Best Cheap Auto Insurance in Hamden, CT (2021)

The average Hamden, CT auto insurance rates are $458 per month. The minimum auto insurance in Hamden is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Hamden, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Hamden is State Farm
  • The minimum auto insurance required in Hamden, Connecticut is 25/50/20
  • The most expensive auto insurance company in Hamden for teen drivers is Liberty Mutual

Hamden, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Hamden can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hamden, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Hamden to other Connecticut cities, including New Haven auto insurance rates, New Britain auto insurance rates, and Bristol auto insurance rates to see how Hamden, Connecticut auto insurance rates stack up.

Before you buy Hamden, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hamden, Connecticut auto insurance quotes.

Minimum Auto Insurance in Hamden, Connecticut

Hamden, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hamden, Connecticut.

Minimum Required Auto Insurance Coverage in Hamden, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Hamden, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hamden, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hamden, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,276 $4,208 $3,954 $4,236 $12,982 $15,314 $4,446 $4,628
GEICO $2,724 $2,731 $2,526 $2,546 $6,362 $7,509 $2,625 $2,542
Liberty Mutual $4,059 $4,428 $3,122 $3,872 $20,395 $23,032 $4,096 $4,465
Nationwide $2,650 $2,675 $2,380 $2,494 $7,429 $9,419 $3,083 $3,314
Progressive $3,807 $3,530 $3,237 $3,382 $16,066 $17,824 $4,330 $4,847
State Farm $1,999 $1,999 $1,840 $1,840 $6,148 $7,738 $2,251 $2,587
Travelers $1,986 $2,014 $1,988 $1,981 $15,601 $25,327 $2,161 $2,415
USAA $2,331 $2,302 $2,184 $2,151 $7,472 $7,810 $3,134 $3,236

Cheap Hamden, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hamden, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Hamden, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Hamden, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,982 $15,314
GEICO $6,362 $7,509
Liberty Mutual $20,395 $23,032
Nationwide $7,429 $9,419
Progressive $16,066 $17,824
State Farm $6,148 $7,738
Travelers $15,601 $25,327
USAA $7,472 $7,810

Cheap Hamden, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Hamden, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hamden, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,954 $4,236
GEICO $2,526 $2,546
Liberty Mutual $3,122 $3,872
Nationwide $2,380 $2,494
Progressive $3,237 $3,382
State Farm $1,840 $1,840
Travelers $1,988 $1,981
USAA $2,184 $2,151

Cheap Hamden, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hamden, Connecticut compared to the annual auto insurance rates with a clean record in Hamden, Connecticut.

Annual Hamden, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,747 $7,126 $8,402 $5,747
GEICO $2,333 $3,063 $6,519 $2,867
Liberty Mutual $7,380 $9,243 $9,167 $7,945
Nationwide $3,403 $4,448 $5,089 $3,783
Progressive $6,074 $8,840 $6,401 $7,197
State Farm $3,069 $3,377 $3,377 $3,377
Travelers $5,377 $5,827 $8,487 $7,045
USAA $2,938 $3,702 $5,733 $2,938

Cheap Hamden, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hamden, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Hamden, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Hamden, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,402
GEICO $6,519
Liberty Mutual $9,167
Nationwide $5,089
Progressive $6,401
State Farm $3,377
Travelers $8,487
USAA $5,733

Cheap Hamden, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hamden, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hamden, Connecticut

Insurance Company Poor Fair Good
Allstate $8,638 $6,491 $5,138
GEICO $5,380 $3,241 $2,466
Liberty Mutual $11,984 $7,460 $5,857
Nationwide $5,525 $3,722 $3,295
Progressive $7,752 $6,962 $6,670
State Farm $4,602 $2,938 $2,361
Travelers $7,584 $6,323 $6,145
USAA $5,057 $3,421 $3,004

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Cheap Hamden, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hamden, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Hamden, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hamden, Connecticut

ZIP Code Average Annual Rates
6514 $5,557
6517 $5,557
6518 $5,557

Cheap Hamden, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Hamden, Connecticut auto insurance. Find the cheapest annual Hamden, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hamden, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,756 $6,756
GEICO $3,639 $3,753
Liberty Mutual $8,434 $8,434
Nationwide $4,181 $4,181
Progressive $7,128 $7,128
State Farm $3,218 $3,383
Travelers $6,684 $6,684
USAA $3,781 $3,873

Cheap Hamden, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hamden, Connecticut? Check out the comparison of annual Hamden, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hamden, Connecticut

Insurance Company Low Medium High
Allstate $6,236 $6,739 $7,292
GEICO $3,379 $3,640 $4,067
Liberty Mutual $8,056 $8,359 $8,886
Nationwide $4,205 $4,219 $4,118
Progressive $6,559 $7,055 $7,770
State Farm $3,091 $3,307 $3,503
Travelers $6,133 $6,633 $7,286
USAA $3,545 $3,832 $4,106

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Best By Category: Cheapest Auto Insurance in Hamden, Connecticut

Compare the cheapest auto insurance companies in Hamden, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hamden, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Hamden, Connecticut Auto Insurance Companies

What auto insurance companies in Hamden, Connecticut are the cheapest? Compare the top Hamden, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hamden, Connecticut

Insurance Company Average Annual Rates
Allstate $6,756
GEICO $3,696
Liberty Mutual $8,434
Nationwide $4,181
Progressive $7,128
State Farm $3,300
Travelers $6,684
USAA $3,827

Compare Hamden, Connecticut Auto Insurance Quotes

Before you buy Hamden, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hamden, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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