Best Cheap Auto Insurance in Hampton, MD (2021)

The average Hampton, MD auto insurance rates are $428 per month. The minimum auto insurance in Hampton is at least 30/60/15 in coverage to comply with Maryland auto insurance laws. To find the best cheap auto insurance in Hampton, Maryland, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Hampton, Maryland is 30/60/15
  • The most expensive auto insurance company in Hampton for teen drivers is Liberty Mutual
  • The average commute length in Hampton is 28.1 minutes

Hampton, Maryland auto insurance requirements are 30/60/15 according to Maryland auto insurance laws. Finding cheap auto insurance in Hampton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hampton, Maryland, including driving record, credit, commute time, and more.

Compare auto insurance in Hampton to other Maryland cities, including Annapolis auto insurance rates, Gaithersburg auto insurance rates, and Baltimore auto insurance rates to see how Hampton, Maryland auto insurance rates stack up.

Before you buy Hampton, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hampton, Maryland auto insurance quotes.

Minimum Auto Insurance in Hampton, Maryland

Hampton, Maryland auto insurance laws require that you have at least the Maryland minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hampton, Maryland.

Minimum Required Auto Insurance Coverage in Hampton, Maryland

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hampton, Maryland Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hampton, Maryland are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hampton, Maryland

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,216 $4,025 $4,050 $4,168 $12,841 $15,223 $3,773 $3,786
GEICO $2,622 $2,877 $3,009 $3,489 $8,075 $9,197 $2,249 $2,360
Liberty Mutual $6,683 $6,683 $6,607 $6,607 $12,932 $19,146 $6,683 $8,986
Nationwide $2,337 $2,341 $2,111 $2,170 $5,610 $7,377 $2,721 $2,930
Progressive $2,764 $2,472 $2,403 $2,463 $10,242 $11,196 $3,222 $3,131
State Farm $2,840 $2,840 $2,628 $2,628 $8,656 $11,077 $3,183 $3,574
USAA $2,215 $2,171 $2,087 $2,072 $4,960 $5,819 $2,532 $2,819

Cheap Hampton, Maryland Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hampton, Maryland is a challenge. Take a look at the annual teen auto insurance rates in Hampton, Maryland.

Annual Auto Insurance Rates for Teen Drivers in Hampton, Maryland

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,841 $15,223
GEICO $8,075 $9,197
Liberty Mutual $12,932 $19,146
Nationwide $5,610 $7,377
Progressive $10,242 $11,196
State Farm $8,656 $11,077
USAA $4,960 $5,819

Cheap Hampton, Maryland Auto Insurance for Seniors

What are senior auto insurance rates in Hampton, Maryland? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hampton, Maryland

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,050 $4,168
GEICO $3,009 $3,489
Liberty Mutual $6,607 $6,607
Nationwide $2,111 $2,170
Progressive $2,403 $2,463
State Farm $2,628 $2,628
USAA $2,087 $2,072

Cheap Hampton, Maryland Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hampton, Maryland compared to the annual auto insurance rates with a clean record in Hampton, Maryland.

Annual Hampton, Maryland Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,749 $7,700 $5,749 $6,843
GEICO $2,987 $4,679 $5,739 $3,534
Liberty Mutual $6,643 $8,779 $13,305 $8,437
Nationwide $3,029 $4,084 $3,245 $3,441
Progressive $4,033 $5,397 $4,870 $4,646
State Farm $4,185 $5,282 $4,624 $4,624
USAA $2,422 $2,983 $4,326 $2,608

Cheap Hampton, Maryland Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hampton, Maryland is not easy. Compare the annual rates for DUI auto insurance in Hampton, Maryland to find the best deal.

Annual Auto Insurance Rates After a DUI in Hampton, Maryland

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,749
GEICO $5,739
Liberty Mutual $13,305
Nationwide $3,245
Progressive $4,870
State Farm $4,624
USAA $4,326

Cheap Hampton, Maryland Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hampton, Maryland annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hampton, Maryland

Insurance Company Poor Fair Good
Allstate $8,451 $5,883 $5,197
GEICO $4,801 $3,976 $3,927
Liberty Mutual $13,293 $8,555 $6,025
Nationwide $4,420 $3,116 $2,813
Progressive $5,942 $4,499 $3,769
State Farm $6,843 $4,061 $3,132
USAA $4,109 $2,825 $2,319

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hampton, Maryland Auto Insurance Rates By Commute

Commute length and annual mileage affect Hampton, Maryland auto insurance. Find the cheapest annual Hampton, Maryland auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hampton, Maryland

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,417 $6,603
GEICO $4,167 $4,303
Liberty Mutual $9,044 $9,538
Nationwide $3,450 $3,450
Progressive $4,737 $4,737
State Farm $4,554 $4,803
USAA $2,988 $3,181

Cheap Hampton, Maryland Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hampton, Maryland? Check out the comparison of annual Hampton, Maryland auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hampton, Maryland

Insurance Company Low Medium High
Allstate $6,275 $6,447 $6,808
GEICO $4,081 $4,210 $4,414
Liberty Mutual $8,999 $9,267 $9,608
Nationwide $3,298 $3,461 $3,589
Progressive $4,491 $4,740 $4,979
State Farm $4,409 $4,693 $4,933
USAA $2,900 $3,095 $3,259

Best By Category: Cheapest Auto Insurance in Hampton, Maryland

Compare the cheapest auto insurance companies in Hampton, Maryland in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hampton, Maryland

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Hampton, Maryland Auto Insurance Companies

What auto insurance companies in Hampton, Maryland are the cheapest? Compare the top Hampton, Maryland auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hampton, Maryland

Insurance Company Average Annual Rates
Allstate $6,510
GEICO $4,235
Liberty Mutual $9,291
Nationwide $3,450
Progressive $4,737
State Farm $4,678
USAA $3,085

What affects auto insurance rates in Hampton, Maryland?

There are a lot of reasons why auto insurance rates in Hampton, Maryland are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hampton, Maryland. Many local factors may affect your Hampton auto insurance rates.

Hampton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hampton, Maryland commute length is 28.1 minutes according to City-Data.

Hampton Traffic

How does Hampton, Maryland rank for traffic? According to Inrix Hampton, Maryland is the 839th most congested worldwide.

Compare Hampton, Maryland Auto Insurance Quotes

Before you buy Hampton, Maryland auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hampton, Maryland auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption