Best Cheap Auto Insurance in Hamilton, ND (2021)

The average Hamilton, ND auto insurance rates are $351 per month. The minimum auto insurance in Hamilton is at least 25/50/25 in coverage to comply with North Dakota auto insurance laws. To find the best cheap auto insurance in Hamilton, North Dakota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The average commute length in Hamilton is 14.8 minutes
  • The most expensive auto insurance company in Hamilton for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Hamilton, North Dakota is 25/50/25

Hamilton, North Dakota auto insurance requirements are 25/50/25 according to North Dakota auto insurance laws. Finding cheap auto insurance in Hamilton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hamilton, North Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Hamilton to other North Dakota cities, including Mandan auto insurance rates, Fargo auto insurance rates, and James auto insurance rates to see how Hamilton, North Dakota auto insurance rates stack up.

Before you buy Hamilton, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hamilton, North Dakota auto insurance quotes.

Minimum Auto Insurance in Hamilton, North Dakota

Hamilton, North Dakota auto insurance laws require that you have at least the North Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hamilton, North Dakota.

Minimum Required Auto Insurance Coverage in Hamilton, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hamilton, North Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hamilton, North Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hamilton, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,421 $2,428 $2,147 $2,276 $9,354 $11,014 $2,660 $2,871
American Family $2,898 $2,898 $2,612 $2,612 $6,100 $8,820 $2,898 $3,396
Farmers $1,766 $1,736 $1,579 $1,642 $6,310 $6,473 $2,007 $2,123
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,402 $8,006 $5,941 $7,201 $29,140 $32,517 $7,765 $8,523
Nationwide $1,802 $1,848 $1,615 $1,725 $4,020 $4,973 $2,051 $2,180
Progressive $1,880 $1,798 $1,524 $1,574 $6,697 $7,487 $2,303 $2,320
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

Cheap Hamilton, North Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hamilton, North Dakota is a challenge. Take a look at the annual teen auto insurance rates in Hamilton, North Dakota.

Annual Auto Insurance Rates for Teen Drivers in Hamilton, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,354 $11,014
American Family $6,100 $8,820
Farmers $6,310 $6,473
GEICO $4,150 $5,218
Liberty Mutual $29,140 $32,517
Nationwide $4,020 $4,973
Progressive $6,697 $7,487
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheap Hamilton, North Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Hamilton, North Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hamilton, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,147 $2,276
American Family $2,612 $2,612
Farmers $1,579 $1,642
GEICO $1,863 $1,884
Liberty Mutual $5,941 $7,201
Nationwide $1,615 $1,725
Progressive $1,524 $1,574
State Farm $1,575 $1,575
USAA $927 $930

Cheap Hamilton, North Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hamilton, North Dakota compared to the annual auto insurance rates with a clean record in Hamilton, North Dakota.

Annual Hamilton, North Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,561 $3,923 $5,961 $4,140
American Family $2,948 $4,196 $5,597 $3,375
Farmers $2,491 $3,175 $3,135 $3,016
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,815 $13,320 $14,484 $13,627
Nationwide $1,863 $2,572 $3,552 $2,120
Progressive $2,959 $3,615 $2,991 $3,226
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheap Hamilton, North Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hamilton, North Dakota is not easy. Compare the annual rates for DUI auto insurance in Hamilton, North Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Hamilton, North Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,961
American Family $5,597
Farmers $3,135
GEICO $4,084
Liberty Mutual $14,484
Nationwide $3,552
Progressive $2,991
State Farm $2,757
USAA $2,854

Cheap Hamilton, North Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hamilton, North Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hamilton, North Dakota

Insurance Company Poor Fair Good
Allstate $5,539 $4,218 $3,432
American Family $5,292 $3,681 $3,115
Farmers $3,421 $2,791 $2,652
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,355 $11,544 $9,036
Nationwide $3,078 $2,396 $2,106
Progressive $3,705 $3,083 $2,805
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

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Cheap Hamilton, North Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Hamilton, North Dakota auto insurance. Find the cheapest annual Hamilton, North Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hamilton, North Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,289 $4,504
American Family $3,979 $4,079
Farmers $2,954 $2,954
GEICO $2,663 $2,724
Liberty Mutual $13,312 $13,312
Nationwide $2,527 $2,527
Progressive $3,198 $3,198
State Farm $2,683 $2,831
USAA $2,008 $2,049

Cheap Hamilton, North Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hamilton, North Dakota? Check out the comparison of annual Hamilton, North Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hamilton, North Dakota

Insurance Company Low Medium High
Allstate $4,299 $4,395 $4,495
American Family $4,159 $4,230 $3,699
Farmers $2,888 $2,942 $3,034
GEICO $2,647 $2,689 $2,745
Liberty Mutual $13,032 $13,258 $13,645
Nationwide $2,465 $2,514 $2,602
Progressive $3,102 $3,188 $3,304
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

Best By Category: Cheapest Auto Insurance in Hamilton, North Dakota

Compare the cheapest auto insurance companies in Hamilton, North Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hamilton, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Hamilton, North Dakota Auto Insurance Companies

What auto insurance companies in Hamilton, North Dakota are the cheapest? Compare the top Hamilton, North Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hamilton, North Dakota

Insurance Company Average Annual Rates
Allstate $4,396
American Family $4,029
Farmers $2,954
GEICO $2,694
Liberty Mutual $13,312
Nationwide $2,527
Progressive $3,198
State Farm $2,757
USAA $2,028

What affects auto insurance rates in Hamilton, North Dakota?

There are a lot of reasons why auto insurance rates in Hamilton, North Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hamilton, North Dakota. Many local factors may affect your Hamilton auto insurance rates.

Hamilton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hamilton, North Dakota commute length is 14.8 minutes according to City-Data.

Hamilton Traffic

How does Hamilton, North Dakota rank for traffic? According to Inrix Hamilton, North Dakota is the 263rd most congested worldwide.

Compare Hamilton, North Dakota Auto Insurance Quotes

Before you buy Hamilton, North Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hamilton, North Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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