Best Cheap Auto Insurance in Hamlet, IN (2021)

The average Hamlet, IN auto insurance rates are $286 per month. The minimum auto insurance in Hamlet is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Hamlet, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Hamlet, Indiana is 25/50/25
  • The cheapest auto insurance company in Hamlet is USAA
  • The average commute length in Hamlet is 28.4 minutes

Hamlet, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Hamlet can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hamlet, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Hamlet to other Indiana cities, including Bloomington auto insurance rates, Evansville auto insurance rates, and Indianapolis auto insurance rates to see how Hamlet, Indiana auto insurance rates stack up.

Before you buy Hamlet, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hamlet, Indiana auto insurance quotes.

Minimum Auto Insurance in Hamlet, Indiana

Hamlet, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hamlet, Indiana.

Minimum Required Auto Insurance Coverage in Hamlet, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hamlet, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hamlet, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hamlet, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,535 $2,607 $2,214 $2,425 $7,540 $9,484 $2,595 $2,822
American Family $2,307 $2,307 $2,063 $2,063 $6,152 $8,981 $2,307 $2,854
Farmers $1,635 $1,612 $1,398 $1,567 $8,692 $9,224 $2,147 $2,332
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $4,181 $4,181 $3,837 $3,837 $9,238 $13,984 $4,181 $5,758
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,697 $1,611 $1,535 $1,545 $9,923 $11,193 $2,132 $2,183
State Farm $1,589 $1,589 $1,409 $1,409 $4,710 $6,051 $1,754 $1,948
Travelers $1,300 $1,322 $1,219 $1,218 $8,104 $12,807 $1,376 $1,592
USAA $1,037 $1,023 $961 $972 $2,858 $3,203 $1,403 $1,505

Cheap Hamlet, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hamlet, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Hamlet, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Hamlet, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,540 $9,484
American Family $6,152 $8,981
Farmers $8,692 $9,224
GEICO $4,461 $4,147
Liberty Mutual $9,238 $13,984
Nationwide $5,292 $6,902
Progressive $9,923 $11,193
State Farm $4,710 $6,051
Travelers $8,104 $12,807
USAA $2,858 $3,203

Cheap Hamlet, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Hamlet, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hamlet, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,425
American Family $2,063 $2,063
Farmers $1,398 $1,567
GEICO $1,431 $1,480
Liberty Mutual $3,837 $3,837
Nationwide $1,583 $1,698
Progressive $1,535 $1,545
State Farm $1,409 $1,409
Travelers $1,219 $1,218
USAA $961 $972

Cheap Hamlet, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hamlet, Indiana compared to the annual auto insurance rates with a clean record in Hamlet, Indiana.

Annual Hamlet, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,232 $4,715 $4,338 $3,825
American Family $2,501 $3,991 $5,046 $2,979
Farmers $3,197 $3,731 $3,842 $3,532
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,847 $5,677 $8,752 $5,322
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $2,978 $5,223 $3,556 $4,152
State Farm $2,499 $2,732 $2,499 $2,499
Travelers $3,072 $3,798 $4,304 $3,295
USAA $1,225 $1,741 $1,996 $1,518

Cheap Hamlet, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hamlet, Indiana is not easy. Compare the annual rates for DUI auto insurance in Hamlet, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Hamlet, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,338
American Family $5,046
Farmers $3,842
GEICO $3,115
Liberty Mutual $8,752
Nationwide $3,139
Progressive $3,556
State Farm $2,499
Travelers $4,304
USAA $1,996

Cheap Hamlet, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hamlet, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hamlet, Indiana

Insurance Company Poor Fair Good
Allstate $5,009 $3,707 $3,367
American Family $4,953 $3,229 $2,706
Farmers $4,179 $3,400 $3,148
GEICO $2,688 $2,234 $1,780
Liberty Mutual $8,189 $5,330 $4,929
Nationwide $3,363 $2,839 $2,651
Progressive $4,391 $3,882 $3,658
State Farm $3,727 $2,222 $1,722
Travelers $4,028 $3,413 $3,411
USAA $2,184 $1,441 $1,235

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Cheap Hamlet, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hamlet, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Hamlet, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hamlet, Indiana

ZIP Code Average Annual Rates
46532 $3,350

Cheap Hamlet, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Hamlet, Indiana auto insurance. Find the cheapest annual Hamlet, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hamlet, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,028 $4,028
American Family $3,585 $3,673
Farmers $3,576 $3,576
GEICO $2,193 $2,275
Liberty Mutual $5,984 $6,315
Nationwide $2,951 $2,951
Progressive $3,977 $3,977
State Farm $2,484 $2,631
Travelers $3,617 $3,617
USAA $1,599 $1,642

Cheap Hamlet, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hamlet, Indiana? Check out the comparison of annual Hamlet, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hamlet, Indiana

Insurance Company Low Medium High
Allstate $3,847 $4,012 $4,224
American Family $3,604 $3,750 $3,534
Farmers $3,451 $3,568 $3,709
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,961 $6,135 $6,352
Nationwide $3,007 $2,927 $2,919
Progressive $3,753 $3,914 $4,265
State Farm $2,440 $2,557 $2,675
Travelers $3,548 $3,651 $3,653
USAA $1,563 $1,616 $1,682

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Best By Category: Cheapest Auto Insurance in Hamlet, Indiana

Compare the cheapest auto insurance companies in Hamlet, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hamlet, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Hamlet, Indiana Auto Insurance Companies

What auto insurance companies in Hamlet, Indiana are the cheapest? Compare the top Hamlet, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hamlet, Indiana

Insurance Company Average Annual Rates
Allstate $4,028
American Family $3,629
Farmers $3,576
GEICO $2,234
Liberty Mutual $6,149
Nationwide $2,951
Progressive $3,977
State Farm $2,557
Travelers $3,617
USAA $1,620

What affects auto insurance rates in Hamlet, Indiana?

There are a lot of reasons why auto insurance rates in Hamlet, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hamlet, Indiana. Many local factors may affect your Hamlet auto insurance rates.

Hamlet Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hamlet, Indiana commute length is 28.4 minutes according to City-Data.

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Compare Hamlet, Indiana Auto Insurance Quotes

Before you buy Hamlet, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hamlet, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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