Best Cheap Auto Insurance in Hammond, OR (2021)

The average Hammond, OR auto insurance rates are $293 per month. The minimum auto insurance in Hammond is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Hammond, Oregon, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hammond is USAA
  • The most expensive auto insurance company in Hammond for teen drivers is Allstate
  • The minimum auto insurance required in Hammond, Oregon is 25/50/20

Hammond, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Hammond can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hammond, Oregon, including driving record, credit, commute time, and more.

Compare auto insurance in Hammond to other Oregon cities, including Springfield auto insurance rates, Bend auto insurance rates, and Gresham auto insurance rates to see how Hammond, Oregon auto insurance rates stack up.

Before you buy Hammond, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hammond, Oregon auto insurance quotes.

Minimum Auto Insurance in Hammond, Oregon

Hammond, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hammond, Oregon.

Minimum Required Auto Insurance Coverage in Hammond, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Hammond, Oregon Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hammond, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hammond, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,426 $3,190 $3,125 $3,166 $10,565 $11,814 $3,600 $3,621
American Family $2,526 $2,526 $2,251 $2,251 $6,264 $9,828 $2,526 $2,648
Farmers $1,923 $1,880 $1,703 $1,810 $7,875 $8,040 $2,162 $2,224
GEICO $2,332 $2,253 $2,166 $2,176 $6,023 $5,496 $2,484 $2,149
Liberty Mutual $2,687 $2,835 $2,329 $2,588 $8,765 $9,477 $2,594 $2,624
Nationwide $2,138 $2,129 $1,906 $1,993 $4,891 $6,113 $2,493 $2,626
Progressive $2,066 $1,870 $1,794 $1,846 $8,991 $9,924 $2,474 $2,344
State Farm $1,594 $1,594 $1,456 $1,456 $5,036 $6,318 $1,808 $2,078
Travelers $1,984 $2,022 $1,795 $1,880 $5,711 $7,001 $2,083 $2,137
USAA $1,562 $1,515 $1,548 $1,493 $4,747 $5,091 $2,007 $2,082

Cheap Hammond, Oregon Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hammond, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Hammond, Oregon.

Annual Auto Insurance Rates for Teen Drivers in Hammond, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,565 $11,814
American Family $6,264 $9,828
Farmers $7,875 $8,040
GEICO $6,023 $5,496
Liberty Mutual $8,765 $9,477
Nationwide $4,891 $6,113
Progressive $8,991 $9,924
State Farm $5,036 $6,318
Travelers $5,711 $7,001
USAA $4,747 $5,091

Cheap Hammond, Oregon Auto Insurance for Seniors

What are senior auto insurance rates in Hammond, Oregon? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hammond, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,125 $3,166
American Family $2,251 $2,251
Farmers $1,703 $1,810
GEICO $2,166 $2,176
Liberty Mutual $2,329 $2,588
Nationwide $1,906 $1,993
Progressive $1,794 $1,846
State Farm $1,456 $1,456
Travelers $1,795 $1,880
USAA $1,548 $1,493

Cheap Hammond, Oregon Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hammond, Oregon compared to the annual auto insurance rates with a clean record in Hammond, Oregon.

Annual Hammond, Oregon Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,256 $5,768 $6,000 $5,229
American Family $2,683 $4,093 $5,194 $3,441
Farmers $2,908 $3,748 $3,665 $3,487
GEICO $2,068 $3,285 $4,332 $2,855
Liberty Mutual $3,752 $4,202 $4,825 $4,171
Nationwide $2,576 $2,758 $3,898 $2,912
Progressive $2,951 $5,387 $3,802 $3,514
State Farm $2,368 $3,088 $2,608 $2,608
Travelers $2,496 $3,188 $3,580 $3,042
USAA $1,820 $2,544 $3,528 $2,130

Cheap Hammond, Oregon Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hammond, Oregon is not easy. Compare the annual rates for DUI auto insurance in Hammond, Oregon to find the best deal.

Annual Auto Insurance Rates After a DUI in Hammond, Oregon

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,000
American Family $5,194
Farmers $3,665
GEICO $4,332
Liberty Mutual $4,825
Nationwide $3,898
Progressive $3,802
State Farm $2,608
Travelers $3,580
USAA $3,528

Cheap Hammond, Oregon Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hammond, Oregon annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hammond, Oregon

Insurance Company Poor Fair Good
Allstate $6,988 $4,908 $4,044
American Family $4,895 $3,611 $3,052
Farmers $3,995 $3,266 $3,095
GEICO $3,782 $3,135 $2,488
Liberty Mutual $6,201 $3,673 $2,839
Nationwide $3,669 $2,913 $2,526
Progressive $4,393 $3,802 $3,545
State Farm $3,726 $2,376 $1,901
Travelers $3,814 $3,024 $2,392
USAA $3,744 $2,099 $1,674

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Cheap Hammond, Oregon Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hammond, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Hammond, Oregon to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hammond, Oregon

ZIP Code Average Annual Rates
97121 $3,300

Cheap Hammond, Oregon Auto Insurance Rates By Commute

Commute length and annual mileage affect Hammond, Oregon auto insurance. Find the cheapest annual Hammond, Oregon auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hammond, Oregon

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,313 $5,313
American Family $3,793 $3,912
Farmers $3,452 $3,452
GEICO $3,084 $3,186
Liberty Mutual $4,237 $4,237
Nationwide $3,036 $3,036
Progressive $3,913 $3,913
State Farm $2,600 $2,736
Travelers $2,954 $3,200
USAA $2,434 $2,577

Cheap Hammond, Oregon Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hammond, Oregon? Check out the comparison of annual Hammond, Oregon auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hammond, Oregon

Insurance Company Low Medium High
Allstate $5,103 $5,302 $5,534
American Family $3,839 $4,075 $3,645
Farmers $3,245 $3,409 $3,702
GEICO $2,889 $3,150 $3,365
Liberty Mutual $3,980 $4,227 $4,505
Nationwide $2,897 $3,119 $3,092
Progressive $3,782 $3,896 $4,063
State Farm $2,524 $2,671 $2,807
Travelers $2,876 $3,059 $3,295
USAA $2,390 $2,508 $2,619

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Best By Category: Cheapest Auto Insurance in Hammond, Oregon

Compare the cheapest auto insurance companies in Hammond, Oregon in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hammond, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hammond, Oregon Auto Insurance Companies

What auto insurance companies in Hammond, Oregon are the cheapest? Compare the top Hammond, Oregon auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hammond, Oregon

Insurance Company Average Annual Rates
Allstate $5,313
American Family $3,853
Farmers $3,452
GEICO $3,135
Liberty Mutual $4,237
Nationwide $3,036
Progressive $3,913
State Farm $2,668
Travelers $3,077
USAA $2,506

What affects auto insurance rates in Hammond, Oregon?

There are a lot of reasons why auto insurance rates in Hammond, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hammond, Oregon. Many local factors may affect your Hammond auto insurance rates.

Hammond Traffic

How does Hammond, Oregon rank for traffic? According to Inrix Hammond, Oregon is the 783rd most congested worldwide.

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Compare Hammond, Oregon Auto Insurance Quotes

Before you buy Hammond, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hammond, Oregon auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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