford, Pennsylvania auto insurance. Find the cheapest annual Harford, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Harford, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,681 $3,821
GEICO $2,927 $3,031
Liberty Mutual $6,039 $6,360
Nationwide $2,752 $2,752
Progressive $4,490 $4,490
State Farm $3,159 $3,351
Travelers $7,602 $7,602
USAA $1,618 $1,713

Cheap Harford, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Harford, Pennsylvania? Check out the comparison of annual Harford, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harford, Pennsylvania

Insurance Company Low Medium High
Allstate $3,563 $3,777 $3,913
GEICO $2,739 $3,007 $3,191
Liberty Mutual $5,965 $6,233 $6,399
Nationwide $2,778 $2,783 $2,694
Progressive $4,118 $4,519 $4,832
State Farm $3,063 $3,293 $3,409
Travelers $7,798 $7,577 $7,430
USAA $1,559 $1,679 $1,758

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Harford, Pennsylvania

Compare the cheapest auto insurance companies in Harford, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Harford, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Harford, Pennsylvania Auto Insurance Companies

What auto insurance companies in Harford, Pennsylvania are the cheapest? Compare the top Harford, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Harford, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,751
GEICO $2,979
Liberty Mutual $6,199
Nationwide $2,752
Progressive $4,490
State Farm $3,255
Travelers $7,602
USAA $1,665

Compare Harford, Pennsylvania Auto Insurance Quotes

Before you buy Harford, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Harford, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption