Best Cheap Auto Insurance in Hammondville, AL (2021)

The average Hammondville, AL auto insurance rates are $293 per month. The minimum auto insurance in Hammondville is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Hammondville, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Hammondville is 18.2 minutes
  • The minimum auto insurance required in Hammondville, Alabama is 25/50/25
  • The cheapest auto insurance company in Hammondville is USAA

Hammondville, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Hammondville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hammondville, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Hammondville to other Alabama cities, including Huntsville auto insurance rates, Montgomery auto insurance rates, and Dothan auto insurance rates to see how Hammondville, Alabama auto insurance rates stack up.

Before you buy Hammondville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hammondville, Alabama auto insurance quotes.

Minimum Auto Insurance in Hammondville, Alabama

Hammondville, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hammondville, Alabama.

Minimum Required Auto Insurance Coverage in Hammondville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hammondville, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hammondville, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hammondville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,836 $1,757 $1,658 $1,690 $6,174 $6,638 $2,065 $2,115
Farmers $2,254 $2,237 $2,016 $2,134 $8,577 $8,828 $2,572 $2,690
GEICO $2,034 $2,021 $1,927 $1,978 $5,284 $5,207 $2,142 $2,000
Liberty Mutual $3,031 $3,273 $2,482 $2,772 $11,133 $12,376 $3,233 $3,450
Nationwide $1,667 $1,687 $1,523 $1,574 $4,394 $5,642 $1,850 $2,063
Progressive $2,135 $2,011 $1,748 $1,856 $8,831 $9,890 $2,518 $2,720
State Farm $2,732 $2,732 $2,469 $2,469 $8,295 $10,366 $3,087 $3,579
Travelers $1,527 $1,552 $1,428 $1,424 $8,082 $12,696 $1,447 $1,670
USAA $1,231 $1,250 $1,149 $1,126 $3,657 $4,056 $1,603 $1,729

Cheap Hammondville, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hammondville, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Hammondville, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Hammondville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,174 $6,638
Farmers $8,577 $8,828
GEICO $5,284 $5,207
Liberty Mutual $11,133 $12,376
Nationwide $4,394 $5,642
Progressive $8,831 $9,890
State Farm $8,295 $10,366
Travelers $8,082 $12,696
USAA $3,657 $4,056

Cheap Hammondville, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Hammondville, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hammondville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,658 $1,690
Farmers $2,016 $2,134
GEICO $1,927 $1,978
Liberty Mutual $2,482 $2,772
Nationwide $1,523 $1,574
Progressive $1,748 $1,856
State Farm $2,469 $2,469
Travelers $1,428 $1,424
USAA $1,149 $1,126

Cheap Hammondville, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hammondville, Alabama compared to the annual auto insurance rates with a clean record in Hammondville, Alabama.

Annual Hammondville, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,560 $3,000 $3,530 $2,877
Farmers $3,291 $4,254 $4,149 $3,960
GEICO $1,912 $3,060 $3,769 $2,555
Liberty Mutual $4,089 $5,702 $5,570 $5,514
Nationwide $2,236 $2,236 $3,238 $2,491
Progressive $3,590 $4,506 $3,824 $3,935
State Farm $4,029 $5,000 $4,418 $4,418
Travelers $3,106 $3,261 $4,761 $3,786
USAA $1,520 $1,908 $2,828 $1,644

Cheap Hammondville, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hammondville, Alabama is not easy. Compare the annual rates for DUI auto insurance in Hammondville, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Hammondville, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,530
Farmers $4,149
GEICO $3,769
Liberty Mutual $5,570
Nationwide $3,238
Progressive $3,824
State Farm $4,418
Travelers $4,761
USAA $2,828

Cheap Hammondville, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hammondville, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hammondville, Alabama

Insurance Company Poor Fair Good
Allstate $3,706 $2,899 $2,370
Farmers $4,390 $3,774 $3,577
GEICO $3,592 $2,562 $2,318
Liberty Mutual $7,478 $4,583 $3,595
Nationwide $3,075 $2,402 $2,174
Progressive $4,475 $3,834 $3,582
State Farm $7,242 $3,666 $2,491
Travelers $4,068 $3,525 $3,592
USAA $2,655 $1,728 $1,543

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Cheap Hammondville, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hammondville, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Hammondville, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hammondville, Alabama

ZIP Code Average Annual Rates
35989 $3,605

Cheap Hammondville, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Hammondville, Alabama auto insurance. Find the cheapest annual Hammondville, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hammondville, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,992 $2,992
Farmers $3,913 $3,913
GEICO $2,773 $2,875
Liberty Mutual $5,219 $5,219
Nationwide $2,550 $2,550
Progressive $3,964 $3,964
State Farm $4,361 $4,572
Travelers $3,728 $3,728
USAA $1,885 $2,065

Cheap Hammondville, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hammondville, Alabama? Check out the comparison of annual Hammondville, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hammondville, Alabama

Insurance Company Low Medium High
Allstate $2,895 $2,986 $3,094
Farmers $3,717 $3,868 $4,156
GEICO $2,613 $2,811 $3,048
Liberty Mutual $4,988 $5,195 $5,473
Nationwide $2,532 $2,529 $2,590
Progressive $3,616 $3,948 $4,327
State Farm $4,240 $4,460 $4,699
Travelers $3,551 $3,803 $3,831
USAA $1,905 $1,965 $2,056

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Best By Category: Cheapest Auto Insurance in Hammondville, Alabama

Compare the cheapest auto insurance companies in Hammondville, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hammondville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Hammondville, Alabama Auto Insurance Companies

What auto insurance companies in Hammondville, Alabama are the cheapest? Compare the top Hammondville, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hammondville, Alabama

Insurance Company Average Annual Rates
Allstate $2,992
Farmers $3,913
GEICO $2,824
Liberty Mutual $5,219
Nationwide $2,550
Progressive $3,964
State Farm $4,466
Travelers $3,728
USAA $1,975

What affects auto insurance rates in Hammondville, Alabama?

There are a lot of reasons why auto insurance rates in Hammondville, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hammondville, Alabama. Many local factors may affect your Hammondville auto insurance rates.

Hammondville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hammondville, Alabama commute length is 18.2 minutes according to City-Data.

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Compare Hammondville, Alabama Auto Insurance Quotes

Before you buy Hammondville, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hammondville, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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