Best Cheap Auto Insurance in Hamersville, OH (2021)

The average Hamersville, OH auto insurance rates are $248 per month. The minimum auto insurance in Hamersville is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Hamersville, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hamersville is USAA
  • The minimum auto insurance required in Hamersville, Ohio is 25/50/25
  • Average auto insurance rates in Hamersville, OH for senior drivers are $1,548 per year

Hamersville, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Hamersville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hamersville, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Hamersville to other Ohio cities, including Dayton auto insurance rates, Cleveland auto insurance rates, and Canton auto insurance rates to see how Hamersville, Ohio auto insurance rates stack up.

Before you buy Hamersville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hamersville, Ohio auto insurance quotes.

Minimum Auto Insurance in Hamersville, Ohio

Hamersville, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hamersville, Ohio.

Minimum Required Auto Insurance Coverage in Hamersville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hamersville, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hamersville, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hamersville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,184 $2,187 $1,961 $2,101 $5,902 $6,752 $2,308 $2,474
American Family $1,066 $1,111 $972 $980 $3,291 $3,586 $1,314 $1,389
Farmers $1,943 $1,940 $1,712 $1,803 $8,430 $8,757 $2,175 $2,277
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,233 $2,443 $1,718 $2,090 $11,334 $12,827 $2,389 $2,620
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $2,029 $1,919 $1,681 $1,740 $8,902 $10,053 $2,431 $2,517
State Farm $1,659 $1,659 $1,467 $1,467 $4,905 $6,186 $1,918 $2,190
Travelers $1,506 $1,531 $1,486 $1,480 $6,363 $10,040 $1,565 $1,807
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

Cheap Hamersville, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hamersville, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Hamersville, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Hamersville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,902 $6,752
American Family $3,291 $3,586
Farmers $8,430 $8,757
GEICO $3,709 $3,457
Liberty Mutual $11,334 $12,827
Nationwide $5,646 $7,298
Progressive $8,902 $10,053
State Farm $4,905 $6,186
Travelers $6,363 $10,040
USAA $2,712 $3,025

Cheap Hamersville, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Hamersville, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hamersville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,961 $2,101
American Family $972 $980
Farmers $1,712 $1,803
GEICO $1,300 $1,293
Liberty Mutual $1,718 $2,090
Nationwide $2,007 $2,025
Progressive $1,681 $1,740
State Farm $1,467 $1,467
Travelers $1,486 $1,480
USAA $841 $843

Cheap Hamersville, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hamersville, Ohio compared to the annual auto insurance rates with a clean record in Hamersville, Ohio.

Annual Hamersville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,733 $3,296 $3,828 $3,077
American Family $1,640 $1,738 $1,738 $1,738
Farmers $2,997 $3,853 $3,757 $3,911
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $3,961 $5,064 $5,191 $4,612
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $3,372 $4,574 $3,589 $4,101
State Farm $2,459 $2,903 $2,681 $2,681
Travelers $2,380 $3,091 $4,657 $2,761
USAA $1,125 $1,504 $1,966 $1,246

Cheap Hamersville, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hamersville, Ohio is not easy. Compare the annual rates for DUI auto insurance in Hamersville, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Hamersville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,828
American Family $1,738
Farmers $3,757
GEICO $2,692
Liberty Mutual $5,191
Nationwide $4,311
Progressive $3,589
State Farm $2,681
Travelers $4,657
USAA $1,966

Cheap Hamersville, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hamersville, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hamersville, Ohio

Insurance Company Poor Fair Good
Allstate $4,159 $3,017 $2,524
American Family $2,273 $1,552 $1,316
Farmers $4,116 $3,469 $3,304
GEICO $2,319 $1,933 $1,547
Liberty Mutual $6,768 $4,122 $3,231
Nationwide $4,017 $3,235 $2,731
Progressive $4,397 $3,791 $3,540
State Farm $3,822 $2,361 $1,861
Travelers $3,608 $3,134 $2,925
USAA $1,900 $1,340 $1,140

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Cheap Hamersville, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hamersville, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Hamersville, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hamersville, Ohio

ZIP Code Average Annual Rates
45130 $2,850

Cheap Hamersville, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Hamersville, Ohio auto insurance. Find the cheapest annual Hamersville, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hamersville, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,233 $3,233
American Family $1,692 $1,735
Farmers $3,630 $3,630
GEICO $1,897 $1,970
Liberty Mutual $4,707 $4,707
Nationwide $3,328 $3,328
Progressive $3,909 $3,909
State Farm $2,616 $2,747
Travelers $3,222 $3,222
USAA $1,405 $1,516

Cheap Hamersville, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hamersville, Ohio? Check out the comparison of annual Hamersville, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hamersville, Ohio

Insurance Company Low Medium High
Allstate $3,130 $3,227 $3,343
American Family $1,682 $1,727 $1,732
Farmers $3,447 $3,576 $3,866
GEICO $1,882 $1,926 $1,991
Liberty Mutual $4,541 $4,729 $4,851
Nationwide $3,681 $3,226 $3,077
Progressive $3,749 $3,875 $4,103
State Farm $2,568 $2,688 $2,788
Travelers $3,142 $3,265 $3,260
USAA $1,404 $1,459 $1,518

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Best By Category: Cheapest Auto Insurance in Hamersville, Ohio

Compare the cheapest auto insurance companies in Hamersville, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hamersville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Hamersville, Ohio Auto Insurance Companies

What auto insurance companies in Hamersville, Ohio are the cheapest? Compare the top Hamersville, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hamersville, Ohio

Insurance Company Average Annual Rates
Allstate $3,233
American Family $1,714
Farmers $3,630
GEICO $1,933
Liberty Mutual $4,707
Nationwide $3,328
Progressive $3,909
State Farm $2,681
Travelers $3,222
USAA $1,460

What affects auto insurance rates in Hamersville, Ohio?

There are a lot of reasons why auto insurance rates in Hamersville, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hamersville, Ohio. Many local factors may affect your Hamersville auto insurance rates.

Hamersville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hamersville, Ohio commute length is 36.1 minutes according to City-Data.

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Compare Hamersville, Ohio Auto Insurance Quotes

Before you buy Hamersville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hamersville, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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