Best Cheap Auto Insurance in Hampton, KY (2021)

The average Hampton, KY auto insurance rates are $362 per month. The minimum auto insurance in Hampton is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Hampton, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Hampton is USAA
  • The most expensive auto insurance company in Hampton for teen drivers is Travelers
  • The minimum auto insurance required in Hampton, Kentucky is 25/50/25

Hampton, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Hampton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hampton, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Hampton to other Kentucky cities, including Richmond auto insurance rates, Hopkinsville auto insurance rates, and Covington auto insurance rates to see how Hampton, Kentucky auto insurance rates stack up.

Before you buy Hampton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hampton, Kentucky auto insurance quotes.

Minimum Auto Insurance in Hampton, Kentucky

Hampton, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hampton, Kentucky.

Minimum Required Auto Insurance Coverage in Hampton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hampton, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hampton, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hampton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,202 $3,193 $2,864 $3,060 $11,291 $12,685 $3,612 $3,847
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,695 $2,922 $2,300 $2,564 $10,638 $11,746 $2,827 $2,954
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,269 $2,185 $2,009 $2,035 $10,390 $11,751 $2,818 $2,901
State Farm $2,539 $2,539 $2,269 $2,269 $7,606 $9,568 $2,828 $3,195
Travelers $2,222 $2,263 $2,177 $2,183 $10,570 $16,956 $2,320 $2,687
USAA $1,743 $1,752 $1,568 $1,603 $4,587 $4,842 $2,207 $2,424

Cheap Hampton, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hampton, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Hampton, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Hampton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,291 $12,685
GEICO $6,831 $8,150
Liberty Mutual $10,638 $11,746
Nationwide $6,037 $7,550
Progressive $10,390 $11,751
State Farm $7,606 $9,568
Travelers $10,570 $16,956
USAA $4,587 $4,842

Cheap Hampton, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Hampton, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hampton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,864 $3,060
GEICO $3,608 $3,267
Liberty Mutual $2,300 $2,564
Nationwide $2,519 $2,640
Progressive $2,009 $2,035
State Farm $2,269 $2,269
Travelers $2,177 $2,183
USAA $1,568 $1,603

Cheap Hampton, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hampton, Kentucky compared to the annual auto insurance rates with a clean record in Hampton, Kentucky.

Annual Hampton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,588 $5,912 $6,247 $5,130
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,036 $6,182 $4,818 $4,286
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,765 $5,528 $4,299 $4,586
State Farm $3,746 $4,457 $4,102 $4,102
Travelers $4,512 $4,642 $6,696 $4,837
USAA $1,953 $2,763 $3,296 $2,350

Cheap Hampton, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hampton, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Hampton, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Hampton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,247
GEICO $6,862
Liberty Mutual $4,818
Nationwide $4,997
Progressive $4,299
State Farm $4,102
Travelers $6,696
USAA $3,296

Cheap Hampton, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hampton, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hampton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,236 $4,992 $4,180
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,916 $4,231 $3,345
Nationwide $4,672 $3,666 $3,197
Progressive $5,119 $4,416 $4,099
State Farm $5,920 $3,584 $2,801
Travelers $5,771 $4,882 $4,863
USAA $3,856 $2,158 $1,758

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hampton, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hampton, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Hampton, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hampton, Kentucky

ZIP Code Average Annual Rates
42047 $3,878

Cheap Hampton, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Hampton, Kentucky auto insurance. Find the cheapest annual Hampton, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hampton, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,469 $5,469
GEICO $4,191 $4,270
Liberty Mutual $4,831 $4,831
Nationwide $3,845 $3,845
Progressive $4,545 $4,545
State Farm $4,007 $4,196
Travelers $5,172 $5,172
USAA $2,494 $2,687

Cheap Hampton, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hampton, Kentucky? Check out the comparison of annual Hampton, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hampton, Kentucky

Insurance Company Low Medium High
Allstate $5,148 $5,451 $5,809
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,639 $4,804 $5,049
Nationwide $3,908 $3,801 $3,826
Progressive $4,244 $4,496 $4,894
State Farm $3,911 $4,097 $4,297
Travelers $4,915 $5,196 $5,405
USAA $2,479 $2,585 $2,708

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Hampton, Kentucky

Compare the cheapest auto insurance companies in Hampton, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hampton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Hampton, Kentucky Auto Insurance Companies

What auto insurance companies in Hampton, Kentucky are the cheapest? Compare the top Hampton, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hampton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,469
GEICO $4,231
Liberty Mutual $4,831
Nationwide $3,845
Progressive $4,545
State Farm $4,102
Travelers $5,172
USAA $2,591

What affects auto insurance rates in Hampton, Kentucky?

There are a lot of reasons why auto insurance rates in Hampton, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hampton, Kentucky. Many local factors may affect your Hampton auto insurance rates.

Hampton Traffic

How does Hampton, Kentucky rank for traffic? According to Inrix Hampton, Kentucky is the 839th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Hampton, Kentucky Auto Insurance Quotes

Before you buy Hampton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hampton, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption