Best Cheap Auto Insurance in Hampton, FL (2021)

The average Hampton, FL auto insurance rates are $330 per month. The minimum auto insurance in Hampton is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Hampton, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Hampton, Florida is 10/20/10
  • The average commute length in Hampton is 45.5 minutes
  • The cheapest auto insurance company in Hampton is USAA

Hampton, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Hampton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hampton, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Hampton to other Florida cities, including Cape Coral auto insurance rates, Tampa auto insurance rates, and Hialeah auto insurance rates to see how Hampton, Florida auto insurance rates stack up.

Before you buy Hampton, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hampton, Florida auto insurance quotes.

Minimum Auto Insurance in Hampton, Florida

Hampton, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hampton, Florida.

Minimum Required Auto Insurance Coverage in Hampton, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hampton, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hampton, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hampton, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,819 $3,667 $3,312 $3,379 $13,162 $14,282 $3,897 $3,978
GEICO $2,395 $2,408 $2,237 $2,237 $4,236 $5,289 $2,637 $2,674
Liberty Mutual $3,026 $3,026 $2,778 $2,778 $6,330 $9,718 $3,026 $4,080
Nationwide $2,556 $2,528 $2,285 $2,364 $6,126 $7,559 $2,814 $2,934
Progressive $3,431 $3,242 $2,957 $3,167 $9,747 $10,697 $4,143 $3,992
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,562 $1,537 $1,452 $1,445 $5,284 $6,165 $1,954 $2,115

Cheap Hampton, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hampton, Florida is a challenge. Take a look at the annual teen auto insurance rates in Hampton, Florida.

Annual Auto Insurance Rates for Teen Drivers in Hampton, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,162 $14,282
GEICO $4,236 $5,289
Liberty Mutual $6,330 $9,718
Nationwide $6,126 $7,559
Progressive $9,747 $10,697
State Farm $4,900 $6,272
USAA $5,284 $6,165

Cheap Hampton, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Hampton, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hampton, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,312 $3,379
GEICO $2,237 $2,237
Liberty Mutual $2,778 $2,778
Nationwide $2,285 $2,364
Progressive $2,957 $3,167
State Farm $1,546 $1,546
USAA $1,452 $1,445

Cheap Hampton, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hampton, Florida compared to the annual auto insurance rates with a clean record in Hampton, Florida.

Annual Hampton, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,343 $6,366 $7,107 $5,931
GEICO $2,108 $2,687 $3,985 $3,277
Liberty Mutual $3,173 $4,079 $5,847 $4,281
Nationwide $3,122 $3,417 $4,582 $3,461
Progressive $4,080 $6,046 $5,081 $5,482
State Farm $2,486 $2,927 $2,707 $2,707
USAA $2,112 $2,599 $3,833 $2,213

Cheap Hampton, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hampton, Florida is not easy. Compare the annual rates for DUI auto insurance in Hampton, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Hampton, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,107
GEICO $3,985
Liberty Mutual $5,847
Nationwide $4,582
Progressive $5,081
State Farm $2,707
USAA $3,833

Cheap Hampton, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hampton, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hampton, Florida

Insurance Company Poor Fair Good
Allstate $8,582 $5,489 $4,490
GEICO $4,373 $2,661 $2,008
Liberty Mutual $5,582 $4,110 $3,343
Nationwide $4,552 $3,350 $3,034
Progressive $6,723 $4,790 $4,004
State Farm $3,653 $2,441 $2,026
USAA $4,378 $2,137 $1,553

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Hampton, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hampton, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Hampton, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hampton, Florida

ZIP Code Average Annual Rates
32044 $3,072

Cheap Hampton, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Hampton, Florida auto insurance. Find the cheapest annual Hampton, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hampton, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,007 $6,367
GEICO $2,999 $3,029
Liberty Mutual $4,206 $4,484
Nationwide $3,646 $3,646
Progressive $5,172 $5,172
State Farm $2,617 $2,797
USAA $2,659 $2,720

Cheap Hampton, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hampton, Florida? Check out the comparison of annual Hampton, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hampton, Florida

Insurance Company Low Medium High
Allstate $5,074 $6,439 $7,048
GEICO $2,533 $3,107 $3,402
Liberty Mutual $4,019 $4,408 $4,609
Nationwide $2,897 $3,787 $4,253
Progressive $4,335 $5,291 $5,890
State Farm $2,367 $2,761 $2,992
USAA $2,344 $2,778 $2,945

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Hampton, Florida

Compare the cheapest auto insurance companies in Hampton, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hampton, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hampton, Florida Auto Insurance Companies

What auto insurance companies in Hampton, Florida are the cheapest? Compare the top Hampton, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hampton, Florida

Insurance Company Average Annual Rates
Allstate $6,187
GEICO $3,014
Liberty Mutual $4,345
Nationwide $3,646
Progressive $5,172
State Farm $2,707
USAA $2,689

What affects auto insurance rates in Hampton, Florida?

There are a lot of reasons why auto insurance rates in Hampton, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hampton, Florida. Many local factors may affect your Hampton auto insurance rates.

Hampton Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hampton, Florida auto theft statistics, there have been 4 auto thefts in the city.

Hampton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hampton, Florida commute length is 45.5 minutes according to City-Data.

Hampton Traffic

How does Hampton, Florida rank for traffic? According to Inrix Hampton, Florida is the 839th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Hampton, Florida Auto Insurance Quotes

Before you buy Hampton, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hampton, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption