Best Cheap Auto Insurance in Hanalei, HI (2021)

The average Hanalei, HI auto insurance rates are $183 per month. The minimum auto insurance in Hanalei is at least 20/40/10 in coverage to comply with Hawaii auto insurance laws. To find the best cheap auto insurance in Hanalei, Hawaii, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Hanalei, HI for senior drivers are $2,157 per year
  • The minimum auto insurance required in Hanalei, Hawaii is 20/40/10
  • The most expensive auto insurance company in Hanalei for teen drivers is Farmers

Hanalei, Hawaii auto insurance requirements are 20/40/10 according to Hawaii auto insurance laws. Finding cheap auto insurance in Hanalei can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hanalei, Hawaii, including driving record, credit, commute time, and more.

Compare auto insurance in Hanalei to other Hawaii cities, including Hickam Housing auto insurance rates, Honokaa auto insurance rates, and Hawi auto insurance rates to see how Hanalei, Hawaii auto insurance rates stack up.

Before you buy Hanalei, Hawaii auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hanalei, Hawaii auto insurance quotes.

Minimum Auto Insurance in Hanalei, Hawaii

Hanalei, Hawaii auto insurance laws require that you have at least the Hawaii minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hanalei, Hawaii.

Minimum Required Auto Insurance Coverage in Hanalei, Hawaii

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Hanalei, Hawaii Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hanalei, Hawaii are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hanalei, Hawaii

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,779 $1,779 $1,779 $1,779 $1,779 $1,779 $1,779 $1,779
Farmers $3,982 $3,982 $3,982 $3,982 $4,340 $4,340 $3,982 $3,982
GEICO $3,065 $3,065 $3,065 $3,065 $3,065 $3,065 $3,065 $3,065
Liberty Mutual $2,617 $2,617 $2,617 $2,617 $2,648 $2,648 $2,617 $2,617
Progressive $1,777 $1,777 $1,777 $1,777 $2,511 $2,511 $1,777 $1,777
State Farm $894 $894 $894 $894 $894 $894 $894 $894
USAA $984 $984 $984 $984 $1,029 $1,029 $984 $984

Cheap Hanalei, Hawaii Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hanalei, Hawaii is a challenge. Take a look at the annual teen auto insurance rates in Hanalei, Hawaii.

Annual Auto Insurance Rates for Teen Drivers in Hanalei, Hawaii

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $1,779 $1,779
Farmers $4,340 $4,340
GEICO $3,065 $3,065
Liberty Mutual $2,648 $2,648
Progressive $2,511 $2,511
State Farm $894 $894
USAA $1,029 $1,029

Cheap Hanalei, Hawaii Auto Insurance for Seniors

What are senior auto insurance rates in Hanalei, Hawaii? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hanalei, Hawaii

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,779 $1,779
Farmers $3,982 $3,982
GEICO $3,065 $3,065
Liberty Mutual $2,617 $2,617
Progressive $1,777 $1,777
State Farm $894 $894
USAA $984 $984

Cheap Hanalei, Hawaii Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hanalei, Hawaii compared to the annual auto insurance rates with a clean record in Hanalei, Hawaii.

Annual Hanalei, Hawaii Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,094 $1,592 $2,939 $1,488
Farmers $1,968 $2,933 $9,417 $1,968
GEICO $1,298 $1,680 $7,983 $1,298
Liberty Mutual $1,412 $1,759 $5,569 $1,759
Progressive $1,481 $2,092 $2,345 $1,925
State Farm $818 $970 $894 $894
USAA $759 $930 $1,499 $794

Cheap Hanalei, Hawaii Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hanalei, Hawaii is not easy. Compare the annual rates for DUI auto insurance in Hanalei, Hawaii to find the best deal.

Annual Auto Insurance Rates After a DUI in Hanalei, Hawaii

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $2,939
Farmers $9,417
GEICO $7,983
Liberty Mutual $5,569
Progressive $2,345
State Farm $894
USAA $1,499

Cheap Hanalei, Hawaii Auto Insurance Rates By Commute

Commute length and annual mileage affect Hanalei, Hawaii auto insurance. Find the cheapest annual Hanalei, Hawaii auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hanalei, Hawaii

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $1,664 $1,893
Farmers $4,072 $4,072
GEICO $3,065 $3,065
Liberty Mutual $2,625 $2,625
Progressive $1,961 $1,961
State Farm $894 $894
USAA $995 $995

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Cheap Hanalei, Hawaii Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hanalei, Hawaii? Check out the comparison of annual Hanalei, Hawaii auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hanalei, Hawaii

Insurance Company Low Medium High
Allstate $1,666 $1,781 $1,889
Farmers $3,928 $4,098 $4,189
GEICO $2,936 $3,086 $3,174
Liberty Mutual $2,635 $2,481 $2,758
Progressive $1,813 $1,961 $2,109
State Farm $832 $896 $955
USAA $944 $995 $1,048

Best By Category: Cheapest Auto Insurance in Hanalei, Hawaii

Compare the cheapest auto insurance companies in Hanalei, Hawaii in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hanalei, Hawaii

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hanalei, Hawaii Auto Insurance Companies

What auto insurance companies in Hanalei, Hawaii are the cheapest? Compare the top Hanalei, Hawaii auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hanalei, Hawaii

Insurance Company Average Annual Rates
Allstate $1,779
Farmers $4,072
GEICO $3,065
Liberty Mutual $2,625
Progressive $1,961
State Farm $894
USAA $995

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What affects auto insurance rates in Hanalei, Hawaii?

There are a lot of reasons why auto insurance rates in Hanalei, Hawaii are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hanalei, Hawaii. Many local factors may affect your Hanalei auto insurance rates.

Hanalei Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hanalei, Hawaii commute length is 10.1 minutes according to City-Data.

Compare Hanalei, Hawaii Auto Insurance Quotes

Before you buy Hanalei, Hawaii auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hanalei, Hawaii auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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