Best Cheap Auto Insurance in Hamlin, TX (2021)

The average Hamlin, TX auto insurance rates are $304 per month. The minimum auto insurance in Hamlin is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Hamlin, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Hamlin for teen drivers is Progressive
  • The cheapest auto insurance company in Hamlin is USAA
  • The minimum auto insurance required in Hamlin, Texas is 30/60/25

Hamlin, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Hamlin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hamlin, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Hamlin to other Texas cities, including Corpus Christi auto insurance rates, San Antonio auto insurance rates, and Austin auto insurance rates to see how Hamlin, Texas auto insurance rates stack up.

Before you buy Hamlin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hamlin, Texas auto insurance quotes.

Minimum Auto Insurance in Hamlin, Texas

Hamlin, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hamlin, Texas.

Minimum Required Auto Insurance Coverage in Hamlin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hamlin, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hamlin, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hamlin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,501 $3,557 $3,460 $3,460 $8,971 $10,917 $4,358 $4,587
American Family $2,861 $3,137 $2,530 $2,858 $6,626 $8,817 $3,927 $4,483
GEICO $2,310 $2,440 $2,125 $2,328 $4,818 $5,062 $2,503 $2,554
Nationwide $2,413 $2,463 $2,126 $2,262 $6,718 $8,677 $2,821 $3,063
Progressive $2,280 $2,175 $2,026 $2,067 $9,414 $10,496 $2,706 $2,756
State Farm $1,767 $1,767 $1,561 $1,561 $4,050 $5,131 $1,908 $1,973
USAA $1,454 $1,480 $1,376 $1,388 $3,876 $4,276 $1,946 $2,126

Cheap Hamlin, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hamlin, Texas is a challenge. Take a look at the annual teen auto insurance rates in Hamlin, Texas.

Annual Auto Insurance Rates for Teen Drivers in Hamlin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,971 $10,917
American Family $6,626 $8,817
GEICO $4,818 $5,062
Nationwide $6,718 $8,677
Progressive $9,414 $10,496
State Farm $4,050 $5,131
USAA $3,876 $4,276

Cheap Hamlin, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Hamlin, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hamlin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,460 $3,460
American Family $2,530 $2,858
GEICO $2,125 $2,328
Nationwide $2,126 $2,262
Progressive $2,026 $2,067
State Farm $1,561 $1,561
USAA $1,376 $1,388

Cheap Hamlin, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hamlin, Texas compared to the annual auto insurance rates with a clean record in Hamlin, Texas.

Annual Hamlin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,237 $6,334 $6,598 $4,237
American Family $4,036 $5,084 $4,463 $4,036
GEICO $2,563 $3,308 $2,880 $3,319
Nationwide $3,302 $3,302 $4,928 $3,740
Progressive $3,702 $4,768 $4,321 $4,170
State Farm $2,210 $2,509 $2,931 $2,210
USAA $1,686 $2,452 $2,888 $1,934

Cheap Hamlin, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hamlin, Texas is not easy. Compare the annual rates for DUI auto insurance in Hamlin, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hamlin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,598
American Family $4,463
GEICO $2,880
Nationwide $4,928
Progressive $4,321
State Farm $2,931
USAA $2,888

Cheap Hamlin, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hamlin, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hamlin, Texas

Insurance Company Poor Fair Good
Allstate $6,809 $4,986 $4,259
American Family $6,221 $3,734 $3,260
GEICO $4,648 $2,639 $1,766
Nationwide $4,590 $3,670 $3,194
Progressive $4,779 $4,123 $3,818
State Farm $3,493 $2,172 $1,730
USAA $3,323 $1,888 $1,510

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Cheap Hamlin, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hamlin, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Hamlin, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hamlin, Texas

ZIP Code Average Annual Rates
79520 $5,307

Cheap Hamlin, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hamlin, Texas auto insurance. Find the cheapest annual Hamlin, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hamlin, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,232 $5,471
American Family $4,405 $4,405
GEICO $2,953 $3,082
Nationwide $3,818 $3,818
Progressive $4,240 $4,240
State Farm $2,465 $2,465
USAA $2,212 $2,269

Cheap Hamlin, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hamlin, Texas? Check out the comparison of annual Hamlin, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hamlin, Texas

Insurance Company Low Medium High
Allstate $5,267 $5,320 $5,467
American Family $4,201 $4,301 $4,713
GEICO $2,915 $2,996 $3,141
Nationwide $4,139 $3,653 $3,663
Progressive $4,064 $4,222 $4,434
State Farm $2,352 $2,457 $2,585
USAA $2,181 $2,233 $2,307

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Best By Category: Cheapest Auto Insurance in Hamlin, Texas

Compare the cheapest auto insurance companies in Hamlin, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hamlin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Hamlin, Texas Auto Insurance Companies

What auto insurance companies in Hamlin, Texas are the cheapest? Compare the top Hamlin, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hamlin, Texas

Insurance Company Average Annual Rates
Allstate $5,351
American Family $4,405
GEICO $3,018
Nationwide $3,818
Progressive $4,240
State Farm $2,465
USAA $2,240

What affects auto insurance rates in Hamlin, Texas?

There are a lot of reasons why auto insurance rates in Hamlin, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hamlin, Texas. Many local factors may affect your Hamlin auto insurance rates.

Hamlin Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hamlin, Texas auto theft statistics, there have been 1 auto thefts in the city.

Hamlin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hamlin, Texas commute length is 26.3 minutes according to City-Data.

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Compare Hamlin, Texas Auto Insurance Quotes

Before you buy Hamlin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hamlin, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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