Best Cheap Auto Insurance in Hanover, MI (2021)

The average Hanover, MI auto insurance rates are $779 per month. The minimum auto insurance in Hanover is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Hanover, Michigan, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • The average commute length in Hanover is 26.7 minutes
  • The most expensive auto insurance company in Hanover for teen drivers is Allstate
  • The minimum auto insurance required in Hanover, Michigan is 20/40/10

Hanover, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Hanover can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hanover, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Hanover to other Michigan cities, including Ann Arbor auto insurance rates, Sterling Heights auto insurance rates, and Livonia auto insurance rates to see how Hanover, Michigan auto insurance rates stack up.

Before you buy Hanover, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hanover, Michigan auto insurance quotes.

Minimum Auto Insurance in Hanover, Michigan

Hanover, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hanover, Michigan.

Minimum Required Auto Insurance Coverage in Hanover, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hanover, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hanover, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hanover, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,238 $15,238 $14,184 $14,184 $37,010 $37,010 $16,040 $16,040
Farmers $3,810 $3,810 $3,551 $3,551 $8,532 $8,532 $4,281 $4,281
GEICO $3,809 $3,809 $3,889 $3,889 $11,151 $11,151 $3,655 $3,655
Liberty Mutual $13,485 $13,485 $13,352 $13,352 $31,732 $31,732 $13,485 $13,485
Nationwide $3,916 $3,916 $3,483 $3,483 $10,196 $10,196 $4,285 $4,285
Progressive $3,030 $2,838 $2,669 $2,969 $10,951 $11,707 $3,538 $3,307
State Farm $6,563 $6,563 $6,045 $6,045 $22,510 $22,510 $7,694 $7,694
Travelers $6,883 $6,883 $5,902 $5,902 $20,864 $20,864 $7,480 $7,480
USAA $2,352 $2,239 $2,212 $2,097 $5,723 $5,466 $2,869 $2,767

Cheap Hanover, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hanover, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Hanover, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Hanover, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,010 $37,010
Farmers $8,532 $8,532
GEICO $11,151 $11,151
Liberty Mutual $31,732 $31,732
Nationwide $10,196 $10,196
Progressive $10,951 $11,707
State Farm $22,510 $22,510
Travelers $20,864 $20,864
USAA $5,723 $5,466

Cheap Hanover, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Hanover, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hanover, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,184 $14,184
Farmers $3,551 $3,551
GEICO $3,889 $3,889
Liberty Mutual $13,352 $13,352
Nationwide $3,483 $3,483
Progressive $2,669 $2,969
State Farm $6,045 $6,045
Travelers $5,902 $5,902
USAA $2,212 $2,097

Cheap Hanover, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hanover, Michigan compared to the annual auto insurance rates with a clean record in Hanover, Michigan.

Annual Hanover, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,098 $13,514 $44,790 $14,069
Farmers $4,242 $5,399 $5,325 $5,207
GEICO $1,958 $4,186 $12,707 $3,653
Liberty Mutual $12,561 $15,193 $28,191 $16,109
Nationwide $4,693 $6,223 $5,685 $5,279
Progressive $4,355 $5,698 $5,125 $5,327
State Farm $6,908 $8,228 $17,469 $10,208
Travelers $6,935 $9,931 $16,054 $8,208
USAA $2,593 $3,224 $4,220 $2,824

Cheap Hanover, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hanover, Michigan is not easy. Compare the annual rates for DUI auto insurance in Hanover, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Hanover, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,790
Farmers $5,325
GEICO $12,707
Liberty Mutual $28,191
Nationwide $5,685
Progressive $5,125
State Farm $17,469
Travelers $16,054
USAA $4,220

Cheap Hanover, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hanover, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hanover, Michigan

Insurance Company Poor Fair Good
Allstate $31,399 $17,325 $13,130
Farmers $6,608 $4,426 $4,096
GEICO $7,233 $5,318 $4,328
Liberty Mutual $28,485 $16,458 $9,097
Nationwide $6,841 $5,165 $4,405
Progressive $5,919 $4,974 $4,486
State Farm $17,350 $8,787 $5,973
Travelers $10,538 $10,219 $10,090
USAA $4,795 $2,747 $2,105

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Cheap Hanover, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hanover, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Hanover, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hanover, Michigan

ZIP Code Average Annual Rates
49241 $6,679

Cheap Hanover, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Hanover, Michigan auto insurance. Find the cheapest annual Hanover, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hanover, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,618 $20,618
Farmers $5,043 $5,043
GEICO $5,499 $5,753
Liberty Mutual $17,393 $18,634
Nationwide $5,470 $5,470
Progressive $5,126 $5,126
State Farm $10,422 $10,985
Travelers $10,223 $10,341
USAA $3,179 $3,252

Cheap Hanover, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hanover, Michigan? Check out the comparison of annual Hanover, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hanover, Michigan

Insurance Company Low Medium High
Allstate $20,157 $20,659 $21,038
Farmers $4,930 $5,034 $5,167
GEICO $5,301 $5,583 $5,994
Liberty Mutual $17,632 $17,976 $18,432
Nationwide $5,725 $5,377 $5,308
Progressive $5,002 $5,131 $5,246
State Farm $10,218 $10,763 $11,129
Travelers $10,181 $10,292 $10,373
USAA $3,122 $3,223 $3,302

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Best By Category: Cheapest Auto Insurance in Hanover, Michigan

Compare the cheapest auto insurance companies in Hanover, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hanover, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Hanover, Michigan Auto Insurance Companies

What auto insurance companies in Hanover, Michigan are the cheapest? Compare the top Hanover, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hanover, Michigan

Insurance Company Average Annual Rates
Allstate $20,618
Farmers $5,043
GEICO $5,626
Liberty Mutual $18,013
Nationwide $5,470
Progressive $5,126
State Farm $10,703
Travelers $10,282
USAA $3,215

What affects auto insurance rates in Hanover, Michigan?

There are a lot of reasons why auto insurance rates in Hanover, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hanover, Michigan. Many local factors may affect your Hanover auto insurance rates.

Hanover Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hanover, Michigan commute length is 26.7 minutes according to City-Data.

Hanover Traffic

How does Hanover, Michigan rank for traffic? According to Inrix Hanover, Michigan is the 135th most congested worldwide.

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Compare Hanover, Michigan Auto Insurance Quotes

Before you buy Hanover, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hanover, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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