Best Cheap Auto Insurance in Hardtner, KS (2021)

The average Hardtner, KS auto insurance rates are $307 per month. The minimum auto insurance in Hardtner is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Hardtner, Kansas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Hardtner is American Family
  • The average commute length in Hardtner is 23.7 minutes
  • The minimum auto insurance required in Hardtner, Kansas is 25/50/25

Hardtner, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Hardtner can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hardtner, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Hardtner to other Kansas cities, including Manhattan auto insurance rates, Salina auto insurance rates, and Shawnee auto insurance rates to see how Hardtner, Kansas auto insurance rates stack up.

Before you buy Hardtner, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hardtner, Kansas auto insurance quotes.

Minimum Auto Insurance in Hardtner, Kansas

Hardtner, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hardtner, Kansas.

Minimum Required Auto Insurance Coverage in Hardtner, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hardtner, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hardtner, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hardtner, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,574 $3,150 $3,257 $9,016 $9,926 $3,822 $4,010
American Family $1,805 $1,805 $1,628 $1,628 $3,378 $4,034 $1,805 $2,014
Farmers $2,875 $2,864 $2,575 $2,680 $7,375 $7,644 $3,220 $3,396
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,769 $1,824 $1,574 $1,698 $3,618 $4,432 $2,055 $2,187
Progressive $2,619 $2,531 $2,116 $2,192 $8,954 $10,143 $3,094 $3,301
State Farm $1,874 $1,874 $1,635 $1,635 $4,914 $6,273 $2,104 $2,374
Travelers $2,357 $2,410 $2,241 $2,288 $9,086 $14,286 $2,400 $2,915
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

Cheap Hardtner, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hardtner, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Hardtner, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Hardtner, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,016 $9,926
American Family $3,378 $4,034
Farmers $7,375 $7,644
GEICO $5,374 $7,167
Liberty Mutual $10,464 $11,698
Nationwide $3,618 $4,432
Progressive $8,954 $10,143
State Farm $4,914 $6,273
Travelers $9,086 $14,286
USAA $4,983 $5,299

Cheap Hardtner, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Hardtner, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hardtner, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,257
American Family $1,628 $1,628
Farmers $2,575 $2,680
GEICO $3,138 $2,920
Liberty Mutual $2,256 $2,519
Nationwide $1,574 $1,698
Progressive $2,116 $2,192
State Farm $1,635 $1,635
Travelers $2,241 $2,288
USAA $1,424 $1,461

Cheap Hardtner, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hardtner, Kansas compared to the annual auto insurance rates with a clean record in Hardtner, Kansas.

Annual Hardtner, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $5,130 $5,735 $4,890
American Family $2,225 $2,375 $2,225 $2,225
Farmers $3,453 $4,411 $4,301 $4,149
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,799 $2,069 $3,652 $2,059
Progressive $4,043 $4,707 $4,208 $4,516
State Farm $2,636 $3,035 $2,835 $2,835
Travelers $3,524 $4,528 $6,164 $4,776
USAA $1,897 $2,529 $3,713 $2,170

Cheap Hardtner, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hardtner, Kansas is not easy. Compare the annual rates for DUI auto insurance in Hardtner, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hardtner, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,735
American Family $2,225
Farmers $4,301
GEICO $6,215
Liberty Mutual $5,201
Nationwide $3,652
Progressive $4,208
State Farm $2,835
Travelers $6,164
USAA $3,713

Cheap Hardtner, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hardtner, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hardtner, Kansas

Insurance Company Poor Fair Good
Allstate $6,285 $4,721 $4,132
American Family $2,951 $2,096 $1,739
Farmers $4,822 $3,813 $3,601
GEICO $5,995 $3,174 $2,408
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,659 $2,342 $2,184
Progressive $5,056 $4,195 $3,855
State Farm $4,129 $2,467 $1,910
Travelers $5,511 $4,455 $4,278
USAA $3,553 $2,300 $1,879

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hardtner, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hardtner, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Hardtner, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hardtner, Kansas

ZIP Code Average Annual Rates
67057 $3,825

Cheap Hardtner, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hardtner, Kansas auto insurance. Find the cheapest annual Hardtner, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hardtner, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,046 $5,046
American Family $2,232 $2,292
Farmers $4,078 $4,078
GEICO $3,773 $3,945
Liberty Mutual $4,685 $4,685
Nationwide $2,395 $2,395
Progressive $4,369 $4,369
State Farm $2,765 $2,906
Travelers $4,748 $4,748
USAA $2,500 $2,655

Cheap Hardtner, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hardtner, Kansas? Check out the comparison of annual Hardtner, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hardtner, Kansas

Insurance Company Low Medium High
Allstate $4,930 $5,037 $5,170
American Family $2,293 $2,377 $2,117
Farmers $3,923 $4,057 $4,256
GEICO $3,772 $3,855 $3,949
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,518 $2,368 $2,298
Progressive $4,161 $4,338 $4,606
State Farm $2,738 $2,843 $2,925
Travelers $4,529 $4,754 $4,960
USAA $2,515 $2,573 $2,644

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Hardtner, Kansas

Compare the cheapest auto insurance companies in Hardtner, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hardtner, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

The Cheapest Hardtner, Kansas Auto Insurance Companies

What auto insurance companies in Hardtner, Kansas are the cheapest? Compare the top Hardtner, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hardtner, Kansas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $2,262
Farmers $4,079
GEICO $3,859
Liberty Mutual $4,685
Nationwide $2,395
Progressive $4,369
State Farm $2,835
Travelers $4,748
USAA $2,577

What affects auto insurance rates in Hardtner, Kansas?

There are a lot of reasons why auto insurance rates in Hardtner, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hardtner, Kansas. Many local factors may affect your Hardtner auto insurance rates.

Hardtner Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hardtner, Kansas commute length is 23.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Hardtner, Kansas Auto Insurance Quotes

Before you buy Hardtner, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hardtner, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption