Best Cheap Auto Insurance in Hanceville, AL (2021)

The average Hanceville, AL auto insurance rates are $310 per month. The minimum auto insurance in Hanceville is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Hanceville, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hanceville is USAA
  • Average auto insurance rates in Hanceville, AL for senior drivers are $1,971 per year
  • The most expensive auto insurance company in Hanceville for teen drivers is Liberty Mutual

Hanceville, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Hanceville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hanceville, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Hanceville to other Alabama cities, including Dothan auto insurance rates, Hoover auto insurance rates, and Birmingham auto insurance rates to see how Hanceville, Alabama auto insurance rates stack up.

Before you buy Hanceville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hanceville, Alabama auto insurance quotes.

Minimum Auto Insurance in Hanceville, Alabama

Hanceville, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hanceville, Alabama.

Minimum Required Auto Insurance Coverage in Hanceville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hanceville, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hanceville, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hanceville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,005 $1,912 $1,811 $1,846 $6,943 $7,466 $2,251 $2,306
Farmers $2,419 $2,399 $2,161 $2,294 $9,349 $9,617 $2,758 $2,874
GEICO $2,214 $2,204 $2,102 $2,167 $5,867 $5,781 $2,333 $2,175
Liberty Mutual $3,153 $3,405 $2,581 $2,883 $11,526 $12,810 $3,366 $3,594
Nationwide $1,711 $1,732 $1,561 $1,615 $4,509 $5,801 $1,899 $2,121
Progressive $2,395 $2,243 $1,962 $2,101 $9,839 $10,972 $2,799 $2,972
State Farm $2,931 $2,931 $2,662 $2,662 $9,034 $11,281 $3,315 $3,841
Travelers $1,384 $1,406 $1,299 $1,297 $7,426 $11,727 $1,313 $1,499
USAA $1,337 $1,357 $1,247 $1,220 $4,019 $4,457 $1,747 $1,883

Cheap Hanceville, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hanceville, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Hanceville, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Hanceville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,943 $7,466
Farmers $9,349 $9,617
GEICO $5,867 $5,781
Liberty Mutual $11,526 $12,810
Nationwide $4,509 $5,801
Progressive $9,839 $10,972
State Farm $9,034 $11,281
Travelers $7,426 $11,727
USAA $4,019 $4,457

Cheap Hanceville, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Hanceville, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hanceville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,811 $1,846
Farmers $2,161 $2,294
GEICO $2,102 $2,167
Liberty Mutual $2,581 $2,883
Nationwide $1,561 $1,615
Progressive $1,962 $2,101
State Farm $2,662 $2,662
Travelers $1,299 $1,297
USAA $1,247 $1,220

Cheap Hanceville, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hanceville, Alabama compared to the annual auto insurance rates with a clean record in Hanceville, Alabama.

Annual Hanceville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,821 $3,321 $3,940 $3,187
Farmers $3,558 $4,607 $4,494 $4,276
GEICO $2,087 $3,376 $4,174 $2,784
Liberty Mutual $4,241 $5,916 $5,781 $5,721
Nationwide $2,293 $2,293 $3,331 $2,558
Progressive $3,985 $5,010 $4,274 $4,372
State Farm $4,350 $5,422 $4,779 $4,779
Travelers $2,851 $2,991 $4,368 $3,465
USAA $1,659 $2,084 $3,096 $1,794

Cheap Hanceville, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hanceville, Alabama is not easy. Compare the annual rates for DUI auto insurance in Hanceville, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Hanceville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,940
Farmers $4,494
GEICO $4,174
Liberty Mutual $5,781
Nationwide $3,331
Progressive $4,274
State Farm $4,779
Travelers $4,368
USAA $3,096

Cheap Hanceville, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hanceville, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hanceville, Alabama

Insurance Company Poor Fair Good
Allstate $4,098 $3,220 $2,634
Farmers $4,746 $4,085 $3,870
GEICO $3,952 $2,817 $2,547
Liberty Mutual $7,763 $4,753 $3,728
Nationwide $3,158 $2,466 $2,232
Progressive $4,977 $4,268 $3,986
State Farm $7,831 $3,968 $2,698
Travelers $3,727 $3,234 $3,296
USAA $2,904 $1,887 $1,684

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Cheap Hanceville, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hanceville, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Hanceville, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hanceville, Alabama

ZIP Code Average Annual Rates
35077 $3,812

Cheap Hanceville, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Hanceville, Alabama auto insurance. Find the cheapest annual Hanceville, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hanceville, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,317 $3,317
Farmers $4,234 $4,234
GEICO $3,051 $3,159
Liberty Mutual $5,415 $5,415
Nationwide $2,619 $2,619
Progressive $4,410 $4,410
State Farm $4,717 $4,948
Travelers $3,419 $3,419
USAA $2,060 $2,257

Cheap Hanceville, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hanceville, Alabama? Check out the comparison of annual Hanceville, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hanceville, Alabama

Insurance Company Low Medium High
Allstate $3,215 $3,312 $3,425
Farmers $4,007 $4,181 $4,512
GEICO $2,875 $3,092 $3,349
Liberty Mutual $5,184 $5,391 $5,669
Nationwide $2,600 $2,597 $2,660
Progressive $3,955 $4,385 $4,891
State Farm $4,568 $4,825 $5,103
Travelers $3,235 $3,487 $3,534
USAA $2,084 $2,147 $2,244

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Best By Category: Cheapest Auto Insurance in Hanceville, Alabama

Compare the cheapest auto insurance companies in Hanceville, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hanceville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Hanceville, Alabama Auto Insurance Companies

What auto insurance companies in Hanceville, Alabama are the cheapest? Compare the top Hanceville, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hanceville, Alabama

Insurance Company Average Annual Rates
Allstate $3,317
Farmers $4,234
GEICO $3,105
Liberty Mutual $5,415
Nationwide $2,619
Progressive $4,410
State Farm $4,832
Travelers $3,419
USAA $2,158

What affects auto insurance rates in Hanceville, Alabama?

There are a lot of reasons why auto insurance rates in Hanceville, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hanceville, Alabama. Many local factors may affect your Hanceville auto insurance rates.

Hanceville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hanceville, Alabama auto theft statistics, there have been 11 auto thefts in the city.

Hanceville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hanceville, Alabama commute length is 28.9 minutes according to City-Data.

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Compare Hanceville, Alabama Auto Insurance Quotes

Before you buy Hanceville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hanceville, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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