Best Cheap Auto Insurance in Hancock, MI (2021)

The average Hancock, MI auto insurance rates are $747 per month. The minimum auto insurance in Hancock is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Hancock, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Hancock, MI for senior drivers are $5,915 per year
  • The minimum auto insurance required in Hancock, Michigan is 20/40/10
  • The most expensive auto insurance company in Hancock for teen drivers is Liberty Mutual

Hancock, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Hancock can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hancock, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Hancock to other Michigan cities, including Flint auto insurance rates, Livonia auto insurance rates, and Sterling Heights auto insurance rates to see how Hancock, Michigan auto insurance rates stack up.

Before you buy Hancock, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hancock, Michigan auto insurance quotes.

Minimum Auto Insurance in Hancock, Michigan

Hancock, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hancock, Michigan.

Minimum Required Auto Insurance Coverage in Hancock, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hancock, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hancock, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hancock, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,549 $3,549 $3,301 $3,301 $8,192 $8,192 $3,993 $3,993
GEICO $3,545 $3,545 $3,595 $3,595 $10,055 $10,055 $3,397 $3,397
Liberty Mutual $14,273 $14,273 $14,122 $14,122 $34,830 $34,830 $14,273 $14,273
Nationwide $4,277 $4,277 $3,788 $3,788 $11,415 $11,415 $4,694 $4,694
Progressive $2,759 $2,590 $2,440 $2,695 $10,129 $10,886 $3,218 $3,031
State Farm $6,272 $6,272 $5,800 $5,800 $21,791 $21,791 $7,362 $7,362
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,366 $2,267 $2,221 $2,118 $5,693 $5,468 $2,896 $2,813

Cheap Hancock, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hancock, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Hancock, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Hancock, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,192 $8,192
GEICO $10,055 $10,055
Liberty Mutual $34,830 $34,830
Nationwide $11,415 $11,415
Progressive $10,129 $10,886
State Farm $21,791 $21,791
Travelers $15,616 $15,616
USAA $5,693 $5,468

Cheap Hancock, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Hancock, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hancock, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,301 $3,301
GEICO $3,595 $3,595
Liberty Mutual $14,122 $14,122
Nationwide $3,788 $3,788
Progressive $2,440 $2,695
State Farm $5,800 $5,800
Travelers $4,461 $4,461
USAA $2,221 $2,118

Cheap Hancock, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hancock, Michigan compared to the annual auto insurance rates with a clean record in Hancock, Michigan.

Annual Hancock, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $3,999 $5,100 $5,021 $4,915
GEICO $1,836 $3,838 $11,549 $3,368
Liberty Mutual $14,203 $16,625 $28,910 $17,761
Nationwide $5,183 $6,875 $6,283 $5,833
Progressive $4,023 $5,241 $4,714 $4,897
State Farm $6,587 $7,880 $16,937 $9,821
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,607 $3,230 $4,244 $2,839

Cheap Hancock, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hancock, Michigan is not easy. Compare the annual rates for DUI auto insurance in Hancock, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Hancock, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $41,923
Farmers $5,021
GEICO $11,549
Liberty Mutual $28,910
Nationwide $6,283
Progressive $4,714
State Farm $16,937
Travelers $12,018
USAA $4,244

Cheap Hancock, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hancock, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hancock, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,164 $4,207 $3,905
GEICO $6,613 $4,867 $3,964
Liberty Mutual $30,651 $17,702 $9,771
Nationwide $7,557 $5,708 $4,865
Progressive $5,424 $4,582 $4,149
State Farm $16,701 $8,463 $5,755
Travelers $7,919 $7,680 $7,583
USAA $4,821 $2,754 $2,115

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Cheap Hancock, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hancock, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Hancock, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hancock, Michigan

ZIP Code Average Annual Rates
49930 $6,297

Cheap Hancock, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Hancock, Michigan auto insurance. Find the cheapest annual Hancock, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hancock, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,759 $4,759
GEICO $5,030 $5,266
Liberty Mutual $18,676 $20,073
Nationwide $6,043 $6,043
Progressive $4,719 $4,719
State Farm $10,035 $10,577
Travelers $7,683 $7,771
USAA $3,194 $3,267

Cheap Hancock, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hancock, Michigan? Check out the comparison of annual Hancock, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hancock, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,646 $4,749 $4,881
GEICO $4,834 $5,106 $5,504
Liberty Mutual $18,941 $19,332 $19,850
Nationwide $6,342 $5,936 $5,852
Progressive $4,591 $4,724 $4,841
State Farm $9,828 $10,365 $10,726
Travelers $7,640 $7,737 $7,805
USAA $3,135 $3,238 $3,318

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Best By Category: Cheapest Auto Insurance in Hancock, Michigan

Compare the cheapest auto insurance companies in Hancock, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hancock, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Hancock, Michigan Auto Insurance Companies

What auto insurance companies in Hancock, Michigan are the cheapest? Compare the top Hancock, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hancock, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,759
GEICO $5,148
Liberty Mutual $19,375
Nationwide $6,043
Progressive $4,719
State Farm $10,306
Travelers $7,727
USAA $3,230

What affects auto insurance rates in Hancock, Michigan?

There are a lot of reasons why auto insurance rates in Hancock, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hancock, Michigan. Many local factors may affect your Hancock auto insurance rates.

Hancock Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hancock, Michigan auto theft statistics, there have been 2 auto thefts in the city.

Hancock Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hancock, Michigan commute length is 13.9 minutes according to City-Data.

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Compare Hancock, Michigan Auto Insurance Quotes

Before you buy Hancock, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hancock, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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