Best Cheap Auto Insurance in Harding-Birch Lakes, AK (2021)

The average Harding-Birch Lakes, AK auto insurance rates are $240 per month. The minimum auto insurance in Harding-Birch Lakes is at least 50/100/25 in coverage to comply with Alaska auto insurance laws. To find the best cheap auto insurance in Harding-Birch Lakes, Alaska, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Harding-Birch Lakes is 32.2 minutes
  • The cheapest auto insurance company in Harding-Birch Lakes is State Farm
  • The most expensive auto insurance company in Harding-Birch Lakes for teen drivers is Progressive

Harding-Birch Lakes, Alaska auto insurance requirements are 50/100/25 according to Alaska auto insurance laws. Finding cheap auto insurance in Harding-Birch Lakes can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Harding-Birch Lakes, Alaska, including driving record, credit, commute time, and more.

Compare auto insurance in Harding-Birch Lakes to other Alaska cities, including Palmer auto insurance rates, Ketchikan auto insurance rates, and Kenai auto insurance rates to see how Harding-Birch Lakes, Alaska auto insurance rates stack up.

Before you buy Harding-Birch Lakes, Alaska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Harding-Birch Lakes, Alaska auto insurance quotes.

Minimum Auto Insurance in Harding-Birch Lakes, Alaska

Harding-Birch Lakes, Alaska auto insurance laws require that you have at least the Alaska minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Harding-Birch Lakes, Alaska.

Minimum Required Auto Insurance Coverage in Harding-Birch Lakes, Alaska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Harding-Birch Lakes, Alaska Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Harding-Birch Lakes, Alaska are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Harding-Birch Lakes, Alaska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,049 $2,049 $1,945 $1,945 $4,814 $6,320 $2,308 $2,528
GEICO $2,237 $2,168 $2,110 $2,008 $4,940 $6,305 $2,212 $2,374
Progressive $1,935 $1,719 $1,625 $1,666 $6,883 $7,688 $2,191 $2,181
State Farm $1,497 $1,497 $1,342 $1,342 $4,709 $6,111 $1,768 $1,810
USAA $1,530 $1,526 $1,424 $1,416 $4,983 $5,525 $2,198 $2,330

Cheap Harding-Birch Lakes, Alaska Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Harding-Birch Lakes, Alaska is a challenge. Take a look at the annual teen auto insurance rates in Harding-Birch Lakes, Alaska.

Annual Auto Insurance Rates for Teen Drivers in Harding-Birch Lakes, Alaska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,814 $6,320
GEICO $4,940 $6,305
Progressive $6,883 $7,688
State Farm $4,709 $6,111
USAA $4,983 $5,525

Cheap Harding-Birch Lakes, Alaska Auto Insurance for Seniors

What are senior auto insurance rates in Harding-Birch Lakes, Alaska? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Harding-Birch Lakes, Alaska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,945 $1,945
GEICO $2,110 $2,008
Progressive $1,625 $1,666
State Farm $1,342 $1,342
USAA $1,424 $1,416

Cheap Harding-Birch Lakes, Alaska Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Harding-Birch Lakes, Alaska compared to the annual auto insurance rates with a clean record in Harding-Birch Lakes, Alaska.

Annual Harding-Birch Lakes, Alaska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,414 $3,359 $3,357 $2,849
GEICO $2,175 $3,217 $4,569 $2,215
Progressive $2,894 $3,715 $3,074 $3,262
State Farm $2,283 $2,736 $2,509 $2,509
USAA $2,054 $2,635 $3,449 $2,328

Cheap Harding-Birch Lakes, Alaska Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Harding-Birch Lakes, Alaska is not easy. Compare the annual rates for DUI auto insurance in Harding-Birch Lakes, Alaska to find the best deal.

Annual Auto Insurance Rates After a DUI in Harding-Birch Lakes, Alaska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,357
GEICO $4,569
Progressive $3,074
State Farm $2,509
USAA $3,449

Cheap Harding-Birch Lakes, Alaska Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Harding-Birch Lakes, Alaska annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Harding-Birch Lakes, Alaska

Insurance Company Poor Fair Good
Allstate $3,548 $2,813 $2,623
GEICO $3,459 $3,007 $2,666
Progressive $3,530 $3,162 $3,016
State Farm $3,477 $2,243 $1,808
USAA $3,562 $2,334 $1,953

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Cheap Harding-Birch Lakes, Alaska Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Harding-Birch Lakes, Alaska can vary. Compare the annual cost of auto insurance by ZIP code in Harding-Birch Lakes, Alaska to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Harding-Birch Lakes, Alaska

ZIP Code Average Annual Rates
99714 $2,880

Cheap Harding-Birch Lakes, Alaska Auto Insurance Rates By Commute

Commute length and annual mileage affect Harding-Birch Lakes, Alaska auto insurance. Find the cheapest annual Harding-Birch Lakes, Alaska auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Harding-Birch Lakes, Alaska

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,937 $3,052
GEICO $3,005 $3,083
Progressive $3,236 $3,236
State Farm $2,440 $2,579
USAA $2,572 $2,661

Cheap Harding-Birch Lakes, Alaska Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Harding-Birch Lakes, Alaska? Check out the comparison of annual Harding-Birch Lakes, Alaska auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Harding-Birch Lakes, Alaska

Insurance Company Low Medium High
Allstate $2,945 $2,947 $3,092
GEICO $2,987 $3,001 $3,143
Progressive $3,169 $3,175 $3,365
State Farm $2,430 $2,470 $2,629
USAA $2,575 $2,593 $2,681

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Best By Category: Cheapest Auto Insurance in Harding-Birch Lakes, Alaska

Compare the cheapest auto insurance companies in Harding-Birch Lakes, Alaska in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Harding-Birch Lakes, Alaska

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Harding-Birch Lakes, Alaska Auto Insurance Companies

What auto insurance companies in Harding-Birch Lakes, Alaska are the cheapest? Compare the top Harding-Birch Lakes, Alaska auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Harding-Birch Lakes, Alaska

Insurance Company Average Annual Rates
Allstate $2,995
GEICO $3,044
Progressive $3,236
State Farm $2,509
USAA $2,617

What affects auto insurance rates in Harding-Birch Lakes, Alaska?

There are a lot of reasons why auto insurance rates in Harding-Birch Lakes, Alaska are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Harding-Birch Lakes, Alaska. Many local factors may affect your Harding-Birch Lakes auto insurance rates.

Harding-Birch Lakes Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Harding-Birch Lakes, Alaska commute length is 32.2 minutes according to City-Data.

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Compare Harding-Birch Lakes, Alaska Auto Insurance Quotes

Before you buy Harding-Birch Lakes, Alaska auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Harding-Birch Lakes, Alaska auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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