Best Cheap Auto Insurance in Hamburg, AR (2021)

The average Hamburg, AR auto insurance rates are $374 per month. The minimum auto insurance in Hamburg is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Hamburg, Arkansas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Hamburg for teen drivers is Travelers
  • The minimum auto insurance required in Hamburg, Arkansas is 25/50/25
  • The cheapest auto insurance company in Hamburg is USAA

Hamburg, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Hamburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hamburg, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Hamburg to other Arkansas cities, including Rogers auto insurance rates, Jonesboro auto insurance rates, and Fort Smith auto insurance rates to see how Hamburg, Arkansas auto insurance rates stack up.

Before you buy Hamburg, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hamburg, Arkansas auto insurance quotes.

Minimum Auto Insurance in Hamburg, Arkansas

Hamburg, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hamburg, Arkansas.

Minimum Required Auto Insurance Coverage in Hamburg, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Hamburg, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Hamburg, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hamburg, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,197 $3,237 $2,834 $3,040 $11,366 $13,555 $3,559 $3,869
Farmers $2,574 $2,559 $2,305 $2,416 $10,526 $10,889 $2,967 $3,148
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $3,082 $2,935 $2,528 $2,638 $12,841 $14,487 $3,700 $4,021
State Farm $1,927 $1,927 $1,701 $1,701 $5,242 $6,629 $2,164 $2,466
Travelers $2,511 $2,563 $2,454 $2,466 $14,245 $22,856 $2,672 $3,131
USAA $1,449 $1,466 $1,341 $1,353 $4,572 $4,792 $1,874 $2,024

Cheap Hamburg, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Hamburg, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Hamburg, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Hamburg, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,366 $13,555
Farmers $10,526 $10,889
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $6,216 $7,979
Progressive $12,841 $14,487
State Farm $5,242 $6,629
Travelers $14,245 $22,856
USAA $4,572 $4,792

Cheap Hamburg, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Hamburg, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Hamburg, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $3,040
Farmers $2,305 $2,416
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,364 $2,513
Progressive $2,528 $2,638
State Farm $1,701 $1,701
Travelers $2,454 $2,466
USAA $1,341 $1,353

Cheap Hamburg, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hamburg, Arkansas compared to the annual auto insurance rates with a clean record in Hamburg, Arkansas.

Annual Hamburg, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,636 $5,809 $6,389 $5,495
Farmers $3,943 $5,054 $4,934 $4,761
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,982 $6,913 $5,231 $5,990
State Farm $2,746 $3,193 $2,970 $2,970
Travelers $5,546 $5,731 $8,359 $6,814
USAA $1,810 $2,296 $3,320 $2,009

Cheap Hamburg, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Hamburg, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Hamburg, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Hamburg, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,389
Farmers $4,934
GEICO $6,475
Liberty Mutual $5,796
Nationwide $5,241
Progressive $5,231
State Farm $2,970
Travelers $8,359
USAA $3,320

Cheap Hamburg, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Hamburg, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Hamburg, Arkansas

Insurance Company Poor Fair Good
Allstate $7,035 $5,365 $4,346
Farmers $5,331 $4,450 $4,239
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $4,545 $3,642 $3,312
Progressive $6,570 $5,582 $5,185
State Farm $4,304 $2,590 $2,015
Travelers $7,603 $6,326 $5,908
USAA $3,132 $2,131 $1,814

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Cheap Hamburg, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Hamburg, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Hamburg, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Hamburg, Arkansas

ZIP Code Average Annual Rates
71646 $4,578

Cheap Hamburg, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Hamburg, Arkansas auto insurance. Find the cheapest annual Hamburg, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Hamburg, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,582 $5,582
Farmers $4,673 $4,673
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $3,833 $3,833
Progressive $5,779 $5,779
State Farm $2,899 $3,040
Travelers $6,612 $6,612
USAA $2,291 $2,427

Cheap Hamburg, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Hamburg, Arkansas? Check out the comparison of annual Hamburg, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hamburg, Arkansas

Insurance Company Low Medium High
Allstate $5,414 $5,579 $5,753
Farmers $4,486 $4,634 $4,899
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $3,882 $3,758 $3,859
Progressive $5,403 $5,702 $6,232
State Farm $2,843 $2,967 $3,099
Travelers $6,323 $6,632 $6,882
USAA $2,264 $2,351 $2,462

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Best By Category: Cheapest Auto Insurance in Hamburg, Arkansas

Compare the cheapest auto insurance companies in Hamburg, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Hamburg, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Hamburg, Arkansas Auto Insurance Companies

What auto insurance companies in Hamburg, Arkansas are the cheapest? Compare the top Hamburg, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Hamburg, Arkansas

Insurance Company Average Annual Rates
Allstate $5,582
Farmers $4,673
GEICO $4,151
Liberty Mutual $4,485
Nationwide $3,833
Progressive $5,779
State Farm $2,970
Travelers $6,612
USAA $2,359

What affects auto insurance rates in Hamburg, Arkansas?

There are a lot of reasons why auto insurance rates in Hamburg, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hamburg, Arkansas. Many local factors may affect your Hamburg auto insurance rates.

Hamburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hamburg, Arkansas commute length is 21.1 minutes according to City-Data.

Hamburg Traffic

How does Hamburg, Arkansas rank for traffic? According to Inrix Hamburg, Arkansas is the 81st most congested worldwide.

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Compare Hamburg, Arkansas Auto Insurance Quotes

Before you buy Hamburg, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hamburg, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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