Best Cheap Auto Insurance in Hancock, MN (2021)

The average Hancock, MN auto insurance rates are $339 per month. The minimum auto insurance in Hancock is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Hancock, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Hancock, Minnesota is 30/60/10
  • Average auto insurance rates in Hancock, MN for senior drivers are $2,693 per year
  • The average commute length in Hancock is 18.0 minutes

Hancock, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Hancock can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hancock, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Hancock to other Minnesota cities, including St. Cloud auto insurance rates, St. Paul auto insurance rates, and Maple Grove auto insurance rates to see how Hancock, Minnesota auto insurance rates stack up.

Before you buy Hancock, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hancock, Minnesota auto insurance quotes.

Minimum Auto Insurance in Hancock, Minnesota

Hancock, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hancock, Minnesota.

Minimum Required Auto Insurance Coverage in Hancock, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hancock, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hancock, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hancock, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,763 $2,763 $2,653 $2,653 $6,287 $9,121 $3,361 $3,531
American Family $2,051 $2,051 $1,859 $1,859 $5,546 $8,054 $2,051 $2,314
Farmers $1,645 $1,642 $1,585 $1,673 $4,570 $4,596 $2,146 $2,063
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,874 $1,891 $1,666 $1,774 $4,730 $5,773 $2,192 $2,292
State Farm $1,344 $1,344 $1,192 $1,192 $2,862 $3,537 $1,561 $1,286
USAA $1,820 $1,811 $1,654 $1,658 $4,819 $5,295 $2,380 $2,539

Cheap Hancock, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hancock, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Hancock, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Hancock, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,287 $9,121
American Family $5,546 $8,054
Farmers $4,570 $4,596
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,730 $5,773
State Farm $2,862 $3,537
USAA $4,819 $5,295

Cheap Hancock, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Hancock, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hancock, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,653 $2,653
American Family $1,859 $1,859
Farmers $1,585 $1,673
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,666 $1,774
State Farm $1,192 $1,192
USAA $1,654 $1,658

Cheap Hancock, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hancock, Minnesota compared to the annual auto insurance rates with a clean record in Hancock, Minnesota.

Annual Hancock, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,032 $4,364 $5,219 $3,951
American Family $2,156 $3,942 $4,350 $2,444
Farmers $2,135 $2,684 $2,717 $2,424
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,200 $2,922 $3,364 $2,609
State Farm $1,650 $1,930 $1,790 $1,790
USAA $2,042 $2,596 $3,918 $2,431

Cheap Hancock, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hancock, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Hancock, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Hancock, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,219
American Family $4,350
Farmers $2,717
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,364
State Farm $1,790
USAA $3,918

Cheap Hancock, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hancock, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hancock, Minnesota

Insurance Company Poor Fair Good
Allstate $6,083 $3,291 $3,050
American Family $4,384 $2,925 $2,360
Farmers $3,125 $2,247 $2,099
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,295 $2,661 $2,366
State Farm $2,609 $1,596 $1,165
USAA $4,327 $2,096 $1,817

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Cheap Hancock, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hancock, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Hancock, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hancock, Minnesota

ZIP Code Average Annual Rates
56244 $3,097

Cheap Hancock, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Hancock, Minnesota auto insurance. Find the cheapest annual Hancock, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hancock, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,141 $4,141
American Family $3,185 $3,261
Farmers $2,490 $2,490
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,774 $2,774
State Farm $1,743 $1,837
USAA $2,711 $2,783

Cheap Hancock, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hancock, Minnesota? Check out the comparison of annual Hancock, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hancock, Minnesota

Insurance Company Low Medium High
Allstate $4,086 $4,137 $4,201
American Family $3,211 $3,311 $3,147
Farmers $2,397 $2,500 $2,574
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,618 $2,792 $2,911
State Farm $1,725 $1,795 $1,850
USAA $2,671 $2,745 $2,824

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Best By Category: Cheapest Auto Insurance in Hancock, Minnesota

Compare the cheapest auto insurance companies in Hancock, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hancock, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Hancock, Minnesota Auto Insurance Companies

What auto insurance companies in Hancock, Minnesota are the cheapest? Compare the top Hancock, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hancock, Minnesota

Insurance Company Average Annual Rates
Allstate $4,141
American Family $3,223
Farmers $2,490
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,774
State Farm $1,790
USAA $2,747

What affects auto insurance rates in Hancock, Minnesota?

There are a lot of reasons why auto insurance rates in Hancock, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hancock, Minnesota. Many local factors may affect your Hancock auto insurance rates.

Hancock Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hancock, Minnesota commute length is 18.0 minutes according to City-Data.

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Compare Hancock, Minnesota Auto Insurance Quotes

Before you buy Hancock, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hancock, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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