Best Cheap Auto Insurance in Hamilton, KS (2021)

The average Hamilton, KS auto insurance rates are $281 per month. The minimum auto insurance in Hamilton is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Hamilton, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Hamilton is 18.6 minutes
  • The minimum auto insurance required in Hamilton, Kansas is 25/50/25
  • The cheapest auto insurance company in Hamilton is American Family

Hamilton, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Hamilton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hamilton, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Hamilton to other Kansas cities, including Manhattan auto insurance rates, Wichita auto insurance rates, and Topeka auto insurance rates to see how Hamilton, Kansas auto insurance rates stack up.

Before you buy Hamilton, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hamilton, Kansas auto insurance quotes.

Minimum Auto Insurance in Hamilton, Kansas

Hamilton, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hamilton, Kansas.

Minimum Required Auto Insurance Coverage in Hamilton, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hamilton, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hamilton, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hamilton, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,735 $1,735 $1,566 $1,566 $3,337 $3,999 $1,735 $1,948
Farmers $2,465 $2,441 $2,201 $2,302 $6,718 $6,942 $2,777 $2,916
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,849 $1,916 $1,638 $1,776 $3,570 $4,399 $2,118 $2,262
Progressive $2,347 $2,230 $1,891 $1,976 $8,814 $9,940 $2,781 $2,991
State Farm $1,754 $1,754 $1,528 $1,528 $4,542 $5,807 $1,968 $2,217
Travelers $2,004 $2,039 $1,957 $1,980 $8,107 $12,633 $2,052 $2,416
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Cheap Hamilton, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hamilton, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Hamilton, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Hamilton, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,337 $3,999
Farmers $6,718 $6,942
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,570 $4,399
Progressive $8,814 $9,940
State Farm $4,542 $5,807
Travelers $8,107 $12,633
USAA $4,807 $5,062

Cheap Hamilton, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Hamilton, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hamilton, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,566 $1,566
Farmers $2,201 $2,302
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,638 $1,776
Progressive $1,891 $1,976
State Farm $1,528 $1,528
Travelers $1,957 $1,980
USAA $1,313 $1,333

Cheap Hamilton, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hamilton, Kansas compared to the annual auto insurance rates with a clean record in Hamilton, Kansas.

Annual Hamilton, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,166 $2,316 $2,166 $2,166
Farmers $3,028 $3,900 $3,802 $3,652
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,813 $2,095 $3,767 $2,089
Progressive $3,809 $4,450 $3,979 $4,246
State Farm $2,456 $2,819 $2,637 $2,637
Travelers $3,020 $3,942 $5,441 $4,191
USAA $1,765 $2,373 $3,494 $2,020

Cheap Hamilton, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hamilton, Kansas is not easy. Compare the annual rates for DUI auto insurance in Hamilton, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hamilton, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,882
American Family $2,166
Farmers $3,802
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,767
Progressive $3,979
State Farm $2,637
Travelers $5,441
USAA $3,494

Cheap Hamilton, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hamilton, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hamilton, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,876 $2,036 $1,697
Farmers $4,240 $3,369 $3,176
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,725 $2,378 $2,219
Progressive $4,716 $3,973 $3,674
State Farm $3,840 $2,295 $1,777
Travelers $4,794 $3,903 $3,748
USAA $3,299 $2,163 $1,778

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Cheap Hamilton, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hamilton, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Hamilton, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hamilton, Kansas

ZIP Code Average Annual Rates
66853 $3,546

Cheap Hamilton, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hamilton, Kansas auto insurance. Find the cheapest annual Hamilton, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hamilton, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,175 $2,231
Farmers $3,595 $3,595
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,441 $2,441
Progressive $4,121 $4,121
State Farm $2,572 $2,703
Travelers $4,149 $4,149
USAA $2,341 $2,485

Cheap Hamilton, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hamilton, Kansas? Check out the comparison of annual Hamilton, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hamilton, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,228 $2,314 $2,067
Farmers $3,446 $3,576 $3,764
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,575 $2,412 $2,336
Progressive $3,912 $4,090 $4,361
State Farm $2,547 $2,644 $2,720
Travelers $3,936 $4,154 $4,355
USAA $2,328 $2,406 $2,504

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Best By Category: Cheapest Auto Insurance in Hamilton, Kansas

Compare the cheapest auto insurance companies in Hamilton, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hamilton, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Hamilton, Kansas Auto Insurance Companies

What auto insurance companies in Hamilton, Kansas are the cheapest? Compare the top Hamilton, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hamilton, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,203
Farmers $3,595
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,441
Progressive $4,121
State Farm $2,637
Travelers $4,149
USAA $2,413

What affects auto insurance rates in Hamilton, Kansas?

There are a lot of reasons why auto insurance rates in Hamilton, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hamilton, Kansas. Many local factors may affect your Hamilton auto insurance rates.

Hamilton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hamilton, Kansas commute length is 18.6 minutes according to City-Data.

Hamilton Traffic

How does Hamilton, Kansas rank for traffic? According to Inrix Hamilton, Kansas is the 263rd most congested worldwide.

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Compare Hamilton, Kansas Auto Insurance Quotes

Before you buy Hamilton, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hamilton, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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