Best Cheap Auto Insurance in Hampden, MA (2021)

The average Hampden, MA auto insurance rates are $253 per month. The minimum auto insurance in Hampden is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Hampden, Massachusetts, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hampden is State Farm
  • Average auto insurance rates in Hampden, MA for senior drivers are $1,887 per year
  • The minimum auto insurance required in Hampden, Massachusetts is 20/40/5

Hampden, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Hampden can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hampden, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Hampden to other Massachusetts cities, including Fall River auto insurance rates, Quincy auto insurance rates, and Lynn auto insurance rates to see how Hampden, Massachusetts auto insurance rates stack up.

Before you buy Hampden, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hampden, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Hampden, Massachusetts

Hampden, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hampden, Massachusetts.

Minimum Required Auto Insurance Coverage in Hampden, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Hampden, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hampden, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hampden, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,123 $2,123 $2,123 $2,123 $7,711 $7,711 $2,375 $2,375
GEICO $1,912 $1,912 $1,773 $1,773 $5,401 $5,401 $1,971 $1,971
Liberty Mutual $2,771 $2,771 $2,413 $2,413 $9,404 $9,404 $2,897 $2,897
Progressive $2,182 $2,182 $2,099 $2,099 $8,323 $8,323 $2,360 $2,360
State Farm $927 $927 $927 $927 $2,620 $2,620 $927 $927
Travelers $2,874 $2,874 $2,537 $2,537 $5,837 $5,837 $3,175 $3,175
USAA $1,360 $1,360 $1,340 $1,340 $3,171 $3,171 $1,502 $1,502

Cheap Hampden, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hampden, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Hampden, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Hampden, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,711 $7,711
GEICO $5,401 $5,401
Liberty Mutual $9,404 $9,404
Progressive $8,323 $8,323
State Farm $2,620 $2,620
Travelers $5,837 $5,837
USAA $3,171 $3,171

Cheap Hampden, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Hampden, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hampden, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,123 $2,123
GEICO $1,773 $1,773
Liberty Mutual $2,413 $2,413
Progressive $2,099 $2,099
State Farm $927 $927
Travelers $2,537 $2,537
USAA $1,340 $1,340

Cheap Hampden, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hampden, Massachusetts compared to the annual auto insurance rates with a clean record in Hampden, Massachusetts.

Annual Hampden, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,790 $4,124 $4,628 $2,790
GEICO $2,209 $3,042 $3,474 $2,330
Liberty Mutual $3,452 $4,698 $5,655 $3,680
Progressive $3,140 $4,433 $3,516 $3,874
State Farm $1,071 $1,455 $1,729 $1,146
Travelers $2,806 $3,882 $4,171 $3,565
USAA $1,313 $1,704 $2,887 $1,468

Cheap Hampden, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hampden, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Hampden, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Hampden, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,628
GEICO $3,474
Liberty Mutual $5,655
Progressive $3,516
State Farm $1,729
Travelers $4,171
USAA $2,887

Cheap Hampden, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hampden, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Hampden, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hampden, Massachusetts

ZIP Code Average Annual Rates
1036 $3,037

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Cheap Hampden, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Hampden, Massachusetts auto insurance. Find the cheapest annual Hampden, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hampden, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,467 $3,700
GEICO $2,710 $2,818
Liberty Mutual $4,199 $4,543
Progressive $3,741 $3,741
State Farm $1,319 $1,382
Travelers $3,432 $3,780
USAA $1,792 $1,894

Cheap Hampden, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hampden, Massachusetts? Check out the comparison of annual Hampden, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hampden, Massachusetts

Insurance Company Low Medium High
Allstate $3,303 $3,647 $3,799
GEICO $2,541 $2,816 $2,936
Liberty Mutual $4,094 $4,428 $4,591
Progressive $3,405 $3,811 $4,006
State Farm $1,227 $1,374 $1,450
Travelers $3,256 $3,673 $3,889
USAA $1,707 $1,874 $1,949

Best By Category: Cheapest Auto Insurance in Hampden, Massachusetts

Compare the cheapest auto insurance companies in Hampden, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hampden, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest Hampden, Massachusetts Auto Insurance Companies

What auto insurance companies in Hampden, Massachusetts are the cheapest? Compare the top Hampden, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hampden, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,583
GEICO $2,764
Liberty Mutual $4,371
Progressive $3,741
State Farm $1,350
Travelers $3,606
USAA $1,843

Compare Hampden, Massachusetts Auto Insurance Quotes

Before you buy Hampden, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hampden, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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