Best Cheap Auto Insurance in Hardin, TX (2021)

The average Hardin, TX auto insurance rates are $363 per month. The minimum auto insurance in Hardin is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Hardin, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Hardin, Texas is 30/60/25
  • The average commute length in Hardin is 34.6 minutes
  • The cheapest auto insurance company in Hardin is USAA

Hardin, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Hardin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hardin, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Hardin to other Texas cities, including Corpus Christi auto insurance rates, San Antonio auto insurance rates, and Arlington auto insurance rates to see how Hardin, Texas auto insurance rates stack up.

Before you buy Hardin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hardin, Texas auto insurance quotes.

Minimum Auto Insurance in Hardin, Texas

Hardin, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hardin, Texas.

Minimum Required Auto Insurance Coverage in Hardin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hardin, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hardin, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hardin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,672 $3,694 $3,624 $3,624 $9,716 $11,692 $4,521 $4,691
American Family $3,389 $3,814 $3,237 $3,750 $9,713 $12,661 $5,021 $5,733
GEICO $2,659 $2,894 $2,590 $2,983 $5,941 $6,144 $2,884 $2,856
Nationwide $2,517 $2,554 $2,223 $2,350 $7,271 $9,326 $2,971 $3,214
Progressive $2,766 $2,616 $2,468 $2,507 $11,927 $13,360 $3,283 $3,329
State Farm $2,240 $2,240 $1,991 $1,991 $5,352 $6,819 $2,435 $2,511
USAA $1,784 $1,797 $1,705 $1,696 $4,977 $5,426 $2,378 $2,555

Cheap Hardin, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hardin, Texas is a challenge. Take a look at the annual teen auto insurance rates in Hardin, Texas.

Annual Auto Insurance Rates for Teen Drivers in Hardin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,716 $11,692
American Family $9,713 $12,661
GEICO $5,941 $6,144
Nationwide $7,271 $9,326
Progressive $11,927 $13,360
State Farm $5,352 $6,819
USAA $4,977 $5,426

Cheap Hardin, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Hardin, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hardin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,624 $3,624
American Family $3,237 $3,750
GEICO $2,590 $2,983
Nationwide $2,223 $2,350
Progressive $2,468 $2,507
State Farm $1,991 $1,991
USAA $1,705 $1,696

Cheap Hardin, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hardin, Texas compared to the annual auto insurance rates with a clean record in Hardin, Texas.

Annual Hardin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,368 $6,799 $7,083 $4,368
American Family $5,366 $6,898 $6,029 $5,366
GEICO $3,068 $4,081 $3,371 $3,956
Nationwide $3,514 $3,514 $5,214 $3,971
Progressive $4,594 $5,986 $5,378 $5,170
State Farm $2,843 $3,258 $3,845 $2,843
USAA $2,080 $3,074 $3,617 $2,389

Cheap Hardin, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hardin, Texas is not easy. Compare the annual rates for DUI auto insurance in Hardin, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hardin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,083
American Family $6,029
GEICO $3,371
Nationwide $5,214
Progressive $5,378
State Farm $3,845
USAA $3,617

Cheap Hardin, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hardin, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hardin, Texas

Insurance Company Poor Fair Good
Allstate $7,190 $5,264 $4,509
American Family $8,013 $5,198 $4,533
GEICO $5,598 $3,159 $2,099
Nationwide $4,858 $3,908 $3,394
Progressive $5,937 $5,142 $4,767
State Farm $4,533 $2,817 $2,242
USAA $4,102 $2,366 $1,902

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Cheap Hardin, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hardin, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Hardin, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hardin, Texas

ZIP Code Average Annual Rates
77561 $6,538

Cheap Hardin, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hardin, Texas auto insurance. Find the cheapest annual Hardin, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hardin, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,514 $5,795
American Family $5,915 $5,915
GEICO $3,550 $3,687
Nationwide $4,053 $4,053
Progressive $5,282 $5,282
State Farm $3,197 $3,197
USAA $2,754 $2,825

Cheap Hardin, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hardin, Texas? Check out the comparison of annual Hardin, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hardin, Texas

Insurance Company Low Medium High
Allstate $5,501 $5,597 $5,865
American Family $5,440 $5,658 $6,646
GEICO $3,395 $3,561 $3,901
Nationwide $4,342 $3,880 $3,937
Progressive $4,992 $5,257 $5,597
State Farm $3,035 $3,187 $3,370
USAA $2,691 $2,778 $2,901

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Best By Category: Cheapest Auto Insurance in Hardin, Texas

Compare the cheapest auto insurance companies in Hardin, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hardin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Hardin, Texas Auto Insurance Companies

What auto insurance companies in Hardin, Texas are the cheapest? Compare the top Hardin, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hardin, Texas

Insurance Company Average Annual Rates
Allstate $5,654
American Family $5,915
GEICO $3,619
Nationwide $4,053
Progressive $5,282
State Farm $3,197
USAA $2,790

What affects auto insurance rates in Hardin, Texas?

There are a lot of reasons why auto insurance rates in Hardin, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hardin, Texas. Many local factors may affect your Hardin auto insurance rates.

Hardin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hardin, Texas commute length is 34.6 minutes according to City-Data.

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Compare Hardin, Texas Auto Insurance Quotes

Before you buy Hardin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hardin, Texas auto insurance quotes.

Free Auto Insurance Comparison

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